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I'll take 1970's interest rates if I can get 1970's housing prices. Especially since most people are still getting paid like it's 1970. 1970 population levels too.

Somewhat unrelated question. A personal issue made my wife and I consider moving, JUST after buying a house. It's no longer an issue, but we'd like to be prepared in case it does happen again. Are there any restrictions or penalties to selling a house after just buying it as a primary...

I love the quote on that link: "...with a limestone finish". WTF does limestone taste like and why do I want to drink it?

Didn't know it had jumped that much. When I loan shopping back in February. they were down around 2.6%.

Gargling some peroxide would fix that.

Parafin wax fire starters. I've never seen them used with a chimney starter thought. It's either one or the other. I use newspaper as well(thanks junk mail!), but I stagger it 2 sheets at a time, waiting for the previous ones to flame out before putting to more sheets in. I found doing that...

Sounds like a complicated way to salt whatever your grilling. If only there was a way to grind that up.

Thought I was in a different thread for a minute, seeing a giant picture of jarred white stuff upon entry... That fat will eventually go rancid. Just be careful what other stuff you put in the freezer with it. Maybe stick some plastic wrap on the lid.

Yeah, 3.125 on a 15 year is a higher than normal interest rate.

This mortgage credit certificate can be used with the standard deduction?

Convince me to buy a cast iron. I've watched every Good Eats episode. I understand the physics involved. I understand what it's good at. But I've cooked things in a stainless steel pan and they come out just fine. Caramalized onions. Deep fried food. Range to oven recipes. I've never...

Oh, I thought he would have mentioned that.

Picasso: But without PMI, how will the banks protect themselves from when you default on the loan? It's not like they have access to ridiculously low interest money from the Fed. Seriously though, is the competition that cutthroat in WV that they're resorting to dropping PMI altogether to...

PMI is determined by your loan amount, not the appraisal. If you have a clause written into the contract that says if the bank's appraisal comes in lower than the agreed upon price, you can renegotiate, then the appraisal is indirectly affecting PMI. I bought my place for 242k, it appraised...

Because it's just that simple!

Depends on what you're making. Have fun cooking eggs in a cast iron pan. If your budget isn't tight, I would honestly get both.

Teflon isn't toxic until high temperatures, ~550F. So don't stick your non-stick in a really hot oven and you'll be fine.

Why are there no dicks in this thread?

So buy an apartment? Or rent a house. I think you're getting off your original point. You said renting saves you money on repairs. It doesn't. You're paying for the repairs no matter where you're living, whether you rent it or own it. Now, going from an apartment to a house will incur...

Yep

You can rent homes too. Why should we compare renting an apartment to buying a home in regards to typical repairs? That seems to dissimilar to draw any worthy conclusions. As for your specialty projects...uh, no idea how any of that applies to the difference between renting and buying...

Sounds like you're ready to own a house.

What cord are you using? Check if it's AC or USB charging while plugged in.

Sorry bro, low duration, fast repetition, low force/torque movements will not prepare you for this. Unless, you're really hammering it home there.

Are those undergrad loans? I wouldn't be so gungho about paying those off early. Usually the interest rate on those are pretty low(haha, not anymore, fuck you students! -repubs). Better off maxing out your 401k first. 10 year payoff for student loans in pretty typical anyway. What extra...

Thanks for the link. I keep watching this guy despite a joviality that I would normally loathe. The recipes look really good and simple.

You know way more about this shit than me, mr. plumber. I just thought heating oil cost a lot more per unit of heat than natural gas.

How has slinkies not been mentioned yet? Perfect toy for idle hands. Besides your balls, of course.

Did you consider bringing in a gas main and buying a tankless heater? Not sure how much you're going to save on heating costs if you're still using oil.

WTF are you doing that cat6 cable can't handle?

You're paying for repairs. Renovations are optional. Tools seem kinda minor cost-wise for what's typically needed around the house for repairs. So, again, you're not saving this money by renting. The landlord should be making you pay by folding it into your monthly payments. I bought a...

I'm not sure why you're advocating 20% as a must have.

19 posts and no jerle? Fucking disappointing. Supertouch, you need to work on your troll thread template, it's becoming predictable.

Someone good with finance explain if that's good or not. Stock market grows at ~7% per year. If I have a 3.75% home loan over 30 years, why should I ever pay it off early, PMI withstanding?

Are you able to use that for an extended period of time? Seems like the weight and torque of that setup would wear out your wrists and hands very fast.

Septic tank burst into the yard? Before backing up through your toilets? Anymore to that story because that sounds like a good time.

Holy shit, that was way too much fucking work. Layer butter with blue cheese just so I can discard the blue cheese and baste the finished steak with the butter? Is iceberg lettuce not perceived as shit in Britain? I don't care what texture it has, if I order a steak that takes that much work...

A properly prepared landlord is adding those costs into the monthly payment. So, yes, you're paying for a new roof. The landlord can't just up and raise rent to cover the new roof because he'll lose the tenants to a competing rental. I suspect, perhaps subconsciously, you looked into housing...

I don't think that's a fair comparison to make. You're paying the landlord's escrow when you're renting, so what's the difference? Porkchop, as others have said, make sure you look at something called PITI. Principle, Interest, Taxes, Insurance. Sounds like you're only looking at the first...

I thought it was the opposite.