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  1. Fogel

    Real Estate Investment Thread

    Your mortgage payment will always stay the same. The only thing that changes when you pay principal early is how long before payoff and the ratio that is split between principal/interest. There's tons of amortization calculators you can use to test it...
  2. Fogel

    Investing General Discussion

    Obama
  3. Fogel

    The Witcher

    Their failure in a vacuum would be one thing, but Witcher 3 literally gave them a blue print on how to write and cast a successful show. All they had to do was literally copy and paste it into live action and they couldn't even do that.
  4. Fogel

    The Video Thread

    New Tokyo Drift X Farm Simulator just dropped
  5. Fogel

    Investing General Discussion

    Covered calls aren't going to protect you if they have a large drop in price. If you want to lock in profits you'll need to set stop loses which aren't guaranteed or buy puts
  6. Fogel

    Roguelite Enemy Hell/Bullet Heaven/Survivor catch-all

    Really enjoyed this demo - action roguelike meets tower defense meets survivors
  7. Fogel

    The Video Thread

  8. Fogel

    The Video Thread

  9. Fogel

    The Fast Food Thread

    Also didn't help when the dude who was in charge of the 1 boardwalk piece sold it to his cousin
  10. Fogel

    Investing General Discussion

    Anyone use any back testing software? Specifically for options.
  11. Fogel

    The Video Thread

  12. Fogel

    Investing General Discussion

    Black woman on the ad? Not very 2025 of them
  13. Fogel

    4Posterity - A repository for your favorite out-of-context FOH quotes

  14. Fogel

    The Video Thread

  15. Fogel

    4Posterity - A repository for your favorite out-of-context FOH quotes

    Haus has the best parties
  16. Fogel

    The Video Thread

  17. Fogel

    Final Fantasy Tactics - The Ivalice Chronicles

    That's always been Amano's style, but you couldn't really see it in earlier games due to graphical limitations
  18. Fogel

    4Posterity - A repository for your favorite out-of-context FOH quotes

    Public service announcement, don't go to strange bars in 3rd world countries
  19. Fogel

    Mugshawtys

    Bigger number is better!
  20. Fogel

    Mugshawtys

    White goblins are a red flag, black goblins are Defcon 5
  21. Fogel

    Mugshawtys

    I'd say its only worth it if you catch them before they spawn any goblins
  22. Fogel

    The Video Thread

  23. Fogel

    4Posterity - A repository for your favorite out-of-context FOH quotes

  24. Fogel

    The Video Thread

  25. Fogel

    The Video Thread

    You've heard of sleep walking but how about sleep driving?
  26. Fogel

    The Video Thread

  27. Fogel

    Mugshawtys

  28. Fogel

    Path of Exile 2

    The saving grace of the new interludes were they were quick
  29. Fogel

    Path of Exile 2

    With Druid hopefully they'll also be releasing claws, because they need new weapons soon. I can't do another quaterstaff or mace build. Also hoping for new spells, preferrably physical ones like Ethereal Knives and Blade Vortex
  30. Fogel

    Path of Exile 2

    Sounds like a pretty common RNG dry spell, especially if you don't have much rarity. Though for map farming, you probably average making more on finding omens
  31. Fogel

    Path of Exile 2

    Ritual/Ingenuity certainly got nerfed into oblivion. Breach got caught up in the attribute stacking nerf which affected HOWA. Did Expedition even have a good drop?
  32. Fogel

    The Video Thread

  33. Fogel

    Whats rustling your jimmies?

    Wouldn't construction workers be better then patients for jacking up a house!?
  34. Fogel

    Path of Exile 2

    Is this an AI deepfake?
  35. Fogel

    Elden Ring - From Software + George RR Martin

    Reforged is solid and more true to vanilla ER, Convergence is more of a total conversion mode so a lot more changes
  36. Fogel

    4Posterity - A repository for your favorite out-of-context FOH quotes

    A lot of backdoor action going on at FoH
  37. Fogel

    4Posterity - A repository for your favorite out-of-context FOH quotes

  38. Fogel

    4Posterity - A repository for your favorite out-of-context FOH quotes

  39. Fogel

    Path of Exile 2

    I'm playing this, high DPS, good screen clear, and good tank/sustain I tweaked the passive tree a little and stayed on the left side instead of going right for the extra crit just cuz I like being a little tankier
  40. Fogel

    Path of Exile 2

    Check the reddit thread, they put together some decent craft guides. I found a craft guide for rings that got me T1 res T1 all res and then a res/chaos and it only cost me a div in materials