I was a Chipotle fan in the beginning, but the queso and salsa from Moe's eventually won me over. I believe Chipotle has had a general decline in quality of materials though that has made them fall off even more in recent years.
But, to get the nacho chips, the queso and the salsa and mix them together. Holy fuck they must have put cocaine in that shit cause it was awesome. They also have the smaller burrito which is a nice alternative. Moe's ended up winning in the end, even though I think they are generally a cheaper all around place.