Search results

  1. Gravel

    Home buying thread

    Nah, we didn't have it up until last week, and that was just for my wife's peace of mind. Cost us $450 or so for annual coverage. You do have to have hurricane (wind) coverage though, at least where we are.
  2. Gravel

    Barry

    I was really hoping this was all a hallucination while he was in prison. Then I found out this is the last season and it seems unlikely (mostly cause it's cliche, circa Bob Newhart).
  3. Gravel

    Home buying thread

    For now. We chose where we're at because it's really got nothing touristy to do outside of the beach. But it's exploding like fucking crazy lately. We're already thinking we're going to have to leave within a decade. We used to visit the in-laws in Orange Beach, AL, and it was a quiet town...
  4. Gravel

    Home buying thread

    Guess you convinced the wife that she didn't need the ocean? I think I mentioned before that my in-laws had some land there. Although we went there to check it out last year before my father-in-law died (I think he wanted to make sure his wife knew where it was and to get it all sorted out) and...
  5. Gravel

    Home buying thread

    Meanwhile the house across the street from us had renters for the last year or so, and they decided they wanted to rent it out as a short term rental (we're close to the beach). We have a very small HoA ($150? a year), and all the neighbors around me put the kibosh on it. I hate HoA's in...
  6. Gravel

    Investing General Discussion

  7. Gravel

    Investing General Discussion

    Wonder at what point we consider this a banking crisis?
  8. Gravel

    Writers Guild Strike 2023

    Why not up the ante and ask to see a script writer write something that's not trite garbage? Most of these people are hacks. That AI isn't writing super compelling stuff doesn't let the writers off the hook for doing the same.
  9. Gravel

    Barry

    Made me think of the Critical Drinker video on The Mandalorian. This was a filler episode. Most of it was pointless. If I'm checked out for 2/3 of the episode because nothing happened, that's not good.
  10. Gravel

    Home buying thread

    I wasn't saying to actually do that, just pointing out that if the comps in the neighborhood are all valued at a million more than this, the land is likely worth that much. The house itself doesn't play into it that much.
  11. Gravel

    Home buying thread

    I mean, seems like the land is valued at a million for all the other homes. Could buy it and do a brand new build and still make a massive profit?
  12. Gravel

    Unstable

    I think I got 5 or 6 episodes in before I quit. The first one showed promise. As it went along it just went to shit. Super disappointing.
  13. Gravel

    Investing General Discussion

    Feel like I should sell and rebuy when it inevitably hits $6 again.
  14. Gravel

    Home buying thread

    Shit, yeah, didn't think about refinancing. That's definitely true. That said, the rates in the 2010's were pretty low. Our last house we bought in 2015 and it was like 3.5% or something w/ points. Current one is 2.7% bought in 2021.
  15. Gravel

    Home buying thread

    Yeah, that's weird. Most boomers are retired at this point and wouldn't be buying a new house. It's Gen X and older Millennials that locked in those rates.
  16. Gravel

    Investing General Discussion

    It's baffling too, because none of these hikes should've been surprising. Just plain old greed?
  17. Gravel

    Writers Guild Strike 2023

    Geez, even Stranger Things was 7 years ago. Jessica Jones 8 years. Outside of the mention of The Bear, does anyone have an example from the 2020's?
  18. Gravel

    Investing General Discussion

    They've revised down every single month for at least the last year, probably longer if I looked. There's a reason everyone says they don't trust the numbers the government puts out.
  19. Gravel

    Writers Guild Strike 2023

    While I've definitely been shitting on the writers, I just have to laugh at this one. Like, get a fucking grip, no one cares.
  20. Gravel

    Writers Guild Strike 2023

    Had there been a horror twist at the end, it would've been perfect, implementing an AI horror in a coffee shop story embedded in the AI generated story. Could've called it AInception.
  21. Gravel

    Writers Guild Strike 2023

    Yet
  22. Gravel

    Investing General Discussion

    https://www.cnbc.com/select/us-credit-card-debt-hits-all-time-high/
  23. Gravel

    Writers Guild Strike 2023

    The hubris of man.
  24. Gravel

    Writers Guild Strike 2023

    You don't get it. If we get rid of all these writers, we won't get a new all-female reboot of 80's classics or propaganda about George Floyd on every network television show. What are we going to do without that? We'll be missing out on so much "art."
  25. Gravel

    Investing General Discussion

    Feel like @Furry answered your question. People could very well understand the FDIC would cover their money in a normal scenario, but when all the banks collapse, well...good fucking luck. Although the reality is more likely the dollar just collapses completely and it's all worthless.
  26. Gravel

    Writers Guild Strike 2023

    And why do we need any of those people? Moan about the "arts" and how important they are, but what the fuck is anyone producing now that matters? It's all garbage shit for garbage people.
  27. Gravel

    Investing General Discussion

    I'm kind of confused about this. I really figured it'd be a function of people just dropping out of the workforce completely (boomers, lazy zoomers), but the labor participation rate is still ticking up.
  28. Gravel

    Writers Guild Strike 2023

    Oh no, what will we ever do without comic book artists?
  29. Gravel

    Guardians of the Galaxy Vol. 3 (2023)

    I like how a couple days ago someone mentioned that you'd need to see it to avoid spoilers. And then people don't even bother using spoiler tags here. I guess it's super edgy to post them to prove you saw it or something?
  30. Gravel

    Writers Guild Strike 2023

    This is the big thing though, what's it going to look like in a year? Yeah, it sucks right now, but 6 months ago it couldn't do shit.
  31. Gravel

    Black Desert

    Now I can finally go to sycraia!
  32. Gravel

    Writers Guild Strike 2023

    Weird how none of this was addressed during the last strike. Also, the last one kind of sucked because it really fucked a bunch of good shows. This time, pretty much all TV is absolute dog shit. So I'm not going to lose any sleep if the writers strike forever.
  33. Gravel

    Marvel Universe stuff

    Some men just want to watch the world burn.
  34. Gravel

    Ted Lasso

    Haven't been keeping up with this season, think we're only 3 episodes in. I wish they'd quit trying to make Keeley happen. She's just so fucking weird and unattractive looking, but someone seems to think if they just cake her in more makeup and slutty clothes that we won't trust our eyes. They...
  35. Gravel

    Investing General Discussion

    https://www.cnbc.com/2023/05/01/treasury-debt-limit-measures-may-run-out-by-june-1-yellen-says-in-letter-to-mccarthy.html
  36. Gravel

    Investing General Discussion

    This is kind of a function of April - June being where shit really dropped off last year. Because this is drawing out so long, it washes out some of the older data that made it look shittier a month ago. Similar to inflation, where yeah, you may get it down to 5% year over year, but that's on...
  37. Gravel

    Investing General Discussion

    Reminds me of the start of this, where it was all the small caps taking an absolute fucking beating. The market didn't reflect it though cause the large caps were still doing well (or maybe doing well because of the small caps). I always assumed the small caps would be the first to recover.
  38. Gravel

    Marvel Universe stuff

    I think a lot of that is probably that she's anorexic or something. The cheekbones popping out is what makes her look alien. Girl I used to work with was a total smokeshow. She had major issues and lost a ton of weight (she was a fitness junkie and was always a very healthy weight, maybe on the...
  39. Gravel

    Jerry Springer dies aged 79

    Exploiting people by putting morons on TV for our amusement? Peterson with another retarded take.
  40. Gravel

    Investing General Discussion

    Think this is the downside of index investing finally rearing its head. More and more money just gets consolidated into the top as those at the bottom shed more market cap.