Bitcoins/Litecoins/Virtual Currencies

There are expense ratios on ETFs as well. Usually higher than .04.

Deathwing said:

Since we're on a retirement tangent....if you have an IRA account full of VTSAX, is it worth converting that to ETFs? I'm trying to max out my IRA contribution limit and 401k contribution limit but I'm new to ETFs. Any reason not to use them and avoid the 0.04% expense ratio on VTSAX?

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As Khane already said, most ETFs will have an expense ratio higher then their index fund equivalent. The main reason to use an ETF over an index fund is if you want to be able to buy or sell any time of the day where as index funds only trade at closing. ETFs will also give you access to options.

When ETFs started there was a large difference in expense ratios among them. Vanguard and buffet won the argument that the low expense robo trade was the better option, and more have chased the vanguard style.

Deathwing said:

Since we're on a retirement tangent....if you have an IRA account full of VTSAX, is it worth converting that to ETFs? I'm trying to max out my IRA contribution limit and 401k contribution limit but I'm new to ETFs. Any reason not to use them and avoid the 0.04% expense ratio on VTSAX?

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If you're investing with Vanguard, there's basically no difference. The downside to an ETF would generally be you need to buy whole shares, but Vanguard allows fractional ETF shares. It's basically whether you care to be able to trade during the day or if you don't care if it's after close.

Narrative for 2026 just dropped. Agree? Disagree? It doesn't matter, if you're not tracking on how this administration is shifting monetary policy and the corresponding efforts to shift the overton window on issues like taxes I'd say you're flying blind.

Bitcoin "influencer" video but not really about Bitcoin. As I've said in the past this channel is useful because they essentially just take Financial twitter and make thematic pieces on whats going on. I think this particular narrative has legs. I question how organic it is, but it needs to happen sooner or later.

Haus said:

First thing you have to do if you're going to attempt a "Tax Revolt"... You need to move your assets to somewhere the government can't just make a phone call and seize.

How many of us are even VAGUELY near that point? Considering anything in a bank, or anything in the stock market that you have in a brokerage account is vulnerable to quick and easy seizure. Even property you own is vulnerable (ask anybody who hasn't paid property taxes). I can tell you that currently only around 3.1% of my assets are in places where the government couldn't functionally seize them.

If this board were full of people truly ready to throw this down the Prepper thread would be the busiest thread on this board.

I will give him credit, that BurnTheFed clip is possibly one of the best and most succinct explanations of the system and how it screws people I've seen. I'm actually going to bookmark that to show to certain people.

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Oh it's not a good idea, but the fact that it's gaining the traction it is means something. The number of people questioning whether or not things need to be the way they are now is relevant to the discussion of this thread.

I'm not even saying this is a good thing, just inevitable, and something any investor should be paying attention to IMO. Things -will- change at some point, regardless of whether it's now or later and we currently have an administration that's actively pushing for this kind of change

You think it's a coincidence that Trump is hitting the IRS and talking about repealing income tax as this sort of narrative is taking off? All the while his family is going all in on Bitcoin? They're already heavily into "real" assets.

Personally I am pretty suspicious of how this has taken off, a whole lot of people saying the exact same phrases all at once. Doesn't change the fact that it's the sort of thing anyone reading this thread should be paying attention to. Things are changing fast.