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So it's investing in individual stocks rather than ETFs or mutual funds? No thanks.

I was more asking where you got your specific information. Telling me to Google it will hit me with a ton of differing opinion. I want to know what you've specifically read that's lead you to believe that. Guess you can't backup your opinion?

Do you have any sources for this

Valkyrie, if you're going to invest soundly you're going to want to invest for the long term. And if you're investing for the long term the worst possible thing you can do is check your balances daily. You'll drive yourself mad.

ETF vs mutual fund similarities, differences | Vanguard

Having 3 mortgages is definitely a risky proposition. Even having just one or two months vacancy in either or both of the homes could cause issues. You guys make a lot of money for your remaining loan amounts. I'd honestly pay down your house (should take less than a year at your current saving...

Not to nitpick but aren't those mutual funds, not ETFs? Not that there is a huge difference, but there are differences.

Yea I'm not really arguing with you. Everything you're saying is true. Just letting any newbs who come in here know "This information doesn't mean OHPs are perfectly safe". Because when I was a newb I fucked up my shoulder real good doing military presses. My spotter was staring at T&A...

You're not wrong, but a lot more can go wrong with an OHP for obvious reasons like a lot of weight is over your head and gravity is gravity. Failures occur sometimes even with impeccable form.

Solidarity bro. I'm sick too.

I don't make any money on the fee. I charge exactly, to the penny, what it costs me to get the checks done. (They do include credit, background, criminal and rental history checks)

Friends of mine have had their kid potty trained since she was like 4 or 5 months old. I don't know how but it's true, I've witnessed it. They said something about sign language the kid can use to tell them it's time. Obviously this only works if you have a stay at home parent or a nanny/au pair...

It's probably more due to the fact that they do shit all for your shoulders so the risk just isn't worth it at all.

This reasoning can be used for almost any shoulder exercise. Any overhead press for instance can completely fuck up your shoulders, and a lot more.

Haha, looks like someone really hates the fact I charge an application fee to rent my apartments.

She woulda got Sutekh too... if it wasn't for those meddling kids.

Hmm I thought AE was all American made too.

I would add Allen Edmonds to your list of exceptions since they are sold at Nordstrom. Those shoes really are top notch, with a great guarantee.

People were comparing this to GoT? This show fell flat after 2 episodes. It's like every other Netflix show outside of House of Cards. Simply not very good, but watchable if you've got nothing better to do. I made it through I believe 7 episodes before I decided I just couldn't waste my time...

I personally would stay away from Johnston and Murphy. I have a pair of their chukkas that are only a year old and squeak every time I step and the soles are already worn down. I own 3 pairs of J&M shoes. The first pair I got years ago were quite nice and held up well. The last two pairs I've...

The thing about spending money on a good pair of boots is they will last a lot longer than their middleground counterparts in "almost" every case. In the case of Allen Edmonds you pay a premium up front but they have a policy where you can send in the shoe for a complete rework (All new...

If you aren't losing weight the answer is always, 100% of the time, diet (unless you have some fucked up thyroid issues or something). You outlined your workouts but not your eating habits and eating habits are assuredly the reason you aren't losing weight.

That really depends on the market. Around here single family homes do not rent well in comparison to mortgage prices and having a roommate is a lot more cost effective than renting out the entirety of a place. For instance I could probably rent the apartment I'm in (live in second floor...

Throwing an extra $500/mo at an $800/mo mortgage on a 15 year term would mean you'd pay off the house in like 4 years. Seems like a no brainer to go ahead and do it to me. I am a landlord so I am not nearly as risk averse to this as many other people so take that into consideration. But if...

Hahaha ok dude. Glad you had fun though.

Well that makes more sense.

What Kirun said is not redpill at all. It's the sad truth. Female sexuality has been treated as an abhorrent sin for a long time Sutekh. That's literally why the term "slut" exists. You're fooling yourself if you think otherwise.

All of a sudden a bunch of accounts got compromised. Gaz claiming their system wasn't compromised. All you guys who got hacked, what gaming websites do you frequent and did you use the same email/password on those site as your login information?

And he's saying why the hell didn't Blizzard just deactivate your account? It's ridiculous that they would continue to let you play and then send that to collections when all they had to do was deactivate your account because you didn't pay. If I'm not mistaken you get charged up front, at the...

You make that sound like a bad thing.

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Welp, she didn't want the open relationship after all (not surprising really).

Yes

I'm not debating you, I think we're saying the same thing opiate. We're in violent agreement. I'm saying yes, it's true to the style, and the style isn't very good.

Don't get me wrong. Busch Lite is a staple and my go to cheap beer. I'm just saying those aren't exactly objectively "good" beers, and even if a brewery you think sucks is making them, as long as they follow the recipe it should be fine and comparable in taste to your buds, millers and coors.

Sut, you really shouldn't just write off all "fat" chicks. You don't even know what you're missing man. God I love a nice phat ass.

Had to wait for the game to end?

You guys are talking about GOOD light lagers. I'm talking about traditional AMERICAN lagers.

I may be a simpleton but aren't they just handing these guys the recipe and saying "brew it". It's a light American Lager, will anyone be able to tell the difference?

Let me know how it is. And if it compares to Oskar Blues' imperial red.