Recent content by Khane

  1. Khane

    Steam Deals and Digital Sales

    Game is easily worth $28. End game is kinda boring, though they greatly improved it in the latest patch and seemingly are committed to continuing to do so.
  2. Khane

    Investing General Discussion

    Comparing the central bank rates of countries around the world who's populations, corporations and governments treat and leverage debt vastly differently than the US does seems... fairly disingenuous.
  3. Khane

    Death and... Taxes.

    Income tax vs loan interest rates is not an apples to apples comparison.
  4. Khane

    Death and... Taxes.

    Keep in mind that the CAGR, or compound annual growth rate of the S&P500 is historically over 10% but that's year over year. Personal loans will be compounded monthly. Not really an apples to apples comparison. Also, the type of person that needs a personal loan (regardless of where they get...
  5. Khane

    Death and... Taxes.

    This is, not true. When I bought my house I had a huge, unexpected, catastrophic retaining wall failure next to my house that pushed mud and water throughout my basement. I couldn't afford to just pay for the new retaining wall + water remediation so I took out a 401k loan. It had a 60 month...
  6. Khane

    Path of Exile

    The new pinnacle bosses don't have uber versions I don't think and they are all fairly easy.
  7. Khane

    Path of Exile

    Well you can do that with the ring and fire damage as well, you wear The Admiral and your merc wears the Doryanis. Pen goes past the -resistance cap still right?
  8. Khane

    Path of Exile

    The new ring doesn't have the downside of Doryani's and doesn't require mirrored rings with -res but "hopefully" other good stats. As a Scion it is laughably easy to hit the pen cap with the ring with some minor Aura and Flask investment. Purity of Elements + Purity of Fire + Bismuth + Ruby. And...
  9. Khane

    Chat GPT AI

    The pareto principle has been applied as an argument the same you are doing it now for a long, long time The heavy lifting has always been done by a small percent of the population, you think the gilded age was a bunch of highly intelligent, educated geniuses? Instead of a few smart people and...
  10. Khane

    Chat GPT AI

    With the rate our civilization and technology has advanced, rapidly increasing with each generation, it's actually arrogant, and stupid in and of itself, to pretend humans are getting dumber.
  11. Khane

    Chat GPT AI

    AI will make productive people who want to learn significantly more efficient. The same way the internet made productive people who wanted to learn significantly more efficient. And it will make lazy, lowest common denominator types.... lazier. People conflate lazy with stupid. The internet...
  12. Khane

    New movies that dont deserve their own thread.

    Paul Blartt Joisey Cop?
  13. Khane

    Path of Exile

    The mercs are "fucked". Some are fine, do no damage when you are appropriately geared and generally behave like any other semi juiced rare. Others are fucking T17 bosses even in white maps. I'm not sure how to fix it but I have an 8 Endurance charge, 40k evasion, 4500hp, res capped with 14%...
  14. Khane

    Path of Exile

    The Smite of Divine Judgment Slayer is also a very tanky high range "melee" build thats fairly inexpensive to set up