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Pistol whip or thrill of the fight. Don't need a lot of room for those but fun to watch others. Only other thing I'll mention was that I'm not sure if it's different for the quest 2, but I heard for the original quest not to use it outdoors exposed to sunlight. Not sure if you're doing an...

My rollover is completed and I'm starting to setup my new portfolio in my self directed account at Charles Schwab. I am interested in putting a little bit into some crypto, leaning towards Etherium at this point. Is there a way I can do this from a tax leveraged account via some sort of...

The account allows me to have self directed trading. If SVSPX is something that is appealing, would I be better off doing something like self-directed SPY, QQQ, or something like that?

Oh sure thing. Large Company - Schwab Instl Lrg Cap Value Tr Fd-Instl State Street Russell All Cap Index Non-Lending Series Fd C State Street S&P 500 INdex Non-Lending Series CI K Small/Mid Co. Delaware Small Cap Value Instl Loomis Sayles Small Cap Growth Trust D State Street Russell Small...

Not at a point where I am able to max out the 401k to the max yet based on my lifestyle. Need to make some adjustments to get to that. Was more curious as to what elections would be better than just the basic targeted fund that Charles Schwab has set as default.

No other accounts. I maxed out my employer match for my 401k, and then the HSA. I am not a position where I feel comfortable go up to the max IRS limit on the 401k and haven't setup a separate IRA or anything. I had a for fun account on RH for trading but got out completely after the...

Under large company they have JPMLCGCFA I mentioned previously, ISLCV, CMCW2, CMDVQ. Small/mid company they have DEVIX, LSCGTD, SSCM7IN. A couple of international ones, company stock, and then your targeted date ones.

I'm not sure what you mean by a separate personal tax account that's not tax-advantaged? I just have my employer 401k that I'm maxing out, then looking to max out a new HSA. I won't have a separate IRA or anything like that.

Thanks for this info. When I look at the factsheet on the website, it says the annual expenses are 0.40, but when I look at the OLGAX that you mention, I do see the .94% expense ratio. Is there something else I need to look at on the fact sheet to get that?

Landed a new job recently so started the process of rolling stuff over to Charles Schwab. Default setting is a targeted retirement fund. Surely there are some better options right? They have a JPMCB Large Cap Growth Fund which seems alright to me and there is an option for a self-directed...

I bought these recently since I just can't justify spending $300 on the top-of-the-line Sony. They came with a carrying case which is a nice bonus at the pricepoint. Battery life lasts forever, says it connects to multiple devices. Rtings says it does have some leakage. I've used these on...

Well specifically I'm looking for the shorts with an inner lining. Last time I checked old navy, I didn't see them as an offering. But generally speaking I'm with you on that idea of getting basic workout shorts. Just curious about the lined ones.

I've been getting a lot of ads for the Fabletics shorts and I'm interested in them. I'm not interested in setting up one of the VIP accounts then calling to cancel. I know it shouldn't take long to do it, but if I want more of the shorts, I don't want to deal with that model constantly. Does...

I kind of want to get back into it. Haven't played in over a year. I'm sure catching up on meta stuff will take forever. Any good sites you would recommend?

Is this who you're talking about?

I still play daily. Not sure when you stopped but there have been a lot of QoL improvements. They've increased abyss to level 110 so there's new pve content. PvP doesn't have a lot of rewards associated with it but RTA can be fun if you like PvP. Gold is still a tough resource but gear is a bit...

Bleh, guess my trailing stop was set too tight and triggered. Didn't miss out on too much though thankfully.

Uhhh wtf, 119-109? I had a draw.

Oh my god, this needs to end

Oh god, I can't imagine what Alabama would do to this OU team

Nice to see the backup QB get some practice reps here

You're not wrong :(

Too many times I see people make it and they undercook the bacon. Yours look great!

Every month this damn OU team lets me down

Last year was a long time ago but it seemed like the defense was starting to get better under Grinch? I never expect the defense to be average, but man Rattler had some bad throws as well.

Every damn year this OU team lets me down

The unit itself I'm going to say no. The AoE on S1 is kind of a fun thing, so nice for the earth expeditions as fire AoE is not as common. But multipliers aren't great, so character isn't that good. The artifact however is really interesting. It's abyssal crown but for warriors. In the...

Even outside of the fact she's limited, I would consider a must pull. SSB and Tama are the two RGB characters I would consider must pull. Drink is very nice but really only when you get multiple copies or potion to limit break

Still early so not sure but I'm thinking it's not a must pull. IMO her value is a counter to slots/cdom, Tam/iseria, Tywin/basar setups. Maybe against dienne comps? The problem is that it takes insane gear against a comp without adamant shield and even then it's random targeting. I think she...

I'd save it. The hero next week looks pretty interesting as a counter to A. lots cleave teams. Kit should be good against Diene/A. Momo teams. Then supposedly SSB rerun in Aug if you don't already have. Or if you're like me and just need the artifact. If you just have the itch to pull, burn...

Agree with Qwirb, save for Tama. She's considered almost a must for certain abyss floors. Most A13 teams have Tama if they aren't a one-shot team. Vildred's value is as a farmer, but if you have Lena, you're good. Vildred does have some spots in PVP teams but Tama is miles more important. I...

Furious is nice for W13, but requires molas on his S3 for max def down chance. The art is nice, but with only 1 copy you'll end up having a less than 50% chance to def break on your S1. Furious doesn't have a ton of use outside of w13, so I don't think is worth putting molas in. With your...

W13 generally speaking is a good goal. I always recommend doing your midgame stuff with as many 3* so you can save your molas for meta defining characters. You could run Sigret, A. Momo, TG plus one more. If you get your A. Momo tanky enough to tank and heal, you can add more DPS, otherwise...

Bought a Honda Ridgeline this past summer. First truck for me. Just use it for daily driving to work that is mostly highway. No plans to off-road or haul anything outside of crap from home depot. Was considering getting a levelling kit to even out the rake. This would just be for looks. As long...

I did 4, which I think is plenty. I've also got a maxed Draco plate which I put on my main cleaver. I think 3 is fine unless you're a whale or do RTA a lot.

So asymptomatic testing should be readily available. The problem is that the testing sites/doctors offices don't always have a hookup with a lab with enough supplies so they reserve it for testing patients with symptoms. And some state department/labs are the same way. What my group had to do is...

Soooo pulled her very first pull. I really do want the artifact as I think it can help my W13 runs. Get a second one within 20 pulls, now I'm 20 away from pity for a third copy and no artifact. First world problems, but feelsbad

Yeah the artifacts aren't really used in a lot of setups, maybe some Halls of Trials things, but that's niche. The bleeding artifact is used for some W13 setups, but if you have Sigret, then you're gtg on that. I'd save the bookmarks

Typically I don't recommend rolling for a unit unless you can go to pity. But, because Dizzy is limited, I think going yolo to pull is ok. Dizzy does help in some mid-game stuff like in Abyss but doesn't fit into any end game stuff that I know of, maybe some weird guild wars teams. So if you...

Idol's cheer is alright, I personally use other artifacts for my soul weavers. Rod, vial potion, and shimmada's are the ones I use for pve and pvp. If that's your w13 team, then it won't help for that. I don't see a ton of uses for that in other pve things. I think there are some niche pvp...