Search results

Voted.

I had the same thing. Wire transfer directly working with the escrow company.

The problem I have with taco bell is it seems like no matter which one I try lately, they always mess up my items somehow, and in general just seems the quality is just lower. And I'm not talking like, the quality is lower than sit down mexican restaurant. I'm just saying like it's noticeably...

You are right collectively all of us going through this experience at the same time having the same results are special snowflakes. OR it could be a fault in the system. I think the problem is more that they have way to many people on their plate at once. If you went out to eat and the server...

Yeah, I was all set to DIY it, But the Fiancee's mom is coming into town shortly after to "help" with the move. Essentially, it became easier to pay someone else to do it, then possibly do less than perfect job and have to hear about it 2x as much. I also expect I'll get a better job done...

So being a total hipster fish store. We have a vintage soda machine where we stock only glass bottle vintage sodas. $1 each which is basically cost. But The flavors are awesome. Here is our current lineup: Brownie Root Beer Cream Frostie Blue Vanilla Cream Frostie Orange Nu Grape Lemmy...

I'm sure I can find cheaper. I'm not sure I can find better quality. They are able to fit me into their schedule also. It starts on the 1st. Some companies are quoting 2+ months out. We haven't moved in to our new house yet, so we just live where we are renting while the work is done. I bet...

Refinish the old floor, at 640 sq ft. We are leaving out the one additional room. But even then the first quote was way over estimating the sq ft. Also having like 10 boards replaced. Price includes putting in hardwood where we are having a wall taken down. Putting in some wood trim around the...

Got a new quote today. $5300. We are just going to go with that price.

Let this be fair warning to anyone else going through this process. I literally just went through this with my loan. This is why I said, oh you've ordered an appraisal, you're just getting started. The amount of waiting you'll be doing will enrage you, continually.

So got my new house. Ripped up the carpets. Hardwood underneath needs work. Theres some water damage in a few places, the boards are cupped slighly in and some gaps between boards that are say 1/8 of an inch to 1/4 of an inch in a couple spots. I've had one company quote the works so far...

They claim we're too far away. And that will mean, less than 5 minutes. Also we get calls for support for items we do and don't sell but know we haven't sold to the customer. I've literally had customers walk into the store, and say I bought this online. I don't know how it works can you show...

Trader joes is for hipsters sure. But us food slobs can find awesome stuff there too. Things that are awesome: Bacon Ranch Dip The funyuns that are maui onion Pub cheese is good, esp the horse radish kind.

Interesting, I do have by appointment up at the moment and the new hours haven't started yet. I think a drop box would work as a phone number would be problematic. People would call all the time for advice. As it is right now customers call while at competitor stores asking for advice because...

Are you house hunting solo or with the wife? Don't let her fall in love with something you can't buy. Otherwise every other hosue you look at will be compared to that.

Yeah this sucks. This is the kind of bullshit I've been going through for MONTHS. My honest advice is to call your person you are working with every day. Be polite, and just saying you are checking in to see if there is anything you can do etc. Trust me, your lender is always putting out someone...

Yeah my sales figures definitely show that being closed Sundays would cost me a lot of money. That being said, people seem to do all their Sunday shopping Noon till 3pm or so. Maybe a touch earlier if I was open earlier.

So it's looking like the west coast is going to have the longest summer ever. This is bad for Corndog's Fish store. It is however making me revisit my hours I'm open. Usually every summer I consider it but end up making no change to my hours. I'd say most of my competitors are closed 1-2 days a...

My first lender was my local credit union.. Was a huge mistake. Second one is a large lender, things going much faster and smoother.

Right, basically until a loan is out of underwriting it hasn't really begun yet. No one really starts looking at things until the end. Basically it sits in underwriting until an appraisal is done. Once that hits then they want to verify everything you've already given them again... And if you...

I see, so you're just getting started then. If you're self employed, amplify it by about 10.

This is the reason I'm buying a house. So I can finally make permanent installs of aquariums and equipment I've used for business over the past 10 years. Saying things like if I owned the place I'd install a floor drain there instead of having to do this work around etc. Also things like...

Whats the platform?

Oh Good, you can state the obvious again. I've already stated I'm working with a new lender. This is the old lender where I've got nothing to lose as I've already paid for everything and can only push forward. It comes down to, do you want us to move forward or just forfeit the appraisal fee you...

Moreover what is the likely hood of one appraiser coming in at 320k on a house. Then the next coming in at 275k? Here is the market analysis he provided in the appraisal. I should mention the house is 3 bedroom, 1.75 bath.

So our second appraisal came back. 45k lower than the selling price. We're still just going to go with the new lender. But I swear something shady is going on. From the day they mentioned needing a second appraisal, they've said be prepared in case a lower appraisal amount comes back. I think...

So got off the phone with the 4th Person handling my loan. Person #3 is on vacation for a week. Person #2 I just found out is no longer with the company. Now I'm waiting for a call back... It's hilarious, person #4 is now asking why a second appraisal needed to be order as it seems fine... Now...

Yeah, I meant the seller. And yes switching would breach the contract as the other lender is quoting 3 weeks to get it done. Which is a few days after the closing date. Although it's going to look very dumb considering yesterday becu quoted us an early close and we notified the seller. Now we'll...

They say they'll pay for the second appraisal. But yeah I'm working with a new lender but it'll be subject to whether the buyer allows it.

So with the call back. They are saying the appraisal that they ordered, the comps used are not insurable and thus invalid and need another appraisal to be done. This reeks of bullshit. I called another lendor and they took a look at the appraisal and said it looks just fine to them and had never...

In an effort to be not that asshole customer. I wait from Friday till Today to make contact with the mortgage lender again. While they were waiting on "internal documents". When I call in, everything is in order and I ask how are we doing on the early close I requested? She says oh, you want an...

Guess what, I sent an email last night, and magically the appraisal shows up in my email this morning. Date completed is the 27th. And magically they need another consent form signed to pull business tax returns that I've already filled out. For not wanting to harass them. I feel like if you...

To update my own saga. Appraisal paid for 12 days ago now. No word from them to either agent. Agent called lender and left a message no call back.... Means I'm gonna call and inquire/bitch.

For finding houses etc. I found Redfin to be the best. We found our agent by clicking the view this home button and it assigns an agent. Turns out we really liked her. Redfin partner agents give 15% of their commission back. I personally found the guidance helpful from ours , she'd say I...

I agree, I haven't met a processor yet, that won't guarantee they can beat everyone else on the market etc. And in the fine print you find where they are going to just rape you. I'd had them take 3 months of statements before and run the numbers then come back with, uh actually we can't beat that.

I'm currently paying roughly $150 a month for the functionality I have where my inventory is real time in store and online for shopping at the same time, includes an app for phones that is connected real time also and can do push notifications, signup to notify when stock I'm out of is back in...

Anyone have any systems they like? Specifically I'm looking for one with the ability to print a reward in the receipt. Spend $100 , get a reward on the receipt for $5 to spend within the next 2 weeks etc. I'm looking for more functionality than Square or Shopify etc.

The degree means nothing to your current employer because they know your skill set. It means everything to someone who doesn't know you. So right now you could try and strongarm the current company. If they know they will lose money without you, you'll get your raise. If they think you are not...

Yeah honestly, 1800 for the capability you're looking for seems awesome. The "I just need it to do this" is the first sign you have no idea the integration issues the person is going to have to do for you.