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All residential loans right now are originated from the government or one of their "entities", so their won"t be much difference in value. I"d go with one of the bigger providers where they can keep costs down. Wells sound as good as any if you get $500 off. You"ll also get the benefit of...

Don"t worry this is really a first time home VENDORS tax credit. The prices of houses are supported by the tax credit, as housing price rise to make up the difference. It slowly deflates prices, supporting the building industry and house prices in the 1st time buyers price range. They will...

umm... its split down the middle 50/50... thats how a market works it may not be transparent however

Thats just dumb. I dont believe your dumb, so I dont believe you dont give a rats ass about the economy. Which you admit, when you say you are looking at repair type or agri business. Theres no such thing as price insensitive customers. This isnt a normal recession its worse than the...

Ill tell you the sinister part. The economy is fucked and that disclaimer that says "past earnings are not indicative of future earnings" is relevant now. Even if these people are telling the truth about their business history, it wont be like that in the future most likely. Perhaps in business...

Great read Lyrical and everyone. So Lyrical, most of your business pretty much comes from word of mouth referrals and repeat business and now you"ve gone and changed your charge structure from something consistent to something discriminatory by padding that guys bid. The way you"ve done it...

I should add, my 2 cents is that I think the worst of this economic hardship and market decline is yet to come and I"d expect that "socio economic" downturn to getmuchfurther worse by the time this is over. So theres still plenty of time and no hurry to get into real estate. I"m thinking...

heres an email I sent to my sister a year ago, when she wanted to buy a house its to gather a price, based on the local area"s income and tax its the average housnig price of an area, a better house will be a bit more and worse one will be a bit less fwiw asset bubbles, prices go up too...

i get back and this thread seems to have turned into an awesome game of russian roulette keep antagonizing millie until shes at the edge and about to ban, then pass it on to the next guy lol

she must have seen ur new house

fucking nazi lol

Its about entertainment not sex. Go back to masturbating over your house.

FAIL rofl

so 1 million nude girls but 0 male arse

come on, its just a bit of fun

surprise goatse ftw lol

keyboard on head gave me a laugh

you need a better inside man, this is old

I dont know. I"ve enjoyed Requiem shut him down hard lol. Pride always comes before a fall hey, and with his self proclaimed greatness after his victory of correctly bagging VG before its release, his heads right up there in the clouds. Summary: 1. UT right about a few things from VG, due...

No, I can see the other side. Like the stuff that Guzrog just said for example I agree with. Andmany, manyother critisms I"ve agreed with. What you quoted there wasnt in regards to you anyway. I just said your a whinny bitch who only likes to play the overpowered flavour of the month classes...

I suppose it does. I mean seriously what do people expect? A half finished game, classes unbalanced... People that whine about nerfs shit me. Because anyone with half neuron would realize they were coming. Much like if I enter a boxing match with Mike Tyson, I could expect to get punched in...

This is why VG needs general forums. So people like Bongk have a place to qq over nerfs. Honestly, what did you expect? Balancing a completly overpowered class!? ZOMG what idiots!!11 PS can i have your stuff?

Nah, your wrong. The problem isnt that the game is wholly awful or this that or whatever. The main problem is theres no easily accessable solo, small group content so people log in. No group, fuck it, I"ll log off then. Good, easily accessable solo content is something mmo"s need badly, VG has...

Mirran & Apextwin sum it up perfectly

You guys know that reviewers of books in the major newspapers get sent "summaries" by the publishers and dont actually read the books? I"d imagine things wouldnt be much different gaming..

New Targ is pretty cool, theres no doubt about that. However, apart from being a (high level?) diplomat, theres no reason to go there and its just a PIA to run and navigate through. Theres never any people there and because of this it feels dull. Ironforge was a better place, in gameplay...

nah your wrong cant be bothered finding a link for you, just a heads up

The problem is, some people here make a big deal out of things which are fine, which doesnt help the things that arent. And these people have no idea which is which. ps i think theres more than 10 here that play it..

Your question is stupid. Maybe .001% of those playing VG are playing under those conditions. Its a fucked question and critisim because anyone with half a brain would realise that if you dont like the game you wouldnt play it. Any anyone who would play it without liking it, is clearly mentally...

Anyone who doesnt post "omgz erythingz in VG"z is BAD LOLZ" doesnt necessarily mean they"re fans and need to defend everything about the game, like say, they"re ego is on the line or something... Sometimes, it just seems like the people that dont really care one way or other and have some...

I think they"re halfing starting boots. Each race gets its own "nakid" gear. That looks like them. Halflings actually look pretty good (armour makes a big difference, as it should), and uni-body has been one of the games great successes imo. VG does have some amazing images in it. Sure, I"d like...

Yeah, but we could take a shit area from LoTRO and a good area from VG...

for direct comparison

nah stupid comparison, the models in it are a year old fwiw heres tursh at high res, still a shithole, but a little better than that old pic

Yeah, I dont much like tursh either, theres plenty of far better picturesque places in VG. I"m omw home now, so I"ll get a "bells & whistles" screenshot from the same angle up soon.

lol serrathen, thats some serious jaded qqing the high detail graphics versus low detail graphics screenshot sums your angle up nicely

band aid on a slashed artery

Theres a lot more value he"d provide than looking over a games economy. He would have paid for his salary greater than 10 times over in VG. Before having anything to do with in game mechanics.

I have a similar system to xregg, although not quite as high, but prefer to play on my old 4200x2,7900gt, 2gig, soundcard because I"m not used to/dont like the widescreen

Of all things to bitch about, pick something worth bitching about please. You realize the gnome can be customized to whatever deranged fantasy one has? Surely you know this.