Search results

  1. U

    Dress Shirts

    I can second the Charles Tyrwhitt stuff. I also buy my suit jackets from Express due to the cut. It's like you guys are in my closet.
  2. U

    Home Improvement

    Depending on your state, HOAs cannot restrict solar panels. Check the local laws if you're thinking about doing it.
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    The struggle is real

    With a $4/hr difference, you're probably not going to come to a reasonable compromise for a raise. Just make sure if you leave, you look at the entire compensation package. Is your insurance good at your current job? Do you have other benefits? 401k matching? Pension? Vacation? Are you on a...
  4. U

    Investing General Discussion

    Also, Amazon's retail business is not even close to the most profitable part of the business. They make most of their money on AWS. So you should be comparing them more with tech companies than retailers.
  5. U

    Who is America starring Sacha Baron Cohen

    What good would it do for a sitting House Representative to look like an idiot that wants to arm 4 year olds with guns and rocket launchers? It's obvious they were reading off a script in the video, but still. That can't even play well to the base. I can see some of the retired ones possibly...
  6. U

    Funny, Strange, Random Pics

  7. U

    World of Warcraft: Current Year

    Yeah you just gotta misdirect on the pull. And make sure your pet stays alive. If he dies, it's a pita to get the boss off of you.
  8. U

    Funny, Strange, Random Pics

    They should just start doing a yellow card like hockey does minor penalties.
  9. U

    Investing General Discussion

    When you say put 80% down, do you mean pay mostly cash? Or do you mean put 20% down to avoid mortgage insurance? What's your timeline for wanting to buy the house? If you need to save 60k and want to buy the house in 3 years, then you'll need to save 20k a year. Then make sure you have at...
  10. U

    portland oregon

    Those quotes will work great for their unemployment hearings. Somehow, Oregon is a right to work state, so no wrongful termination.
  11. U

    Las Vegas

    Probably a little late, but there's Hi Scores | Bar-Arcade
  12. U

    Trading in your used car.

    It was a 7 year old BMW.
  13. U

    NHL 2017-2018 Season: Penguins already sucking dick

    I'm really psyched. Going to game 5 in Vegas. I'm a season ticket holder since they started, so I'm pretty sure I've got all you bandwagoner's beat. I'm hoping they can with both at home, split in Washington, then finish them off in Vegas. A boy can dream right?
  14. U

    Real Estate Investment Thread

    Of course they'd approve that assuming you have the income to pay it back. You'd just be putting a mortgage on your primary residence and using the proceeds to buy the new home. Unless you're talking about trying to do that with no income. Then they'd be stupid to approve it. They'd be...
  15. U

    Trading in your used car.

    This is what I did with my last car I traded in. Carmax offered me 10k for it, dealership offered 6k. I had already negotiated the new car completely and they still matched the trade in.
  16. U

    Whats rustling your jimmies?

    Disclaimer: I work for Chase Usually they have to wait for the charge to post before they can dispute it. Some banks (like Chase) can delete the pending transaction, but it will come right back once it posts. At that point you can dispute it.
  17. U

    Home buying thread

    Disclaimer, I work for Chase Bank: Just as a heads up, some mortgage lenders, like Chase, allow you to finance after the purchase to get your cash back out and will treat it like a purchase mortgage. In our case, it's within 6 months of buying the property. It's a nice way to be able to make a...
  18. U

    Retirement Planning Thread

    Yup, but it makes the numbers look good now and that's all politicians care about. If you're in a higher tax bracket right now, then a traditional make sense. If you're in a lower tax bracket than when you retire, the ROTH makes more sense. You likely should have some in both buckets so you...
  19. U

    You know you're getting old when.....

    You're taking your life in your hands daily. Someone is going to find you one afternoon with your head cracked open because you fell against the dresser.
  20. U

    Retirement Planning Thread

    Unlikely that government would do anything extra to delay receipt of taxes. People that tend to cap out IRA/401k contributions are higher earnings anyways and would invest the funds whether or not the cap is higher. They'd just do it in a taxable account. With the last tax bill, one of the...
  21. U

    Retirement Planning Thread

    If you want to retire in 25 years, a target date fund would be the easiest route to go. It's designed to adjust it's risk tolerance as you age. The advice to start by maxing out your 401k match at work is a good one. Most plans over some kind of target date fund. You'd be looking at a 2040...
  22. U

    Retirement Planning Thread

    Need more info. How old are you now? What age do you plan on retiring? How much do you already have put away? If the market dropped 40% next month what would you do?
  23. U

    Bitcoins/Litecoins/Virtual Currencies

    A 'currency' with nothing backing it, no real way to spend it, taking massive amount of electricity to create/use it, with most people buying it just as investment. Shocking that it's going down. Shocking. As an aside, the technology behind it will end up having multiple uses, but that...
  24. U

    Men's Fashion

    Go full Moby.
  25. U

    Home buying thread

    VA loan underwriting is super strict and consistent across lenders. You're not going to be able to do it with the type of income you have at this point.
  26. U

    How do I alter an image?

    She also wants to speak to your manager.
  27. U

    Home buying thread

    Any agent that represents the buyer is the buyer's agent. If your agent is trying to show you their own listings and double dipping to help themselves, then you need a new agent. It's called dual agency and it's only legal in certain states. What Is Dual Agency? (And Why You Should Beware) —...
  28. U

    Funny, Strange, Random Pics

    The only correct answer is playing a fiddle.
  29. U

    The Joel McHale Show with Joel McHale

    It's the Soup + swearing. And they make fun of Netflix shows instead of E! shows.
  30. U

    Smartphones

    Bought my phone with my Chase card and no issues. As an aside, I think they take Paypal too. So you could try that. I do know that they had issues with CC numbers being stolen from their website, so maybe the card issuers are just being more careful with them right now.
  31. U

    The Magicians

    You can do that pretty easily too with TV. Vudu is one of a bunch of services. You can even buy the whole season at once and it'll let you know when episodes are available. https://www.vudu.com/content/movies/details/The-Magicians-Season-3/912798
  32. U

    Starting your own business

    You'll need to have filed with your state for the LLC and federally for an EIN unless you're using your social security number for the business tax ID number. If you do decide to get an EIN, it's super easy and free on the IRS website. Once you have those things in hand, you can go to the bank...
  33. U

    Whats rustling your jimmies?

    They'd be better off reselling the cards on ebay for a profit
  34. U

    Funny, Strange, Random Pics

    You got it home before it was too gunked up to stick to stuff? I never made it that far without it being disusting. Related:
  35. U

    Bitcoins/Litecoins/Virtual Currencies

    Planet Money did an episode on it and they said between 2.7 and 3.7 million are considered lost forever.
  36. U

    Whats rustling your jimmies?

    I took a day off when my cat died. Losing a pet sucks.
  37. U

    The "Shit I just bought" thread

    They have a huge booth at SDCC. The stuff there is amazing. They also hand out 10% off coupons there. You may be able to find a code online before you buy.
  38. U

    Russia banned from the 2018 Winter Games

    That's just Nikki Haley talking out of her ass. White House: US 'looks forward to participating' in Olympics in South Korea - CNNPolitics
  39. U

    Home buying thread

    I was able to get the seller to kick in $3500 to replace the broken garage doors and fix the sewer line. And this is in Seattle. Sellers will fix stuff or credit reasonable things. It's easier to just give a little off vs starting the clock over with a new buyer. The carrying cost is high...