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He's talking about buying property in the future, after prices have fallen. He's thinking this virus is going to have a downward effect on the housing market, a position I'm inclined to agree with.

Finishing sous vide fish and chicken is really the only use I'd have for a torch. All that albumin on salmon is kind of off putting and torching it makes it look way more appetizing.

You save ~1k in monthly payments for the first 15 years. And then you spend ~2k more in monthly payments in the final 15 years. You would have to take the money you saved in the first 15 and double it via investments over the same time period to "break even". With compounding returns it's more...

You can borrow against your 401(k) for a primary residence without taking any early withdrawal penalties. In fact you can borrow without those penalties for anything, the term is just longer (up to 30 years) for a primary residence. I had to borrow against my 401(k) years ago for a failed...

Witcher 3 is not very difficult, even on Death March. It sounds like your issue isn't with the crafting system, but rather the alchemy system. You don't like having to constantly re-apply short duration buffs and have to meditate to re-stock the supply with alcohest. It's not the difficulty...

trumpwrong.gif Are some gyms cramped with way too many members and no personal space? Of course. Is every gym like this? No. I am a reasonable person and I am ready for my gym to be open and will absolutely go to it when it does (which will hopefully be in 9 days)

Java... the Apple of programming languages. "Did you see this awesome new feature in the latest version of Java?" "Yea... C# had that three versions ago"

Colin is also an absurd character. It makes sense for his character to not resonate with people who don't work in an office environment but he is actually an over the top, absurd amalgamation of several different terrible office colleague cliches. It's not a realistic character.

Networks and TV stations don't need to migrate anywhere. All their content is already available to stream on their own websites. What is going to change is the cable companies themselves offering streaming services. This is already what I have for XFinity. I do not have a cable box, anything I...

I'm glad I work with software that doesn't have a million different libraries/frameworks/dev tools. I'm sure the weekly arguments in every "scrum meeting" about which framework is the best and what new dev tools are in style for Memorial Day weekend are wonderful to listen to.

You just said the same thing three different ways. I'm starting to understand why you've never had a headache.

WoW is always alt friendly at the end of an expansion.

And you start a new term.

Refinancing costs money. You said you dont see the point in a 15 year mortgage. I was just making that point.

Well, we were talking about people who can afford either. He was asking for opinions on both, and I did mention difference in monthly payments. And in my opinion if you can't afford a 15 year mortgage you can't afford that house, but that's another conversation

Current 30 year rate: 3.156% Cost of 450k home at term with 5% down, 0.5% PMI = $676,830.96 Current 15 year rate: 2.594% Cost of 450k home at term with 5% down, 0.5% PMI = $522,384.38 Most Americans are not disciplined or savvy enough to take the monthly savings on a 30 year and invest it...

You've never been hungover?

You've never had a single headache in your entire life? I've heard some outrageous shit on FoH but that might take the cake

It's pronounced Quesa Dee yuh. Not quesa ree toe. That should solve your problem

I'm just surprised it hasn't happened yet

Just try to take my bacon away. I dare you.

I was never allowed to drink soda growing up either. I didn't understand it as a kid but I'm thankful for it now. Never had a sweet tooth, think soda is disgusting, and never have to worry about diabetes.

It's a good idea in theory but it's usually very difficult and time consuming to find buyers because most server clusters have A LOT of competition. I sold a bunch of M+ runs at the beginning of BfA but it would take hours to find a buyer in some cases.

The sword is actually Sargeras' dong and Azeroth is pregnant.

Dark Souls had a "ton of story" the same way Goodwill has a "ton of fashion opportunities"

"Bearish unemployment figures leave uncertainty in America's homeless sectors"

Only 3.839 million? Should be a good day for the market!

The goal of any big, publicly traded company is always to make money for its shareholders. This is much easier as you're growing and innovating but ultimately every company gets to a point where they get too big, too bloated, run out of innovative ideas and rely on cutting costs to increase...

So like every other survival horror game.

Some people just do not give a shit about story at all, and the gameplay in TLoU was not very good so those people obviously won't "get it".

Well, ran his mouth about something that anyone with an internet connection knows is coming.

Unless it's a completely harmless exploit, like stacking an experience potion to make leveling alts faster. Then you will suffer for your actions.

Chicken is also much cheaper than even the cheapest cuts of beef. And fake science vilifies red meat.

Yea after word last month of several processing plants having big spikes in cases I packed the freezer

Gains 200 lbs? Did he weigh 10 lbs before he got dumped? Lol

Many of the gyms near me stay packed. Like, there are 3 people waiting in line for the squat rack ahead of you packed. It's why I'm not raising hell that my gym is still charging me even though they are closed. They are one of the few gyms not like that around here and are the closest to my...

Don't forget the collision detection and the AI being too stupid to know where their own teammates were.

I'm ready for the gym to be open. Really, REALLY ready for the gym to be open. Though I don't go to a cardio queen gym where everything is crammed into tight quarters and there are 1500 members. It'll still be real easy to social distance at my gym, there are days where I can't even get a spot...

Every local theatre near me has large, reclining seats now. One of them only charges $6 - $8 for Fri/Sat night seats.

You can keep trying and eventually you might get in touch with a GM who isn't a cunt but I've heard your exact story from a lot of different people. Either you keep trying and eventually you get through to someone willing to take another look, or you chalk it up and tell Blizzard to fuck off and...