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  1. Fogel

    Home buying thread

    Not sure about that but mortgage insurance should stop once you hit 20% of your principal payed off, so just throw extra money at your principal
  2. Fogel

    Funny, Strange, Random Pics

  3. Fogel

    Elden Ring - From Software + George RR Martin

    ftfy
  4. Fogel

    Homesteading and Hobby Farm/Ranch

    Tame him and make him part of the family
  5. Fogel

    Elden Ring - From Software + George RR Martin

    Its going to depend on what weapon and what its stat scaling is. If its Str C scaling and Dex D scaling, focus more on str, and vice versa
  6. Fogel

    Investing General Discussion

    TWTR shareholders: Elon's offer is well below the March 2021 high and twitters growth potential TWTR 9 year growth to date:
  7. Fogel

    Hades (Supergiant Games)

  8. Fogel

    Hades (Supergiant Games)

    Take your level 1 diaper wearing club swinging git gud fgt wretch ass back to the Elden Ring thread
  9. Fogel

    Hades (Supergiant Games)

    I also get athena on my main attack if I'm doing a melee sword/claw run. Deflect will let you get in things faces much easier with more room for error as well. Zues/Athena boons for mutliple/fast attacking stuff like bow/gun is another favorite.
  10. Fogel

    Hades (Supergiant Games)

    Finding weapon/boon combo's that work for your play styles. There's a lot more interesting and powerful combo's that you probably haven't tried yet.
  11. Fogel

    Investing General Discussion

    From the producers of - Inflation: It's Transitory, we bring you - Inflation 2: It's peaked. In theaters worldwide!
  12. Fogel

    Coffee Thread

    I got the original with filter bundle, haven't tried the go version
  13. Fogel

    Home buying thread

    *Inserts zerohedge tweet on housing*
  14. Fogel

    Elden Ring - From Software + George RR Martin

    Sir, this is the Elden Ring thread. That means you need to play the song while sitting on a sub woofer with a dildo attached to it.
  15. Fogel

    Elden Ring - From Software + George RR Martin

    Which weapon?
  16. Fogel

    Funny, Strange, Random Pics

    He was great on hollywood squares
  17. Fogel

    Weather

    I hated the philly aids enough, was like a yoyo, you can keep that NYC shit
  18. Fogel

    Weather

    I lived in the boonies mostly. Only had to drive 95 regularly the last 2-3 years before I moved. Nothing like going from 80 mph to a dead halt with 4-5 lanes
  19. Fogel

    Weather

    Woah 7 degrees difference its like two totally different seasons! You can drive across NJ in less than an hour, that doesn't qualify for any extra geolocation descriptors.
  20. Fogel

    Weather

    Armpit of America is more accurate
  21. Fogel

    Weather

    Nah bro, been in Jersey 40 years, no one ever said east Jersey or west Jersey. You only had North Jersey which was New York Jr., South Jersey which was Philly Jr., and central Jersey which no one really knows what their deal is, even them.
  22. Fogel

    Weather

    NJ is too skinny to have a west side
  23. Fogel

    Car ?'s

    They should have done the release colors in red/purple
  24. Fogel

    Elden Ring - From Software + George RR Martin

    The golden shit flowing from grace points that also show up on your map.
  25. Fogel

    Coffee Thread

    If you want a good quick easy cup of coffee, get an aero press
  26. Fogel

    Elden Ring - From Software + George RR Martin

    Do you have any foot pedals?
  27. Fogel

    Elden Ring - From Software + George RR Martin

    Karma
  28. Fogel

    Elden Ring - From Software + George RR Martin

    Bleed is amazing and then you get to the last boss and From basically fucks you without lube. Could have at least just given him high bleed resistance.
  29. Fogel

    Elden Ring - From Software + George RR Martin

    The weapons attack style and special skill are usually more important than the scaling, though the skill can be changed with ashes of war and the scaling can also be changed. Some have unique abilities that are quite good
  30. Fogel

    Elden Ring - From Software + George RR Martin

    Lionels armor in Leyndell will hold you over to goat armoor
  31. Fogel

    Investing General Discussion

    He criticized twitter or the government and a day or so after the tweet he lost his blue check mark
  32. Fogel

    Elden Ring - From Software + George RR Martin

    So did you have a better chance!?
  33. Fogel

    Marriage and the Power of Divorce

    Be careful she doesn't pull the bait and switch on you
  34. Fogel

    Elden Ring - From Software + George RR Martin

    Its my first From game and I loved it and it my old non twitchy ass even beat it solo.
  35. Fogel

    Elden Ring - From Software + George RR Martin

    That's going to depend on your level and build. There's also a cheese method involving completing a specific quest and then abusing a mob to jump off a cliff. You can find a youtube video of it easily enough
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