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Why do people buy front loaders?

These are 5 year adjustable rate mortgages, not 5 year loan rates. The payoff term is still 30 years, the rate adjusts every 5 years. And I am looking to do that because I have the ability to pay off the loan in full in the next 5 years. Also, your teaser introduction rate theory sounds...

Why do you make it so hard to be friends?

You put fruit on pizza?!?!?!?

But why does the burrito have ass cheek dimples when it's done? I'm surprised this is even a discussion, the first 4 part diagram is clearly wrong. With all the Chipotle vs Moe's vs QDoba vs Whatever else fast food burrito join talk there is in here how have you never watched while your...

Pretty sure that diagram has downs Abe.

Woops that was a typo, the 5/5 ARM from my credit union at 2.75% was quoted as $894/mo, not $849.

I'm currently in the process of deciding if it's worth it to refi my mortgage to a 5 or 7 year ARM. I plan on having it paid off within 5 years anyway but the numbers these companies are giving me seem dubious. My current rate is 4.5% on a $219k loan, and the principle + interest portion of...

Nope. 10K OR direct deposit of $100 or more a month. I just started using it a month ago, but it's about as easy as it gets. You need 100K for them to do the tax harvesting.

Thanks Obama

My local taco bell doesn't have the sriracha menu I've heard so much about here. WTF?!

False. I got a free pair of raw denim through a promotion. They were terrible. I've never bought or even shopped for raw denim.

I don't know, Zac Brown says nothing beats a cold beer on a Friday night, and a pair of jeans that fit just right. He's a country star, the manliest of men.

I still need to set the parameters, and decide what those parameters should be.

I'm way too lazy for that lending club stuff. Betterment.com is my go to at this point.

I just bit my lip. Now I have to be extra careful every time I eat until it heals, and eventually I'm going to forget and bite it again in the same exact spot and make it worse.

Yea most marathon runners I've seen are pretty shredded. There is quite a lot of resistance in rowing, it certainly can promote muscle growth. Try rowing into the wind on a blustery day. And rowing machines at gyms can turn up the resistance even more.

So it wasn't the washers/seals in the hot water handle. So I guess it's the shower valve. I don't see anything on my shower assembly that tells me what company manufactures it, where can I find that? Also, how difficult is it to change out a shower valve? Here's what's happening. When I...

If you're gonna spend over 60k on a car, buy a Tesla.

Stop smoking and eating like an 18 year old football player Gravy.

Yea he's not too swift. There's no password or server information but he's still not too bright.

I wonder what the idea behind leaving the chat logs in the screen shots is. So he can prove to us he knows how to turn debug mode on? Or does he believe that because I can see method calls in the chat log he must be programming those method calls?

I've always been incredibly open about sex. That's not what I was talking about. I was talking about being open to the idea of not being monogamous. I want to sleep with other people. I don't want to be told I can only be with one person for the rest of my life. I just don't necessarily want it...

Don't know what to tell you, I told you exactly why I did it. I don't feel like I can be in a monogamous relationship and I'm doing the adult thing and talking to her about it now instead of waiting until I find someone I want to fuck and being like "Hey, wanna be open now that I have someone...

I edited while you were typing that to elaborate more and answer your question.

I have no hookups on deck, and don't even have plans to pursue any. It's a freedom thing. It's hard to explain but I feel like I will function better as a partner in circumstances where I don't feel like I am being forced to meet certain expectations. I'm a very stubborn person who doesn't like...

Well, I suppose I should get used to people thinking I'm selfish because I want something they deem as inappropriate or uncouth. And I'm sure I'm going to get a lot of that. By the way, technically speaking monogamy is more akin to keeping a "bangmaid" than an open relationship is. You kinda...

That's a little over the top.

EDIT: Nevermind I think I figured it out, the water dripping out is warm/hot and when I squeeze the hot water handle a bit more it slows the drop a bit. So I think it's the washer/rubber seals in the hot water handle doo hicky.

I agree with you.

I have never had a deep fried turkey, though I want it.

Not all doctors work those hours either. Emergency room doctors have it the worst from what I understand. But general practitioners (primary care) seem to have it pretty good (though not their PAs). I'm basing that entirely off of the woes of a PA I used to date and the fact that half the time I...

Haha, do you mean the turkey of milks?

On the topic of the power of divorce. What is the law because I know men who got screwed in divorce who had no kids/had kids that were over 18. In your case, did she make close to the same income as you? What were the circumstances? EDIT: What tenks said Also, you admitted it was...

Racist water

It is. A massive one. And I see what you did there.

I wasn't saying I'd automatically get fucked over, I was saying there's a chance, any chance at all is something I'm not OK with. Aside from that the fact that it requires legal intervention at all to dissolve is just ridiculous to me.

I thought Clerks was a terrible movie so I remember none of the dialogue

I've already thought about that, in depth. As long as she's safe I don't really care.

So I'm cool again right?