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I've already contacted my bank plus other large national banks as well as local companies. I always go over everything including what they charge to buy down interest rates, if they are going to force me to pay for their lawyers (some banks allow you to use your own lawyer for title search...

Anyone have any experience with online mortgage lenders like quicken loans or ditech for a refinance? I had started the application process with a local company after doing some shopping around but noticed on their Federal Truth In Lending Disclosure they included a lot of items and costs...

Why would I petition to remove someone as a developer for a game? Why wouldn't I just not buy the game?

Sounds like someone's got a case of the Sundays

Is that sponsored by Yim Yames?

Science: Cooking Frozen Steaks - YouTube Which is the same video in Joeboo's link

Do you actually havecredithistory? Have you ever held or used acreditcard, had a car loan, personal loan? Anything?

What? It's a turn off phrase here in Connecticut.

He sold the recipe to Jenny Craig. You'll be able to buy it for your pre-planned meals in not time!

Speaking of steak cooking methods, I tried out that food lab frozen steak method and it was one of the best steaks I've ever cooked at home. Perfectly medium rare throughout with almost no grey band at all. I actually couldn't believe it.

Put a ring IN it?

Boiled chicken breast... I'm sad. You've saddened me so early in the morning.

Why would they comp you? They just gave you 6 free drinks.

I feel bad for the bros who've never experienced the magic of having a Greek Diner on every other block in your neighborhood. That shit is the best ever.

Put jelly in it. And apples.

Actually, one banana can kick someone out of ketosis. Especially if they are a completely sedentary lardass. The risk is real. So why risk it? Fat people aren't known for their undeniable lust for fruit anyway.

Cheese and jams together is classy as fuck. I'm with McCheese. Fig Jam with Goat Cheese on Water Crackers? Where's my navy blazer? I'm in.

I know people who do that in suburban CT, which is very far from being one of the lowest cost of living states in the country. Also, you probably shouldn't compare a person who is "retired" with no children to a struggling family who owns nothing (i.e. needs to still rent)

$40k/yr is certainly not even close to poverty level if you truly live in one of the lowest cost of living areas in the US. Why are you abbreviating cost of living?

Keto 101 is actually to stay away from most fruits because of the sugar content, but he's hinging every single belief of his on that one principle of staying in ketosis, when he doesn't need to stay in ketosis.

I have no real experience with Betterment yet to speak of. I opened my account up less than a month ago so I don't have any history. I just get 2 years free if I get 3 people to sign up using my referral link. I'm such a shill.

I don't know about apple pies, because I think cooked apple is an abomination. But fresh apple slices with cheese, pretty much any kind of cheese, are awesome.

My betterment account rebounded pretty strong today. By the way, if anyone is interested in trying it out you can use my referral link to get 90 free days instead of the 30 free days you'd normally get. PM me if interested

The companies pulling yourcreditscore to put it on your statements aren't doing what they call a "hard pull" (actually making acreditinquiry) as I understand it. What are inquiries and how do they affect my FICO score? Also, applying forcreditcards have very little effect on...

Have you ever actually read up on that? Just because you shouldn't eat most fruit while trying to stay in ketosis in the true ketogenic phases of a low carb diet doesn't mean it's unhealthy. Certain fruits have very little nutritional value. Watermelon for instance. Other fruits are...

A lot ofcreditcard companies and banks are offering it with your monthly statements now free of charge. You can also get it for free every 3 months from mint.com

Thecreditcheck when you first open the cards can effect your score a few points but it rebounds pretty quickly/easily. I have 6creditcards, plan on opening about 5-10 more in the next year just for sign up bonuses to create "free vacations" and maximize cash back potential. Mycreditscore is 817...

Paying off your mortgage early shouldn't be difficult if you didn't borrow more than you should have. I have $219k left on my loan. I really wish at this point I hadn't gone with an FHA. The big saving grace for me is that it's a duplex and almost the entirety of the mortgage payment is covered...

Not sure how you were invested but the bond funds are the culprit in my Betterment account as far as why it's down. Why pull out so fast from a long term investment account?

They're all bored housewives who do no actual work but get paid exorbitant commissions anyway? Oh shit you're right...

You didn't think milk, ice cream and cookie dough condensed into a gigantic 32 oz milk shake would be crazy calories? I'm actually surprised it's not more than that. Who the hell orders a big gulp sized milk shake?

LinkedIn is a must honestly. There is no good reason to not have it. It's very easy to ignore emails and that's all they are. Emails.

I don't think you can really claim a city is laid out terribly and awful to drive through until you've driven in Boston.

The verbiage on that website is absolutely atrocious. Holy shit.

Respect

Make sure you workout bro. Then you could be her new Alpha fucks since she married the Beta bucks. Right? You should already know when she's ovulating, and that's when you'll have your best chance.

Software is probably the easiest industry to fill positions for so I wouldn't be surprised if it's a bit different in other fields. However, the story you were told by the recruiters who were trying to talk you into paying fees sound like typical snake oil salesmen.

I've heard so many mixed things about this that I have no idea. I've heard people say idling is bad for the engine. I've heard people say let it idle til it hits 1500 rpm then do whatever. I've heard people say let it idle for at least 5 minutes. Who the fuck knows? Not me!

Interesting Lyrical. I can tell you, as someone who's worked with recruiters my entire professional career in Software, I have never once heard of a recruiter trying to charge the employee. They always charge the employer.