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You realize the game doesn't start at max level, it ends at max level, right?

So you're agreeing with me. Depositors, insured and uninsured, are first and second in line before creditors and shareholders. SVB had enough assets, even once sold at less than face value, to cover all insured and uninsured deposits. Insured and uninsured depositors would have always gotten...

In the case of a failed bank, the FDIC itself is the receiver of the liquidated bank and all of its assets. It then distributes the assets according to its rules, and its rules state that depositors are first in line up to the full amount of their deposits. None of this has ever previously...

No, but the imagine from the training set that they're mimicking are.

I never saw that this thread existed because I've had op on ignore for so long.

Just watch this. It's on Prime, free. https://www.amazon.com/gp/video/detail/0JGJHA7S155VRTIKA1RVEW1JBX/ Best movie I've seen in a long time.

You're missing the point. Regardless of insurance, the laws still state that depositors are first in line when the bank's assets are sold to cover the losses. Nothing in the laws state that depositors can only receive $250k. That's just what is insured if there's no assets to sell. But there...

Gaming cons and Magic tournaments were always a fantastic place to get sick as fuck. Con Flu has been a running joke forever. Hardly call it clownworld, it's just more socially acceptable for people to do what they probably wanted to do but couldn't in years prior.

Depositors are first in line when a failed bank is fire-sold. They would still get their deposits. The FDIC insurance is to cover losses beyond which can be recouped by selling off the assets of the bank, which would be basically nothing in this case. Your argument is basically "people should...

Because it's done the exact same thing for 53 banks in the past 10 years. Also, because the bank had the underlying assets to sell (at a loss, which sucks for shareholders but doesn't matter at all once they've been seized.) It's such a non-story.

I forget, this got boring as soon as I figured it out.

I actually really liked the 'story' of PoE, and the comparison to Elden Ring is spot on. The story is something you kinda construct in your mind from various flavor text. I really liked Izaro and the labyrinth particularly, thematically and mechanically. He sure is!

dedollarization they said

Basically this. The itemization is good, there's just too large of an affix pool and too few slots on items. 5 affix rares at endgame would solve pretty much everything. That way you could get an item with 3 great affixes, reroll a 4th, and the 5th would just be a bonus. The few items with 4...

I have 3x CC breaks and -25.7% CC duration reduction from Paragon. Topaz are basically useless for me. Making it Rubies or Amethysts as the only options. In high dungeon keys, the only thing that usually kills me is poison. PvP is similar. Also, I have a shit-ton of life due to having...

You can only gem for armor on jewelry.

Pretty sure it all goes into the same bucket. So the item is great, but not amazing. I'd honestly rather one of the damage mods was damage reduction instead, and even a good dex or all-stats roll would probably be better than either damage mod. Not sure though, it gets close once you hit high...

@Brahma Disregard uniques, acquire gross rolls:

This looks really good lol

Which one was best? Tthat was my question.

No, I mean the point of me playing the seasons. Why wouldn't I just keep playing my existing character? The mechanic would have to be super awesome (on par with Breach league) for me to care.

There was a NSBM 2 wasn't there?

What was the best side-scrolling Mario game in the 3D era? I haven't played any of them except briefly playing NSMB Wii when it first came out, before I forgot my Wii existed like a week after I bought it.

My point is that it isn't the bigbrain AI developer hours being spent on this stuff, it's dime-a-dozen webapp developers and unpaid/paying end-users + barely paid RLHF trainers that are contributing to that portion of the product. No one is reinventing matrix multiplication transformer models...

Unless the season has some major new seasonal mechanic, I don't even see the purpose of seasons.

That's Mario though. The original games were sloppy as fuck. They actually had to add simulated latency into Super Mario All-Stars to make it play like it should.

Those are not changes to the model. The model cannot change without another training run, which are months long at the cost of a billion jigawatts. Those overnight changes are to the input or presentation layer, aka the first step and the last step of processing a prompt. Not core changes...

Even if the government subsidizes it in the short run, there's no way that long-term maintenance of the charging station network is going to be profitable.

But that's not how it works either. Those layers are trained using reinforcement learning human feedback from unskilled humans. They do not require additional programming once the human feedback portion is built. The fact that more human feedback makes that layer screen out more racism is...

It looks so good.

Somewhere they said the average age was like 34, so not as many as you'd think.

It really doesn't matter what's actually happening. It matters how the market and the media feel about what's happening. And if the holiday season shows even remotely bad signals, they will hype it up until everything crashes.

Prediction: The restarting of student loan repayments in October is going to cause a very weak performance for holiday retail that is going to send signals that drive the economy into a quick, steep recession, mostly out of panic, by Q1 2024.

Why are people in a rush to hit 100 anyway? The 'endgame' is over at 100, it doesn't start at 100.

Once you get to high enough level you will be trashing 90% of them anyway and only keeping the ones with mods that don't suck ass.