Story time guys , take this for what it's worth.
On July5th 2002 my back went out at lunch the worst it's ever gone out before or sense (even counting the 7 back surgeries) AND my house was directly struck by lightning in one of those good ol hot humid air meets cooler land air motherfuckers of a thunderstorm in Myrtle Beach SC. Since at that time the power was bad about blinking mid day (brown out?) I had UPS units on anything electronic that I cared about. It went around / through multiple UPS & surge suppressors and fried all kinds of shit. It also fried every smoke detector. I walked around the house hunched over (back out) in the storm to make sure the house was not on fire. Also took 1 phase out of the 240v 1PH house transformer. Blew out my walls where it went to ground through the wood , blew all the vinyl siding off the house and set my plastic/vinyl dryer vent on fire. The insurance inspector that came over said he'd never seen lightning do that before. I had 2 Alienware PC's (when they were the Alienware) and one it blew cap banks off the PCB. My living room had a projection TV, a cable tv box, an OG Xbox, a DVD player, a receiver, and a PlayStation all plugged into the same UPS. It fried the DVD player and the Cable box but everything else was perfectly fine.
Point is a direct strike it doesn't much matter. That whole house arrestor may help in a near strike but a direct one? Nope. Thankfully where I live now we rarely see any lightning at all.