Anyone who wants to slog through some data can chew on this for a while. It's more about the change in income/net worth trajectory from 19-22 vs 16-19, but there's some good info.
https://www.federalreserve.gov/publications/october-2023-changes-in-us-family-finances-from-2019-to-2022.htm
I'd have to parse the numbers carefully, but I'm not sure that is totally at odds with the data I posted. The chart shows average net worth, which is subject to distortion compared to the median if there are a relatively small number of large outliers, which seems likely when talking about...
Similar theory for me. My kids have kindles and I provide them with unlimited books to read. They're both voracious and it's done wonders for them. They also play games, but only on the weekends and up until extremely recently they did it only with me as a group activity. My son's friends all...
Yes. The effect is worse on the youngest cohorts. Keep in mind looking at this chart that it's not tracking a fixed group of people across time. The average moves because people are being born/aging into each cohort with less desirable attribute combinations.
Relevant:
"The average 20-year-old today scores lower on conscientiousness and higher on neuroticism than 70 percent of all people did just 10 years ago.
These aren’t abstract measures. Conscientiousness—traits like following through on plans and persevering with tasks—strongly predicts...
I still game regularly, mostly with my kids now, but for MMOs it's been almost 20 years. Pretty sure the last one I played was WOW: TBC. I don't think I can credit anything to MMOs; all my min-maxing OCD was developed playing D&D in the early 90's. And honestly that's secondary to financial...
"No". The social comparisons and imprinting are cancerous for girls that age. I sympathize with the battle, my daughter is 11, but fight the good fight.
Is it? I don't know how many active posters there are, but it wouldn't be crazy to see 5-10 out of several hundred across the board. That's single digit percents. As far as participants in this particular subforum/thread, as others have said there's no doubt a ton of selection bias going on.
I...
This. Much like losing weight, the best way progress financially is to control what you eat. That doesn't mean you have to live like a pauper, but it's a necessity to line up your income against an honest budget so that you understand what effect incremental expenses are going to have on your plans.
I have no idea what "splitting a quantum singularity" means, and those words don't appear anywhere on the internet except in this video and others on the same channel, which if you look at their history is an obvious clickbait farm. As far as radiation the same as the universal background, we...
That's not how convincing people of things works either. If you've got a point, provide substantiation (edit: with controls and statistics, otherwise meaningless).
What data? That's a screenshot of an email of one guy's story, and the link goes to a paywalled substack page. Even if he's got lots of these, they don't constitute a study.
Great if true, but this is not how true is established.
I'm fortunate enough to be in the middle ground you and Gravel are talking about at ~45. The wife and I plan to work for another 10-12 years until the kids are solidly launched and their lives don't depend exclusively on us. By that point between savings and gains we should be where our target...
We have a family of four and both my wife and I WFH in a 2200 sq foot 3/2. While I wouldn't mind a dedicated office that isn't a corner of my bedroom (wife works in bonus room), I honestly don't know what I'd do with double the square footage and I wouldn't want the maintenance. We entertain...
Basements are necessary only if you are building in an area subject to frost heaving. If you've got high water tables or seismic activity basements can be a bad idea.
Watertight or otherwise, in his shoes I'd worry about hydrostatic pressure pushing his house out of the ground like happens to...
IMO what you want are the children of once-poor working immigrants already living here. My wife's parents fled post-Cultural Revolution China in the 80's and you have never seen such hardworking and family-focused people. They had a sub-high school education and boostrapped themselves up from...
There's also growing evidence that they have systemic anti-inflammatory effects. My wife just started taking a microdose program of GLP-1s to help with the rheumatoid arthritis that runs in her family. It seems to be working.
Exercise, sleep, weight loss, hydration, and alcohol reduction will dominate food choice and supplements. Regular social interaction, having an active network of friends and loved ones, reading, and music/language practice are also important.
I just heard that an old friend died rather suddenly of liver cancer. He'd been having bouts of lethargy for a while but in typical fashion refused to see a doctor. When it was too bad to ignore they found both the primary cancer and metastasis in his kidneys. That was two weeks ago.
Take care...
Anyone who has tried to hire a tradeseman recently is acutely aware of this. I can barely get plumbers or electricians to return my calls because they have as much work as they want at almost whatever they feel like charging. At this point if you've got a job less than a full house remodel it's...
I was born in '79, late Gen X. My sister is younger and her cohort loved both shows. You're welcome to have an axe to grind against them, but they were popular and culturally relevant for a generation's worth of kids and young adults.
Copyright in general has been perverted from its original purpose, which was to be a temporary restraint to allow creatives to profit from their work for a modest time. Copyrights were supposed to last 14 years with an option to renew to 28, then everything reverted to public domain since the...