Search results

Personally, my rent has been flat for seven years, and I started at a point below the tax, interest, and insurance costs would have been for me on the same property. I haven't had trouble getting multi year leases if I want them. Most private landlords renting nicer houses will forgo a rent...

Right. The rent/buy calculus is highly local. Particularly in upscale areas the universal "real people must own homes" mentality means that demand for rental can be seriously depressed compared to the desire to buy. The limited rental demand can be filled by landlords who bought farther in the...

I'm 43 and renting a 4/3, though I've owned before (where I lost money over 7 years). In my area it's pretty much break even or actually cheaper to rent than own when you consider taxes, maintenance, and investment opportunity cost of the down payment/equity. Rents are basically in line with the...

You have to know that not going to the wedding is going to be a point of contention for years to come. On the other hand, given that your sister is the type who plans their second wedding without primary consideration for the accessibility of the guests, you probably have plenty of those already.

If Musk started a service where you could pay for other people not to have Twitter I'd think he was onto something.

IMO, the incessant desire for "breaking news" is what's giving us all societal ADHD. We need less and higher quality news, not lower latency news.

The difference between free and $1 probably loses 90% or more of the (human) user base.

My wife also works remote and travels to the home office for two weeks every so often. These times re-illustrate to me how being responsible to other people can be a very positive influence. I slip back into my worst self pretty quickly and don't benefit from it.

No heart irregularities that I'm aware of, no diabetes either. I don't have the full medical report, but I am getting info from friend's sister who is a physician and doesn't mind sharing details. Just seems to be one of those things...

Just for clarity, I'm not arguing that there's going to be a housing crash but rising rate simply must alter affordability. I expect that will be realized as longer time on market and slower price growth for a while.

That all may be true, but if you look at the present moment before and after a rise in interest rates and with income fixed in the short term, the net effect is to reduce affordability.

In fairness, with how most people live paycheck to paycheck not too many are in a position to do the math on gaming inflation over 1-2 decades. The rate goes up, real negative or otherwise, and the relationship to your paycheck becomes less favorable.

About half the houses near me in the $1-2M range are selling for all cash deals. Sadly, rising rates just means they'll sell in a month or two vs 3 days, rather than declining in price.

TIL. I guess I'm a poor driving my 02 Accord, lol.

Also, a higher ethanol content than what we have currently will degrade engine components unless they're specially designed for the mix, like in Brazil.

The point is there's huge selection bias in this thread. Posting about lack of drama isn't a thing, this counter example excepted. As far as current statistics, I'm not sure they reveal anything much beyond older statistics being really bad. Shitty relationships are not new. (Plus divorce rates...

It took most of my life to learn this, and I still struggle. It's absolutely trivial to eat ahead of hours a day of exercise. Counting calories is a real eye-opener in that it equips you to make meaningful comparisons as far as energy input to output. And I've never subscribed to the "just eat...

Those of us who are happy aren't here complaining because we're too busy enjoying our lives. Personally, I've been with my wife 17 years and it's better now than when we started. I would rather gouge out my eyes with a spoon than go back to dating.

That's 29% return in six weeks assuming all cash, and WAY more than that if leveraged. Transaction costs are 6-8% for normal people. If this is a commercial enterprise and they are their own brokers and lawyers, costs are far lower. If they can actually sell at that markup (which I'd seriously...

Precision being vastly more important than accuracy was really unintuitive to me.

Wtf, this is what tapping was invented for. RIP rotator cuff.

San Gabriel Valley, LA. Driving is a fucking horror show between the grandmas doing 2 mph and the teen males drag racing.

3/4 of the buyers where I am are mainland Chinese. This move would crater the housing market here. I'm trying to buy, so I hope this idea takes off.

Piggybacking on this - It's really important to remember that no portfolio changes are real until you exit. If you're saving for retirement, that exit is likely multiple decades in the future and will be smoothed over many years. This daily chop, and even the swings of the last four months, are...

You and my dad should form a club. He's developing 120 acres in FL, just built a barn and is populating it with tractors.

I'm comfortable with being a richer autist.

Honest I find car loans baffling. Buy used, drive till wheels fall off, IMO.

Missed my S&P buy in by .8 points while I was at the gym. That'll teach me to set limits at round numbers. Argh.

You need to use drywall screws or something else with deeper threads than wood screws, but yes, that's the easiest way. Otherwise you can strip the plastic layers and glue, or use dowels or whatever, but that's off the work/reward scale IMO.

Probably broke even if he properly monetized 7M youtube views. Also, it's not a true loss until he sells, and that assumes the appraisal is accurate. If he holds it could easily appreciate. Mostly, I think the layout is weird. I would have put the kitchen and social areas on the ground floor.

One of the best things my dad did for me was help me set up an IRA at 16 and lean on me to put away a significant portion of my lawn mowing money. Hard to understate the power of 30 years compounding.

We got screwed this year because so few people at my wife's company participated in the 401k that the plan failed the non-discrimination test and our contributions were returned. Argh.

Conductors, I assume.