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How dare you criticize my CD! However you make a really valid point about just parking it in SPAXX.

What a fucking weird movie. Also weird that I never heard of it.

This was almost my exact exercise. How long could I live off of credit/HELOC/gold/etc without having to sell something at a loss. I used to keep much larger balances before 2019 but not anymore. My accounts are large enough and old enough, that as you said, even if I have to sell at 30% off from...

I have thoughts on this and in no way am I saying that I’m right. But knowing that my dollars are just melting value inside a bank account is too much for me to bear. So I keep about 6 months of mortgage payments in a CD plus my checking account. I put my “savings” into a mix of SPMO/VGT and...

I got divorced in 2020 and that really changed a lot of things for me financially. That year I put a large allocation into FSPTX (tech fund) and FBGRX (growth fund), physical gold and silver and a small stake in NVDA and some other positions. My one miss was not buying BTC at $18k which was on...

You’re not answering the question. Will the number keep going up?

When the fuck do I sell this thing?!

I honestly liked the movie a lot. The tension building was great and I kept thinking, what the fuck would I even do knowing that the end of the world is nigh? Really well made. But if you don’t intend to let me fuck, don’t start playing with my balls you feel? Show me them nuke titties.

The most annoying 50% return I’ve ever gotten. Sold a few months back after 5 years of meh.

I made like $1500 between BYND/ATCH/DVLT but nothing more than a few hundred bucks at stake. I’d never put real money in these things even though I know you could make crazy money. I’m doing fine and I’d seriously lose my shit if I blew $50k on this. Speaking of covered calls, anyone have any...

I think I’m starting to understand how people jerk off to weird shit now. I’m addicted.

Have you considered fake meats?

I can’t stop watching.

Was pretty dumb and entertaining. Cipher was also in a much better show called Midnight Mass, highly recommend.

Nah: The Movie

1) I was real high when I watched this 2) Tension was legit 3) Really liked this movie 4) Blue balls the movie is accurate 5) Apparently myself and every motherfucker here wanted to watch Chicago get blowed up real bad, every act break I was like I cannot wait for this bitch to pay off

Considering Chat sources Reddit, makes sense to never trust that motherfucker on anything outside of general investing guidance. Otherwise you end up in a 50/50 portfolio of BYND/SCHD.

I was talking to my mom about this, and she kept telling me how she understood dollars, you know...something you can hold. Nevermind the fact that every single dollar is just a number in a bank/brokerage/401k account that can just be "printed" into oblivion. She just couldn't comprehend...

Bro

@Blazin confirmed NOT Trump insider whale.

It’s curious to me that a kilo of gold is about the same as 1btc. Gold with the slight edge right now and less volatility. Back in 2020, I would have spent less money for 1 btc with the same-ish current value as 1kg today.

Still think it’s time to exit crypto?

When I bought mine back in 2020, I thought of it more like, do I trust dollars or do I trust gold? If I left $40k in the bank or I left $40k in a gold bank, which one would hold their value more? When you realize it’s a hedge against inflation, you don’t care as much about the cost. You’re just...

2020 Purchases:

I like video games 🤷‍♂️

SPMO? If momentum shifts it would potentially catch those?

Thanks for the heads up, but I’m not saying I’ve overcontributed, I’m saying I might missed my window and should have been contributing more previously.

I kinda forgot. Might be fucked on that end.

Because I have some catch up to do on the Roth and most of that funding is coming from the sale of my RSUs which can’t be directly put into my 401k. I suppose I could up my deduction from my paycheck and then live off some RSU cash. I’m just a little tighter on cash flow than I would like and...

Yeah, Roth will be max’d each year from here on out. Next goal is to try and max 401k. My rollover is pretty substantial, I had a bunch of mag7 that did well for me but I can’t really contribute more to my rollover which is why I added the income funds to maybe try and increase my positions...

Yeah, I maxed it for the year already, just lttp unfortunately but it’s just gonna have to do. Any thoughts on the income/dividend bucket? I don’t have any experience with them but going to just drip them in my rollover.

Fsptx/fbgrx and nvda (404 shares at $14) have been really good to me and hard to move on from. Up until recently I was like 40% fsptx/fbgrx 12% nvda and only 10% voo 😅 Working on the Roth, my divorce did a real number on my finances but I’ve scraped and clawed my way back and I’m in good shape...

I can be talked out of VXUS. I’ve read and believe that just holding SPY is basically holding international anyway now. Would you redirect that 8% back to VOO or growth or what? 40% VOO makes a pretty stable core.

Bros, Sorry to be all reddit about this, but I honestly trust you min/maxers more than I trust a financial advisor. I was pretty heavy in some individual stocks, and my growth and tech had gotten a little out of hand, so I'm finalizing a reallocation and want some advice. I'm 51 and have a...

Like communal quarters? That sounds like fucking socialism. Git fucking good or get your own quarters.

There can be only one.

Did I do it right?