Recent content by Tallyn_foh

  1. T

    Home buying thread

    Your first offer should be at least 10% less than the asking price, and probably double that or more in a market like this. You can always go up if they stick to their guns. I bought my house early last year at 20% under list. I made what I thought was a really lowball offer and they rolled over...
  2. T

    Home buying thread

    While I"m generally in the "live debt-free camp" it"s important to take inflation into account when considering the merits of borrowing money over the long term. Interest rates are retardedly low right now if you have cash/equity and good credit. I refinanced my mortgage last week at 4.5% on a...