Recent content by Synj

  1. Synj

    Investing General Discussion

    80% VOO or VOO equivalent in her 401k brokerage (you'll have to look this up), 10% VGT/VUG or equivalent (FSPTX/FBGRX etc) for some tech or growth, 10% VXUS or equivalent (VTIAX etc) for international diversification. I wouldn't personally recommend single stocks for her. Don't do TQQQ or SOXL...
  2. Synj

    Investing General Discussion

    An obvious joke that was immediately discernible is not trolling but that's fine. At the very least, I actually invested some time into trying to help @Sludig with his question, but whatever, no more jokes I guess.
  3. Synj

    Investing General Discussion

    The easy answer is VOO. But @Sludig said his wife doesn’t want more SP500 without context as to why: portfolio diversification, growth, risk, etc. I agree with you that a $10k portfolio and a $1M portfolio allocation could very easily be 80/20 VTI/VXUS and work out very well for most people...
  4. Synj

    Investing General Discussion

    VOO is the Vanguard S&P500 (V Roman numeral for 5 and 00, pretty clever really). Most 401ks limit you to mutual fund versions such as VFIAX (Vanguard 500 Index Fund Admiral Shares) which is the exact same thing but in a mutual fund. Fidelity has their own version as well (FXAIX). A lot of them...
  5. Synj

    Investing General Discussion

    Honestly, the more I think about it, don't get fancy, just VOO and chill. 80% VOO 10% QQQ/VGT and 10% VXUS. Heavily weighted to US and tech with 10% international. If that's too aggressive: 60% VOO 20% VTV/SCHD/VYM 10% QQQ/VGT 10% VXUS. Add in more defensive/dividend funds but still heavily...
  6. Synj

    Investing General Discussion

    VOO is the SP500. VTI is the total US market. More diversified but still largely dominated by US tech. VT is the total world index. 10 year returns: You'll notice that the top holdings for these funds are almost identical because right now the US market is the global market. These funds...
  7. Synj

    Investing General Discussion

    I misread the last part as only $500 to be plonking into. I’m not a fan of target funds as they lean far too conservative for me but that’s me. I don’t care for bonds and shit. The question still remains though, what is your wife’s goal of not wanting more S&P 500? Does she want more...
  8. Synj

    Investing General Discussion

    On a board called The Stonkhouse filled with memes and gifs. What a fag you are.
  9. Synj

    Investing General Discussion

    Again, what advice have you provided outside of being the obvious joke police? I at least had the courtesy of providing some solid low-cost index funds for @Sludig to investigate.
  10. Synj

    Investing General Discussion

    Dude spare me your sanctimony. As you can fucking see, I listed out a group of low-cost index funds and what they do. What the fuck did you do besides miss the fucking joke? Also, one of the best ways to learn is by learning what NOT to do. Probably not a good idea to seek advice without...
  11. Synj

    Investing General Discussion

    In fairness, asking where to put $500 with no other context is not a serious question. $500 will get you: 2.5 shares NVDA or 1.5 shares of MSFT or 5 shares of NOW or 40 shares of NOK or .75 shares of SMH or 3 shares of SPMO or 17 shares of SCHD We have zero context of portfolio size...
  12. Synj

    Investing General Discussion

    Technically it's 3 on one (3x leverage and 3x short). No one is recommending these funds. Also, we're talking about $500. Look up the holdings from these and decide what fits her risk profile and portfolio. Portfolio job Common choices U.S. core (S&P 500) VOO or VTI Nasdaq 100 QQQ...
  13. Synj

    Investing General Discussion

    TQQQ/SOXL
  14. Synj

    Depression

    We're all failures at different points in our lives and all at the same time. It sounds like you're going through a very hard time. Maybe it's best just to accept yourself for where you are right now and just be okay with the fact that shit is shitty right now. It's okay to be sad and to feel...
  15. Synj

    Investing General Discussion

    Isn’t this just their reaction to the US Friday? Samsung and SK Hynix (their two index leaders) were downstream of all the AI pullbacks. I don’t think it’s indicative of tomorrow’s opening but wtf do I know?