So, sometime near the end of 2011 I got health insurance through ehealthinsurance.com (United Health Care was whom i signed up for).
Plan went something like this:
$127 per month
2500 Deductible after that my copay is 0% as i signed up for 100/0
$35 copay on office visits
$200 deductible on meds (optional - i chose to get this because I knew I would take asthma meds like cingulair again).
After getting insurance I finally visited doctors after 5-6 years and started getting shit diagnosed in early 2012. As suspected I was diagnosed with pretty bad sleep apnea. They gave me a machine, which sucked, hard to sleep with. I ended up getting surgery, probably going to spell some of this wrong; uvulapalatopharyngoplasty (uvula removal, tonsils removed, adenoids, and parts of the softpalate also cut off), septo-plasty, reduction of the nasal turbinates, and a hyoid suspension (I think they took some hyoid bone, cut it, and attached it to my thyroid to move my tongue a little).
End result of all that crap would have been over $45,000 in fucking medical bills, which doesn't count the emergency room visits I had. I had two because a few weeks after the surgery I had complications in the form uncontrollable bleeding in the back of my throat to the point losing consciousness. They claim to have cauterized it the first time. Worst fucking recovery ever that I was not fully aware of how bad it would be with a shitload of pain (slept no more then 3-4 hours so i could take my dose of oxycodone) for the first week, and a lot of pain in the second week. Massive bleedings in my third week left me with low blood hemoglobin and disabled for another two weeks (doctors said transfusions weren't a good idea as they could cause complications and I was young so I could reproduce my hemoglobin within a few weeks).
I only paid $2500 out of pocket in the end and was nursed like a babe the entire time at my parent's house. With a combination of surgery, probably me losing 20 lbs and keeping it off for over 8-9 months, flonase nasal spray, I now have no sleep fucking apnea. Which is awesome because the success rate of the uvulapalatopharyngoplasty is apparently only 50% and a mere reduction of 50% in sleep apnea events per hour (forgot the official term) is enough to count it as a success. Didn't learn that until after surgery and I spent my time in the apneasupportforums reading posts of people also in a miserable state after similar surgeries. God fucking damn't I'm glad that is done with, worst fucking experience ever. I've broken bones, had a nail lodged in my hand, and more but fuck 2 weeks of misery, then 2 more weeks of being disabled/weak.