Credit Card Processor

Daidraco

Avatar of War Slayer
11,053
11,896
I know of the main stream ones like Stripe and Squre - but I dont know much about them.

What I am hoping to achieve is to have a simple app or online portal where I can go in and type their information in (or scan their card) - and it routes that payment to me of course. The fee, ideally, would be charged to them automatically, instead of me having to factor it in. But on that note, who has the cheapest fees? I am just starting to think about taking credit cards as a payment source, so I have no idea how much I would actually use the service. So I'm not extremely keen on a monthly fee. But its payments as little as HOA fees, with their payment being ~$200 as a minimum. With some people asking if they could pay rent - which would be upwards of $4500. If they want to pay by a credit card, then they would have to agree to the 3.5% additional fee for example. (4657.50 total).

Any suggestions, or stories, or experience I think would be helpful. I want the option, but I dont want to pay a lot for startup or anything at all really. But on that same note, I would want to save my clients money as well.
 

sleevedraw

Revolver Ocelot
<Bronze Donator>
2,324
6,769
I know of the main stream ones like Stripe and Squre - but I dont know much about them.

What I am hoping to achieve is to have a simple app or online portal where I can go in and type their information in (or scan their card) - and it routes that payment to me of course. The fee, ideally, would be charged to them automatically, instead of me having to factor it in. But on that note, who has the cheapest fees? I am just starting to think about taking credit cards as a payment source, so I have no idea how much I would actually use the service. So I'm not extremely keen on a monthly fee. But its payments as little as HOA fees, with their payment being ~$200 as a minimum. With some people asking if they could pay rent - which would be upwards of $4500. If they want to pay by a credit card, then they would have to agree to the 3.5% additional fee for example. (4657.50 total).

Any suggestions, or stories, or experience I think would be helpful. I want the option, but I dont want to pay a lot for startup or anything at all really. But on that same note, I would want to save my clients money as well.

Could look at Bilt. My understanding is that it just gives people the option of using credit cards if they want to (in addition to debit and ACH), and they don't charge any overhead to the landlord. A lot of people were complaining about the Bilt 2.0 card rollout, but that's mostly on the renter side, and you don't necessarily need to use a Bilt credit card to pay rent through them.