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Robert Shiller: With stock valuations high, it’s time to reduce your holdings I just gather the general tone of this thread is at the no fear stage.

Look I'm in the same boat. I need to put a chunk of money to work. The multiples of everything are too high. Yields are too low. I've lived through several market crashes and recessions. They hurt. Everything declines.

You were the one thinking of buying a dip in those overpriced momentum names is a lock. I was just pointing out the risk. None of those names are trading on fundamentals. Anecdotally, a college friend worked at Lucent, his plan allowed him to invest in Lucent or a GIC. He used to ask me my...

Oh I agree, BTFD has ruled. But don't confuse brains with a bull market.

This chart shows why higher rates may take down Facebook and the rest of 'FAANG'

Haha. You are investing for your retirement. Max 401K. First and foremost. Roth vs traditional IRA. Depends a lot on tax bracket. Max it, can't go wrong building wealth tax deferred. Now what to invest in? Just diversify, get a solid base down of conservative investments. Stocks with a...

If the go go stuff rolls over look out.

Dumbshit kid called me out long ago when I tried to give him some sound advice. Just gave him more, only more harshly. He's comparing the market to WoW's AH and is ready to invest?

You would be best served buying Index funds with low management fees, not putting much in any one thing. You haven't shown yourself to be very bright, only lucky enough to have been born on third base.

You could negotiate a home warranty.

It's credit HISTORY, keep utilization less than 20%, total credit overall low. Just keep chugging along. Get that 46% down.

Feds cracking down on 'credit-repair' companies. Jin use only a fraction of that credit limit. IE. Say a total of $1000 possible, use only $200.00, pay it all off or pay slowly, just don't be late or underpay the min. (usually $15). Key is TIME and good behavior.

Total Solar Eclipse 2017: When, Where and How to See It (Safely) Getting close.

Insurance is for catastrophic occurrences, not run of the mill bullshit. I remember being sick as a dog stuck in line, waiting for the pharmacist to deal with the Hispanic fellow getting his free Sudafed. That is what Cal's UHC will end up as.

It's Actually A Dumb Idea To Buy The Best House On The Block Us crazy old white guys know a thing or two.

Haha. Fuck you. Pending home sales tumble as supply crisis hits sales

FiredPie – custom.pizza.salad Tried this. I'm not pizza connoisseur, but was a good deal. As much of the toppings you could want, on a thin crust 11", for 9 bucks. Cooked in what seemed like seconds. Gluten free for cucks like @Picasso3

The trade wasn't for Lopez. It was to free up money.

Good for the Lakers. They needed to clean house. Super teams are in. Jeanie and Magic just might be the combo to pull the pieces together.

P. T. Barnum - Wikipedia

Tulip mania - Wikipedia

I bought these bad boys long ago. Best god damn pear you will ever eat.

vs. vs What are your favorites?

Charleys Philly Steaks | A Great Experience Every Time Philly cheese steaks. Was pretty darn good.

I visited Boca one April, told the ex-wife we could move here. Next day the humidity rolled in. Cancel that idea.

I remember sweltering in the classroom those Sept. dog days as school just started, teacher turned out the lights, it felt cooler.

117. AC is working fine. Going to be a record come Tue/Wed peak.

That's Phoenix. Heading for 120 Tue/Wed.

Cost vs effect.

He's going to pay a "large amount" to erase the 297 debt. $297 is nothing, I forgot he paid it off. Send letters to credit bureaus to add a note that you paid it in full and carry on with your life Jin.

780 is great. Do you have some debt?

Brahma. I see these other opinions. Here's mine. There is no inventory for sale. Market is very thin. By that I mean, nothing offered. You have a house xxx,xxx then you have a house xxx.xxx + 20,000. One maybe 2. The lowball ones attract buyers. The houses you linked , were all priced too low...

Just leave the bad mark there for a bit. Continue to use the cc's you have, always pay on time. Leave a balance on a low interest cc, pay it off slowly. Buy something big, pay it off on time. Later dispute the bad mark. But let the account age. No response from them in 30 days, its gone. People...

Don't.

Yikes.

You are paying cash, you just ran around and saw what the market had to offer. The bank wants protection the bad old days are gone, so they loan only up to a percentage. If the appraisal came in to too low, they would want the borrower to pony up more money.

Flipped or not, if your market is at a very low inventory level, you are going to pay up. The market is very tight. And bad areas can become good. I liked the more stately ones. Everything points to higher prices. Lending is tight. Kids coming to the market. It's not go go. The good deals where...