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The starting area is because everyone would go to Everfall or Windsward. They're centrally located and where all the good shit is. They're unequivocally better than the other ones. No one would start in another area because it just makes no sense to. It's a design flaw.

Duel currency? Is this like a highlander scenario where eventually everyone on the planet duels until one person holds all the bitcoins?

Dunno. Our house is about $300k, new construction. We're in the panhandle which is worse than the Tampa area for hurricanes (which is what I thought you mentioned looking at).

I'm still holding onto my prediction of a 10% (or more now that it's gone up so much) correction in late September or early to mid-October.

It's honestly not that bad. Most of the quotes we got from our agent and lender were between $1100-1400 a year. State Farm was like $1800.

I'm good. My exemption got approved last week. Locked in our rate last week as well (2.5%). Which is crazy to me because we had a 3.5% rate on our last house that we had to buy points to get to. But also is the reason I wanted to buy sooner since I was worried rates eventually have to go up...

My issues with the game are pretty simple to explain. Grouping is shit. The fact that there's no way to start with friends at the beginning is going to suck. Yeah, you can spend a half hour trying to run to the same city, but that's some crappy workaround. Quests not being shared is the second...

Same here when I was in California. I loved it there (lived at the base of the Sierra Nevada's, amazing hiking). It was solidly red (Kevin McCarthy is the Rep). But, well, LA and SF basically dwarf the rest of the state population wise.

I spent ages 2-18 in Maryland (born in Florida), and I fucking hate the place. Military took me to Georgia and then Tennessee/Kentucky, and after that, every time I went back to Maryland I felt like the people were assholes, the traffic was shit, and there wasn't anything there for me anymore...

Home insurance is a scam in my opinion. Because no matter what you claim, your premium will go up to make it cost prohibitive to not just pay out of pocket. Essentially making it only useful for catastrophic damage. We were talking with our real estate agent and apparently the thing here in...

Yeah, I'm not sure I want to play it anymore. I may just because there's shit else, but...this beta just made me realize how shallow the game is.

Is it done yet?

I can't remember who said it in the Home Buying thread but someone else was buying new construction and it had appreciated a significant amount before they even moved in. Same here. We're paying a good 15% more than they were selling for in April/May, and just 6 weeks after we signed our...

The "first werewolf who shows her his lipstick" was such a throw away, fast joke, but might be one of the funniest lines I've ever heard.

I screwed around a bit and ended up crashing a few times. I didn't have any problems a month ago. Dunno what build they're using but it sucks.

I guess my point is, light staff isn't really a super damaging weapon to start with. So you go into light armor and now you can't take hits, and you can't do much damage. Add the amber gem nerf in and you're a gimp. I get that they didn't like that people would just put on heavy armor, drop a...

Reduced healing amount 20%, reduced healing effectiveness in medium/heavy armor, nerfed amber gems. Basically made it so it's significantly harder to solo level with life staff. Meaning it's the only class that needs to group to level up, just like most MMO's.

Get the hard plastic ones, and not the gallon of milk type (nor do you want regular 16 oz water bottles). Keep them in a cool dark place. The milk type jugs and/or keeping them in hot or sunlit areas will cause the plastic to degrade. You don't want that. Rotate (use) them every year or so...

I like that they dumpstered life staff so now it's like every other MMO where being a healer blows ass. Well done.

So last night I decided we'd try again and just go straight to the 2nd episode. We made it about 8 minutes. Wife and I have been watching The Office again and I think it's ruined most comedies for us. B99 (at least episode 2 of this season) just seemed so...lazy? It was just loud screaming with...

I'm all for finally addressing the debt, but uh, I'm not entirely sure what she's saying here? They want another $5T in spending and are saying they won't raise the ceiling. So are we defaulting then?

Damn straight!

As excited as I am for this game, I cannot understand getting excited for this beta. Especially with how short it is.

I didn't ask any questions. My original post was just venting about the situation. It's probably my fault for mentioning the vaccine since it's such a sensitive topic for people. He offered advice about how not getting the vaccine was going to ruin my life, as if he has any fucking idea about my...

I'm 37. We'll be fine. I wanted a mortgage as a hedge against inflation, but it's not the end of the world if we don't get it.

What's it like to have absolutely no conviction? Leaving aside the vaccination debate, I'm not about to let a corporation dictate to me what I should do. Especially when it's a medical decision. You're also making a lot of assumptions about me that don't apply (and had you read my post that...

As someone currently rewatching The Office, I'll repeat what I did about Ted Lasso. Shows nowadays are miserable. I want fun shows where I can forget that the world fucking sucks and any conflict is completely minor.

Meanwhile you've derailed this thread more than it already was with your complaints about it. Well done?

That might've been an option if we had a September, or maybe even first week of October, closing date, but with it being almost at the end of October, there's no way. I'd actually have to get a first dose in September, and would even have time for the second one. The vaccine mandate came after...

Well fuck. This construction company fucked me. We were supposed to close sometime in September. Wife and I had been going by every week to check on progress, and in August the only things they accomplished were laying the driveway. We had an angry conversation with our realtor, and then the...

How many trading days left this year? We can beat that 77 easily.

Plot twist: if not for the eviction moratorium, they would've been out on the streets and sought higher ground.

Agree with everyone else. This was damn fine writing. I don't think the episode had any low points. Nothing superfluous. Everything was important, everything was interesting. Much better than any of these other MCU shows.

It's inevitable. The points they're using to refute it are vaccination rates, of which Florida is basically identical to the rest of the country.

Time to invest everything I own into JNCO's!

Except Jan - Sep of 2017 was an 8% increase, followed by an 8% increase through the end of the year. 2021 has been a 22% increase from Jan - Sep.

It's just baffling. There has been shit all to play for the last year. This is a game that doesn't require much to push out the door. But in another 6 weeks or so the floodgates of gaming open and there will be tons of competition. Amazon in their infinite wisdom decided that they wanted to...

It's funny, because I feel like delaying New World was a fuck up with so much other stuff coming out in October. Now they're delaying this one and making the same mistake. Again.

Geez, not even just 2022, but summer 2022. It'll be like 3 years after filming wrapped that they release it.