Search results

  1. swayze22

    Investing General Discussion

    SGOV (or a HYSA if you'd prefer that) until you have a more scientific approach IMO
  2. swayze22

    Investing General Discussion

    double beat - $57b vs. $55b exp and $1.30 eps vs. 1.25 exp. the house of cards stays upright for now? $51b from data centers is nuts. EDIT: @Jysin beat me to it.
  3. swayze22

    Investing General Discussion

    Yeah companies are all lemmings.
  4. swayze22

    Monsters and Memories (Project_N) - Old School Indie MMO

    says the guy that in 2025 plays a Private server PAID shitty version of retail WoW with a cash shop. you @Kirun and @Quaid should go fuck off and doom somewhere else. Looking at each of your post history you know everything and are the best - go create your own game that you actually play. OH...
  5. swayze22

    Investing General Discussion

    you are forgetting the reason 401ks are called tax-advantaged accounts - the money that goes into the account isn't reduced by your income tax, it's pretax. Whereas in a brokerage account the government has already taken income taxes out of that amount. Also with 401k you don't pay taxes on the...
  6. swayze22

    Investing General Discussion

    Yeah probably too many variables for this specific instance. TLDR - I want to contribute more to retirement but make too much to contribute to normal roth ira. I've been maxing my annual 401k contribution, except this year because i quit my job therefore no more salary deferrals. Was thinking...
  7. swayze22

    Investing General Discussion

    Retirement Account question - I won't max my 401k this year because I quit my job and didn't change my contributions prior to doing so. I will be over the income limit for contributing to a ROTH IRA. 1) Can I contribute the difference between my unmaxed 401k retirement account and the...
  8. swayze22

    Home buying thread

    Out of necessity. I don't think anyone would stay home with their parents if they could afford to move out. It's because their parents are the ones that extracted all the wealth from the economy and the younger folks literally can't afford to move out with both rising rents and rising housing...
  9. swayze22

    Monsters and Memories (Project_N) - Old School Indie MMO

    I think either @Kirun @Sylas or @Quaid might be recruiting for a competitive end game raiding guild
  10. swayze22

    Investing General Discussion

    A few individual stocks I hold have gone down quite a bit the last few days (RKLB for instance) but overall aren't we basically back to where we were 3 weeks or so ago? This doesn't feel that significant. I guess I should say "YET"
  11. swayze22

    Investing General Discussion

    Great performer for me also it's had a crazy week up over 36% in 5D. I bought this initially at $14.87, then some in the 20s and some in the 40s. I thought I was "late" and should have bought more even once it was 40+. Lesson learned. To the moon! (space)
  12. swayze22

    Project Epoch - WoW Classic+

    Maybe it's semantics since there are so many iterations - but different mechanics, classes, content, xp rates, cash shop isn't what I would describe as classic. It seems like you are a big fan of what will be bronzebeard but that's a different game using the same pixels. People played Epoch...
  13. swayze22

    Project Epoch - WoW Classic+

    TBH pvp is always the scum of (most) MMOs and that amps up a few notches on private servers (free) with pvp becoming mostly griefers because no money no reputation no repercussions - which is why I rolled PVE. PVP on private servers will always be a waste of time IMO, literally and figuratively...
  14. swayze22

    Project Epoch - WoW Classic+

    TBH 1.5exp, significant changed classes, "mythic" classic dungeons and a cash shop is like the opposite of what I think of with "classic" wow. If you wanted a different "game" in the wow world than BB might be appealing but I play epoch because it feels like "classic" from 20 years ago. In...
  15. swayze22

    Project Epoch - WoW Classic+

    They are in Netherlands I think so shouldn't be an issue. The Epoch C&Ds were to the individuals which presumably are in a more legal friendly venue for US IP matters. Going to keep playing. I'm almost 60. The amount of "new" content quests hubs/quests 35+ adds some nice flavor
  16. swayze22

    Project Epoch - WoW Classic+

    Looks like Kezan and Menethil will be merging tomorrow. I think the peak populations are both pretty high (7k+, 5k+), guess they don't want to maintain two servers. Names will be a cluster. Should be a much different leveling experience now for better or for worse
  17. swayze22

    Project Epoch - WoW Classic+

    What other class mechanics aren't working?
  18. swayze22

    Project Epoch - WoW Classic+

    Yes it says they changed some stuff which they did, as outlined in your snips. you haven't even leveled high enough to see anything they changed. you are also reading reddit so I mean I don't know what to tell you man
  19. swayze22

    Project Epoch - WoW Classic+

    I did WC. When I say "tweaks" I say that as in it still feels like you are playing WoW Classic and not a different game entirely. My last recollection is retail classic where it was a raid so my memory may be somewhat skewed from that. I recall a new boss and a new quest but admittedly can't...
  20. swayze22

    Project Epoch - WoW Classic+

    Seems like you and these "a lot of people" aren't signing up to play what the Epoch server was selling. This was never advertised as the whole world is changed. They added QoL shit and TBC talents in "classic" world with the best version of the client. Many of the instances were tweaked and a...
  21. swayze22

    Project Epoch - WoW Classic+

    i'm 13 and have quests up through 20 with no issues, pfquest has some bugs but idk
  22. swayze22

    Project Epoch - WoW Classic+

    menethil swayze orc hunter lots of people around everywhere but i guess in this client the dynamic respawns make it easy
  23. swayze22

    Project Epoch - WoW Classic+

    Most common AE offender is SM where the pathing is easily exploitable with standing on the fountain areas. Basically see very few "real" SM groups and its only AE bs
  24. swayze22

    Investing General Discussion

    I bought some SMR last fall and sold for a small loss this winter. does that count? if you didn't buy the run up prior to election then your probably wash at best
  25. swayze22

    Investing General Discussion

    Strong misread of the room comrade
  26. swayze22

    Investing General Discussion

    I bought in 2019 re-fied in 2021 - my monthly payment would be 90% more if I bought the house I live in today
  27. swayze22

    2024 Official Stonks Contest

    5300
  28. swayze22

    World of Warcraft: Season of Discovery

    I am with a few buddies. Seems pretty normal to me but admittedly i'm not 100% in tune these days mostly in disc and ignore global. we hit max level but sort of just messing with different classes now not going too hard. we've had some good fun pvp'ing in small groups bots pay a sub?
  29. swayze22

    Investing General Discussion

    you truly are a perplexing individual yeah like there is no inflation if you take out food energy housing...
  30. swayze22

    Blizzard’s Arclight Rumble

    Just curious what level were you? or whatever the red things signify
  31. swayze22

    Investing General Discussion

    definitely retarded if nothing else
  32. swayze22

    Total War: Warhammer

    I never played this. I loved and played all of the other TW: WH games (1000s hours), my buddy played 50hours~ or so at release of this and didn't like the tower stuff and didn't have any sticking power. Am I understanding correctly that they had a big patch to fix the lameness and it did not...
  33. swayze22

    Investing General Discussion

    They say timing is everything...
  34. swayze22

    Investing General Discussion

    Inflation is a rate. It seems most people's sentiment is simply: I want my wages to catch up with the recent inflation and I've been feeling it most in out of pocket expenses.
  35. swayze22

    RIP Jimmy Buffett

    Jimmy was a legend, embodied our upper middle class drink anytime river and beach lifestyle and upbringing lmao margs and cheesburgers were consumed RIP
  36. swayze22

    Diablo 4 / IV / IIII / Fore / Cope / Seethe

    still plowing through nightmares and t4 for now with a couple RL buds and having fun, not grinding every night (we are 70~80s), trying new builds and what not. I play a necro so the s1 spice has been fun. i'm sure sooner than later it will get old but blowing shit up with friends is a good time...
  37. swayze22

    General Gaming News and Discussion

    Adjusted for inflation... Are e-sports still a thing and will they continue to grow if so?
  38. swayze22

    Diablo 4 / IV / IIII / Fore / Cope / Seethe

    Right? It's weird because as a game - I look at the ones i've played for 50+ or maybe even 100+ hrs as "worth" it. Obviously the MMOs. But I spend $5 on a bottle of water every other day or whatever, get uber eats delivered to my office, and waste money in countless ways. It's only gaming or...
  39. swayze22

    Investing General Discussion

    So another W for boomers and fuck you for everyone younger, typical
  40. swayze22

    Diablo 4 / IV / IIII / Fore / Cope / Seethe

    There are additional avenues to spend consumer money after buying the box? O M F G ABSOLUTELY UNHEARD OF This game doesn't have 400+hrs of content and doesn't have the depth of a game released and supported for the past ten years? TRASH The game doesn't cost the same as a new Nintendo 64 game...