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There are 20 year amortization periods available, you just have to ask. The interest rate is no better than a 30 yr usually though.

LOL, yep I explained exactly why it had to be done and wormie's post confirmed it yet here you are splitting hairs in your white knighting quest against all that doesn't conform to your opinions. Keep it up bro.

They're one and the same, it's building code. Dear god, the bank does hold all the cards because they won't finance a property that has issues along those lines. Ever tried to buy a house with an unpermitted addition? Have fun if you do.... Pretty sure the entirety of my posts in this...

You had 3 shots on target the entire game, 11 total yet it was total domination with chances galore? That was probably the best I've seen ManUre play all season but it was also the worst I've seen Spuds play all season, yet the best you could do is a Fellaini half chance that he converted from...

Believe what you want, don't let an accepted stats concept get in your way.

The best part is my example is for a minimum price of $3.0mm in these condos in which the loans were $1.0mm so the bank didn't even care aside from making sure it was considered livable. We had the collateral after all. According to Khane though I should have been helping these people secure...

Seriously? Aside from Spuds basically shitting the bed today and gifting two of the goals you created all of 1 chance the whole game. Granted the 2nd half was a bore fest but Spuds were more shocking than ManU was good. Keep that attitude for next week, can't wait.

Hilarious.

The example I gave was from 2004, this is nothing new. Keep up your crusade against farcical finance rules and stupid personal finance ideas though.

Should be an easy job at this point, just keep upping the commercial deals and bring in good football people to help with recruiting.

It has to do with the fact it's an owner occupied house and it has to be considered livable, it has nothing to do with value as in theory an appraiser is only supposed to comment on appliances if they aren't typical compared to recent sales. You didn't need the dishwasher but you needed the...

Not really, no. Both are coming from loan officers that have no credit decision authority. Pre-approval sounds nicer and should require a full review of your credit documents to have the automated Fannie/Freddie system spit out an approval that is accurate. I know some companies still let...

Most listing agents won't accept prequals anymore, they want pre-approvals even though most pre-approvals are garbage anyway. We're doing full underwritten pre-approvals now but it takes 2 weeks at best as it's basically a full loan application with no property. Anything other than that is...

Are you a closet rent boy or just an Ibra hater? Those 50/50's happen in every game every week far worse than Ibra's today which again Oscar was actually the one with malicious intent which If you watch him at all isn't surprising. I don't really care for Ibra myself all that much but not only...

You are fucking blind, Oscar had feet raised with studs showing. If anything he deserved a card more than Ibra did and Maureen knew that as he played the whole first half in a red mist so was yanked at half. That's also the same ref that helped out Basle with the most ridiculous red against...

If all you are going to do is try to get people sent off then complaining when it's done to you is pretty hilarious. Costa was just out of control, no way he should have made 120mins.

That ref had one of the most crooked performances I've ever seen though I'm sure Mourinho will still complain. Didn't think I could hate any club more than ManU but I don't think Chelski have one redeeming feature between owner, players, staff, fans, etc. I celebrated that Silva goal almost as...

Am I not remembering BB in that the widow is never in a scene where Mike's with his granddaughter?

You talk style and all that comes to mind is this:

Find a local bank, most big banks such as Wells Fargo and the such would consider that too small of deal. Not to mention they won't do it if this is your first deal. I have a client who will probably build and sell over 350 units this year and Wells still won't give him a construction deal as...

Are you sure about that? You could be right and I'm not interested in going through every xG map for Fellaini but in watching the games ManU creates very little chances. You have your own supporters as well bemoaning the style and tactics of the team and how it's not historically what ManU...

DDG is the only reason ManU is in the top 4 currently, last I looked he was directly responsible for 15 saved points based on xG tables of the games they were in where the other team had more clear cut chances than ManU but still lost or tied. He's going to Madrid and there is no way Bale is...

Pretty sure you're drunk as shit in writing this I don't even know what the fuck you're trying to say. So you're saying ManU had more chances than Arse due to Fellaini knockdowns? That's just crazy. If you're going to go on Bellerin then you can say the same as Rojo and Fellaini, all 3 had...

What? Fellaini started the game as a #10, though if there's one thing Oliver got wrong it's letting elbows finish the whole 90. Every offensive action ManU had from minute 1 was having the ball go wide to Young or Di Maria while Fellaini moved back post for a cross. There was some decent...

Harsh? Between Young and Di Maria they were diving all over the place with Janujizzy's just taking the cake as being the most hilarious. Not to mention it took 8 fouls for Fellaini to finally be booked. That was actually the most competent ref display I've seen in weeks. The...

Why not just take it a step further and say if you can't pay cash for a house then you can't afford the house? There's a reason the 15yr has one of the lowest use rates in lending in that it's unrealistic for a lot of housing markets if you're going to be able to afford something that would be...

I'm sorry but this is just pathetic by Newcastle, what a joke.... LiverpoolFC - Jiffier gifs through HTML5 Video Conversion.

Ahh Timmy, it's good to have you back.... Watch Roberto Kusabbi's Vine "Hes the gift that keeps giving. I think. What goes through his head???"

LFC is averaging 2.50pts per game since December. If we could just keep the team intact and add 1 or 2 then we should be pretty well setup for next season instead of spending the first half of the season figuring out what works best. Last year it took until almost December to figure out the...

Coutinho today vs. ManC

Last years game was pretty even, this year we just dominated them even with ManC getting 48hrs more to prepare. I think I need to go back to the Coutinho avatar......

Yeah, those sanction against USC really deterred others..... Oh wait, the NCAA just decided to impose lesser penalties in going forward for more egregious violations in which the school actually participated this time in said violations.. My bad!

Fucking Lovren......

Hahahahaha. I really shouldn't say much considering LFC's abysmal group stage but that was really bad from Arse. Same old mistakes, same old shit. At least they're good for something....

They don't really have much of a choice unfortunately. They'll all rail against it but in the end the players countries are going to still go and play and the players will go as well. I think what's more interesting is Russia in just 3 years time and the way things are going there with the...

Just watched the Sky Sports Sunday morning show with Jose, what a bunch of pussies. That was pretty embarrassing that Jose would demand an apology and all those two knob heads could do is squirm in their seats as they sat in front of the messiah or something. Not one single rebuttal, it was...

With the wins against spuds and saints the game against ManC is almost a free one for our top 4 chances as we still play ManU, Arse and Chelski. I'm pretty confident at this point assuming Sakho is back, draw should be worst case as ManC trashing a Newcastle team with a joke of a coach doesn't...

Huge win. Sometimes you get the rub of the green. I'll take it