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Wish I could get a 3.25% loan. Just bought an IP here in Australia and 5.95% was the best rate I could get. And its very hard to get better than an 80% lend, i.e. 20% deposit plus purchase costs are needed. Have rates always been that low over there? It"s been around 5.5-8 here for the last...

Yeah, I don"t know how its different to Australia, but rent to own is usually done here for people that cant get credit themselves, i.e. cant get a deposit or qualify for a loan, so the owner can basically do whatever they want to these folks. It"s going to work out very nicely for the owner as...