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I don't get why it's such a surprise, it took years for Moyes to mold Everton into a decent defensive team and that's really all they were. Maybe the next manager will be the right person for ManU, all in all I can't see how this won't set them back years with the amount of players they will...

That banner is glorious, glorious I say!!! I had no idea it had been 85 games since the last penalty given against ManUre at OT, seems like an impossible number. Guess it explains why the challenges in the box by ManUre defenders were so poor and overall LFC just way outclassed them today...

How is that not a 2nd yellow on Rafael? Always such shit decisions against us at OT. Yes we got the penalty but that was the most blatant hand ball you'll see.

What a shithouse tackle by Ramires there, that better be more than a 3 game ban. Fucking disgraceful. Mourinho is such a cunt, hope he resigns again and goes to Russia or something. I don't care how many trophies he's won, he's a real shit of a person.

Nothing, this should never even come up as utility costs are not on a credit report and therefore play no part in a credit decision. The only time this would ever matter is if you have NO credit history and you need to do an alternative credit report where you get your payment history for rent...

For FHA loans the underwriter is in effect a signing authority for HUD. If they feel you are low risk then they won't require it, just don't be surprised if they do.

If your getting a conventional loan then all you have to do is explain it, nothing further. If you were doing FHA then they would probably make you pay it.

I don't usually watch the Europa League but the Benfica coach, Jorge Jesus, was fucking with Sherwood the whole game and it was glorious. The look on Tim's face at the end was worth wasting two hours watching Spuds play complete garbage of a football game.

I don't know about anybody else but I'm struggling with S2. I'm maybe half way through it and can barely keep watching it as Frank seemingly overcomes every obstacle no matter how far fetched it is. Not to mention Walker being the biggest pussy there ever was you'd think he in fact had a...

The Rustin Cutler avatar is just the tits.

Considering ManC got away with a penalty and a phantom off-side call that negated a goal then I'd say it evens itself out. Barca should have been up 4 or 5 to 0 at that point and you can't say the better team didn't go through. I think it says more that in 5 years you can spend a billion...

They sure setup negatively so hard to think otherwise.

He's not going to get double digit sacks I would guess, sounds like more of an run stopper than anything which is what the bears needed anyway. Sounds like we're going to lose Melton to the Cowboys which considering their cap space seems strange.

Where's our resident ManUre fans who are about to get shamed this Sunday? Any avatar bets?

There are no repercussions.

No complaints, great fucking episode. Really looking forward to what they come up with for next season.

Jesus, is Dim Sherwood on suicide watch tonight? His interview after getting their ass kicked is just depressing, pretty sure he was about to break down into tears. Tim Sherwood slams Spurs after 4-0 humiliation by Chelsea - YouTube

Nice!

You enter into contract on your new house with a contingency for the sale of your old house. You don't remove your contingency until your house is actually sold. Living in a hotel for a week or two may be cheaper than a rent back, just need to work our the numbers.

I'd say Chelsea has the easier run in and can even afford to lose at Anfield so are still the favorites. With that said, LFC does control it's own destiny. I believe to win out would be a new club record for wins in a row, something like 14 but with the way this season is going why the fuck...

LOL, crazy day so far. Arsenal lose to Stoke and Alan Pardew headbutts an opposing player.

Fuck, they can't fire Moyes in all seriousness right? He's just been unlucky and that's bound to change, right? LOL, I have been laughing so hard at this shit it's not even funny.

Hahahahaha, long live the moyesiah!!!!

Here you go Neki:

Hard to say more than what's already been said, fucking stellar show all the way around.

David Moyes is still the manager of Manchester United, fuck it feels good to say that.

Thank you Norwich!

Meh, the goals against were quite bullshit. I've yet to see a ref call a foul in the box like that all season as otherwise you'd have to call penalties non-stop yet now is the time to call one? Other than that it was Shelvey with a pretty unstoppable shot and a bullshit deflected free kick...

Again, depending on your starting LTV it may be anywhere from 5 to 9 years before the MI even goes away normally assuming no accelerated principle reduction. Are you even going to be in the house that long?

You can look at FHA as only for shit buyers but that's really not true. Since there is no way to predict the future there is never just a black and white answer to any lending scenario. Depending on your expectations for the future a loan that may not look good to someone can look very...

I started in the business in 2000 and guidelines have never actually changed, for the most part. The difference is now you actually need to prove you make what you say, which is what caused the housing bubble from the mortgage perspective where you would have stated income/stated asset loans...

Szila don't let your angst over your superior Aryan brothers to the north, such as Quineloe, cloud your judgement over foul calls

Ozil still had Dante and Neuer to beat, Robben had nobody to beat and would have for sure scored if he wasn't taken out by the GK. Granted there is no transparency on decisions so who the fuck knows. And I don't really get that argument that it ruined the game, so a ref shouldn't call fouls...

Guidelines are standard and are backed by years of loss mitigation studies. Banks aren't going out of their way to give you debt that you can't repay as they want you making monthly payments for a very long time. Just because you can get more than you feel comfortable with doesn't mean the...

That's pre-qualified. Already went over it before but unless you get something signed by an underwriter saying it's a commitment to lend then what you have in your hand is worthless when the time comes to move forward. I'm not saying to freak out, just don't assume there will be no bumps in...

Sanogo & Ozil are fucking garbage, Wenger should be ashamed the fans have to pay $170 or so to watch this shit. Ozil doesn't seem to give a shit about anything and Sanogo either fouls the CB, strays off-side or loses the ball. Bayern should have won by more, oh well. Can't wait to hear Wenger...

Lets not forget Kompany played Messi onside in the first place and then talked like a total shit bag afterwords. Really like Pelligrini but his talk afterwords was even worse than Kompany's amazingly enough. Oh well, here's to Bayern butt raping Arse tomorrow.

Pull up the toilet and see if you can tell what is going on. The replacement flange parts are super cheap if it's just the flange being broken whereas the plumber will charge you over $100 to just do the same thing you'll end up doing. Good luck

Outplayed Arsenal at the Emirates and get jobbed by that bald shit bag. Just need to keep up that performance level for 12 more games and we are at least in the CL though.

I don't know who does the game ratings for Whoscored but having Cissoko be a mid 7's when his passing was below 75% until the last 2 games says all it needs to be said about that site. Skrtel has been very good but he's no different of a player now than he was last year or the year before, he's...