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Yesterday my neighbor (who's around 70) was talking to me and asked me if we were in the stock market (he knows we're retired, so I dunno what he thinks). Anyway, he starts talking about his investments and how he's with Blackrock. The first thing he brought up were some class A shares he has...

I've found breeding to be incredibly difficult and if you're trying to min max it it's going to take way longer. Even with egg timer turned to 0, it's still decently long to wait for them to make an egg. But getting 4 skills? Good fucking luck. Also, regarding the breeding pen, I've noticed if...

Didn't someone in this thread post all the shit Pokemon had ripped off? Like, literally every Poikemon was ripped off from other sources too?

I'm confused how not watching something for 10 weeks takes literally any time at all?

Yeah, I like just about everything Jake Gyllenhaal is in, but this looks terrible. Will skip it like I did that amberlamps movie he did.

You leveled them up at the condenser. It's where you sacrifice pals of the same type.

In fairness, it just released to early access.

No, I mean when you're not physically at the base, but still playing, it seems like a lot of the time the pals just stop doing anything. We have an iron base and unless you visit it every 5 minutes, they stop.

Only problem with these ore type bases is they seem to pause when you're not actively at them. Which kind of defeats the purpose.

Lots of "we'll refinance when rates come down."

So basically analysts have no fucking clue. Read something the other day saying the housing shortage is completely overblown and if you look at trends for all of the housing metrics it doesn't even look abnormal.

Terraria progression? I'm listening. One of the best things about Terraria is how it opens up. If you think about where you are at endgame versus the start. You begin the game just kind of putzing around cutting down trees and exploring some caves. By the end you're moving 50x faster and...

I haven't finished moving up to it, but there's a very flat area on the NW starter island. It sits completely on a plateau, too. If you place your pal box right, I think there are only 2 stone nodes inside it, otherwise it's completely empty.

I think the display rate is probably correct, but they likely fucked up on some kind of formula wrapping (likely with Lifmunk Effigies) and so you're really getting like 10% chance.

Seems like a good time to buy some TSLA. Barely missing in one quarter shouldn't have this big an impact on the price unless there's something else going on.

Sounds like crypto people don't actually want widespread adoption of their retarded shit.

Doubt they have any case. People have already brought up the fact that pretty much everything in Pokemon was a ripoff of something else.

Has anyone found a good flat spot for a base? Seems like a lot of shit in my bases just start not working as it becomes a sprawling mess over the y axis. Like, everyone wants shit like iron and coal, but I just want flat. And to the above, I had a hell of a time getting 10 Vixy's. Even at...

Think jetdragon is different. Saw a video. Flies like a fucking missile.

The big drop happened in 2022.

That's the hedonic adaptation part of it though. Most people can relate to the "live like a college kid" mentality. Eating ramen, etc. Then people get a job, buy something expensive (TV, car, whatever). And that become the norm. That's the adaptation part. And then you buy more shit. Maybe it's...

It's all about delayed gratification. And/or the hedonic treadmill (hedonic adaptation). A lot of the times I'll want to buy something, but I wait a week. Turns out I didn't actually want it. The hedonic adaptation part is actually probably more relevant. When you realize that you buy...

It's not really a ton of money between maxing an IRA and 401k. I think it's $30k this year? What big financial purchases are you talking about? My wife and I would max them out and then we started shoveling money into a taxable account. We were never big earners (I've mentioned before that our...

Wasn't he originally Lyrical? And then changed his handle at some point? He was the black guy who went to U of Texas for business school and bought a landscaping company and cleaned up.

Part of it might be using pals that have multiple skills. If they've got just one, like say mining, they won't get distracted.

I think I'm at 14 attempts at TRI FG. Game just makes me not want to play.

Yeah, performance is fine. It's chaotic though and I kind of enjoy single player more (just a lot going on with multi). This game just seems addicting and I don't know why. They also nailed the price point apparently. $40-50 and this wouldn't have sold nearly as well.

No clue if anyone's tested it out, but would it be worthwhile leveling up the pals you just have sitting at your base doing work? Like, do they get higher stats to work faster if they level up? Or would the only advantage be for defense?

Gamepass is apparently a giant clusterfuck to get releases approved. So I'm guessing it's probably sitting there waiting for someone to look it over. It's likely a Microsoft issue and not the developer.

Yeah, we played the Gamepass version for a couple hours last night and then went and bought the Steam version. It's not like it's a completely different game, but it's just much more polished. They should be embarrassed with what they released on Gamepass.

Correct

I guess my statement was confusing. I meant dollar for dollar match (or 50 cents on the dollar). If you're getting 5% match dollar for dollar, it's a 100% immediate return. You're literally doubling your money.

Maybe doesn't apply to you, but for others considering it, the one thing to look out for when maxing out a 401k is matching. Most places match it throughout the year and if you do it all upfront you miss out on a bunch of matching. And since most places match 50-100% of your contribution, that's...

I'm amazed someone was still willing to give them credit when they had even half that much debt.

The deal is you probably shouldn't worry about stock picks from a guy who made his fortune with "bro advice."

I did like the touch with the Wilhelm screams. Hope they didn't overdo it though.

Kind of weird they didn't make a bunch of em. You figure it's a popular IP, I assume the rights came bundled with the Star Wars purchase (and they've made ass loads of those), and adventure games are damn near perfect for video gaming.

What a bizarre second half of the episode. Felt like we had a conclusion and then I checked and there was still a good 25 minutes left.

Fucking thing sucks. We thought we might be able to go the whole year without turning the heat on. But nope, fuck that. It's fucking cold. Pretty sure all our plants are going to die. The wind is the worst part though. It really cuts through you. Only been out with the dogs for about 10...

Are you kidding me right now? That'd take us all the way back to the highs of TWO whole months ago. Devastating. My portfolio can't recover from something that big.