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  1. Mist

    Investing General Discussion

    Why are boomer stonks going way out of line of the S&P.
  2. Mist

    Investing General Discussion

    Except you don't have to pay Social Security taxes on that money so you're already way better off than the people <150k. Your argument would only make sense if there was no SS cap. Anyway, not really the thread for this. @Blazin
  3. Mist

    Investing General Discussion

    My 20-year bonds are now up +9.41% lol.
  4. Mist

    Funny, Strange, Random Pics

    I think about that show a lot, actually. I would love to write a remake of it and piss EVERYONE off. First, it's about cops, so liberals are right out. But it's also about immigration AND they have a third gender, but the third gender is REQUIRED FOR BREEDING. It was also a movie before it...
  5. Mist

    Investing General Discussion

    I NEED SO MUCH SAUCE FOR THESE TENDIES
  6. Mist

    Investing General Discussion

    Yeah but Fogler is not smart I just wanted to clarify this.
  7. Mist

    Investing General Discussion

    *Remember that AGI is after your 401k and other contributions, so if you're contributing the max to 401k, HSA, etc. then you can still qualify
  8. Mist

    Investing General Discussion

    Yeah but when you think the S&P 50 is going to be where all the gains are from AI... but yeah, worth looking into.
  9. Mist

    Investing General Discussion

    https://www.cnbc.com/2023/11/29/us-gdp-grew-at-a-5point2percent-rate-in-the-third-quarter-even-stronger-than-first-indicated.html https://www.cnbc.com/2023/11/29/americans-are-doom-spending-heres-why-thats-a-problem.html The media literally can't just admit that the economy is actually pretty...
  10. Mist

    World of Warcraft: Season of Discovery

    They release the server list yet?
  11. Mist

    World of Warcraft: Season of Discovery

    There's going to be other non-rune new loot.
  12. Mist

    Investing General Discussion

    Yeah, but that's not what you want to be aiming for.
  13. Mist

    Investing General Discussion

    It's anyone actively looking for a mate. Rural Americans aren't bumping into their ideal future spouses at the grocery stores unless it's a Hallmark movie. If you want to find a successful partner, your odds are much better in a city, strictly by the size of the available pool of people in the...
  14. Mist

    Investing General Discussion

    I think "Middle Class" means having churn roughly equal to burn. Living comfortably but still just treading slightly above paycheck to paycheck. Carrying only modest debts. "Upper Middle Class" would be the same as above, but after contributing near the maximum to their retirement with no...
  15. Mist

    World of Warcraft: Season of Discovery

    Endgame will probably be phased as well. So, I'm assuming 6-8 weeks per level tier and then maybe 6 weeks per raid tier?
  16. Mist

    World of Warcraft: Season of Discovery

    Yeah, but how's that going to work if you have loot that doesn't exist in Vanilla? lol This feels like more of a test for something new entirely. An extended PTR.
  17. Mist

    Investing General Discussion

    Move to Africa and be your own warlord.
  18. Mist

    Investing General Discussion

    Sell your 1.2 million dollar home and move to rural Tennessee.
  19. Mist

    Star Wars general purpose movie stuff

    There's so many other fucking threads for this @Denamian
  20. Mist

    Gaming and general purpose monitors

    This might be another decent cheapo. Though, apparently according to CamelCamelCamel, it can go down as low as $209.
  21. Mist

    Gaming and general purpose monitors

    https://www.bestbuy.com/site/lg-ultragear-27-nano-ips-qhd-1-ms-g-sync-compatible-monitor-with-hdr-black/6451081.p?skuId=6451081 This is about the best deal you're gonna get on a 'good' 27 inch...
  22. Mist

    Investing General Discussion

    Or if bond rates tank, you could sell some for a massive profit and invest it in some divvy stocks.
  23. Mist

    World of Warcraft: Season of Discovery

    Yeah, maybe. Between the Eyes is also probably a lot less good when you lose combo points from switching targets.
  24. Mist

    World of Warcraft: Season of Discovery

    Rogues are insane at level 25 though. Between the Eyes will just make them even more absurd. I'm sure they'll have better runes by 60.
  25. Mist

    Investing General Discussion

    YTD on SPY is 20.31%, so pretty bad? What were the two previous years like for you?
  26. Mist

    Investing General Discussion

    Yes, at my most cynical, this is always what I think. But the real translation is that people really only measure their circumstances as a delta vs the people around them, and where they were within recent memory.
  27. Mist

    Investing General Discussion

    Yeah, I'm not saying it's great right now. I'm saying that 600k in 2003 actually feels a lot richer than 1 mil right now. Housing is a bitch. Just tell your kids they ain't going to college. It's not worth it unless they get into a top 20 school anyway.
  28. Mist

    Investing General Discussion

    If I had 600k in 2003 I definitely would have felt pretty rich or at least extremely comfortable. I would have invested 11/12ths of that and would be very rich right now. I had 16k in the bank in 2003 and felt like I was doing much better than most of my friends.
  29. Mist

    Desktop Computers

    Modern 'Pro' drives have plenty of durability for it to not be a concern. Platters are probably better if you need more than 4TB worth of storage, you can get 8-12TB drives fairly cheap.
  30. Mist

    Desktop Computers

    https://www.newegg.com/p/N82E16813162148 This is a really good price for this motherboard. It's one of the best upper-midrange options for Z790, has a diagnostic readout, and is a new release as of last month, so it has the latest support built in.
  31. Mist

    Investing General Discussion

  32. Mist

    Chat GPT AI

    Yeah, honestly, at this point it doesn't matter. If you don't regulate, Big Tech gets to run roughshod over everyone with their infinite piles of money and entrenched advantage. If you do regulate, they have infinite piles of money to comply with while their competitors don't. The war got...
  33. Mist

    Chat GPT AI

    This is about regulating the very largest models. This is about keeping large corporations and governments from using AI against YOU, not about regulating open source and/or distributed models which are much smaller and tend towards task-optimized tuning. You're playing into big tech's...
  34. Mist

    Chat GPT AI

    This is basic psychometrics. No one refutes this, this is not forbidden knowledge. Your runty Y chromosomes create all sorts of problems, of which this is one symptom. "They're hiding this thing you can find in any second-year psych textbook."
  35. Mist

    For All Mankind

    Season one was consistently strong but S2 did a way better job ramping up the tension toward the end.
  36. Mist

    EVE Online

    Infinitely easier to stop cheating on PS3.
  37. Mist

    For All Mankind

    IDK what happened to the writers with this show. It's terrible. EDIT: I will say that previous seasons 2 and 3 also started off weak. It's not impossible for them to turn this around, but I don't see a path to it.
  38. Mist

    EVE Online

    Yes.
  39. Mist

    Lending money to friends?

    "Don't" is the obvious and expected response. I was just wondering if anyone had encountered an outlier outcome, perhaps using a feature native to one of the major payment apps that I'm not aware of. @Denamian can shaw this if he wants.