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  1. Captain Suave

    Investing General Discussion

    It doesn't have anywhere else to go, I guess? I worked for a paper company in 2004-5 who thought they could make money on natural gas futures. They bought a ton of long-term contracts at $10 because their 3-year linear regressions said it was going to keep going up forever. Lol.
  2. Captain Suave

    MMA Thread

    DC's eye looks fucked.
  3. Captain Suave

    MMA Thread

    Meh. They're already trying to give each other concussions and choke each other unconscious. This is a weird place to draw the line. ^. Hand smothers are more annoying than effective anyway.
  4. Captain Suave

    MMA Thread

    That's a pretty mean 233.
  5. Captain Suave

    Parent Thread

    Oh, you adorable, naive little thing...
  6. Captain Suave

    MMA Thread

    Dunno. That kind of thing seems distinctly not his job.
  7. Captain Suave

    MMA Thread

    I know AJ through Jiu Jitsu competition. This behavior is totally consistent with my experience with him.
  8. Captain Suave

    Health Problems

    I had an adenoidectomy at 5 due to constant ear infections. Haven't missed them in 35 years, though I still have constant post-nasal drip and am prone to sinus infections.
  9. Captain Suave

    Convoluted FSA Accounts

    My HSA (Blue Shield) has literally zero verification. When I want money I just ask for bulk reimbursement and they wire it to my bank. I've never used the card once in 15 years. Even though I use a dependent care FSA, the rules around them still baffle me. Why can they not return unused funds...
  10. Captain Suave

    Pit bulls - The Breed of Peace

    Sorry, I forgot we'd all voted to have Tuco be the final arbiter of acceptable information.
  11. Captain Suave

    Pit bulls - The Breed of Peace

    https://www.firesofheaven.org/threads/pit-bulls-the-breed-of-peace.9740/post-3316605
  12. Captain Suave

    Pit bulls - The Breed of Peace

    Meh. I have a rescue pit mix; she's the gentlest animal I've ever met. On the other side, my sister's lab/dachshund mix has bitten everyone in my family. I'd say that chart Tuco posted rings true. Pits might have more dog-focused aggression but are middle of the pack when it comes to people...
  13. Captain Suave

    Investing General Discussion

    You seem to know something, which is more than I do. Is there any reason to expect that vaccines would provide immunity for a longer duration than would contracting the virus in the wild? I understand that no one really knows right now and that these anecdotes don't generalize, but there are...
  14. Captain Suave

    All things Brandon Sanderson

    Elantris was his first work and several cuts below his current standard. The rest is much better, if perhaps not the finest literature ever produced.
  15. Captain Suave

    Parent Thread

    Seconded. My wife and I simply never baby-talked to our kids. We use grown-up words and grown-up sentence construction in a grown-up tone and they just ask for clarification as necessary. I read to them religiously every night for at least 20 minutes each. (This is great for both word exposure...
  16. Captain Suave

    Weight Loss Thread

    The is the only thing that works for me. If there are cookies, I will eat them. If there are no cookies, I don't eat them. Period. I freely admit that it is exclusively a failure of willpower, but it's something I have to work around. Unfortunately, my wife is the complete opposite. She thinks...
  17. Captain Suave

    Investing General Discussion

    And schools. The logistics of child care are going to cause more problems than the business closings, IMO. At least where I am, all the child care centers are mirroring school district policies and will be closed. I've seen no guidance for households where both parents work out of the home.
  18. Captain Suave

    Parent Thread

    As the reflux started to resolve we managed to rig up a 60 degree cardboard wedge with an attached baby carrier, so she could sleep mostly upright. She used that for most of a year.
  19. Captain Suave

    Parent Thread

    My daughter had bad acid reflux and would regurgitate fluid and burn her esophagus every time she went to sleep. She ended up sleeping in a carrier strapped to my chest (screaming until she passed out) while I sat all night in a chair. The reflux resolved at about month 9 (no beds for me until...
  20. Captain Suave

    Home buying thread

    Lol, this is #1 bullshit. Real estate agents are parasites and should not exist in the information age. The "profession" cannot die fast enough. She works for YOU (supposedly). Did you sign an exclusivity contract with her? If not, tell her to fuck right off with that attitude and get a new...
  21. Captain Suave

    Investing General Discussion

    Don't forget to look for the lowest expense ratios as well. Good low ones are <0.1% of assets per year, bad ones north of 1%.
  22. Captain Suave

    Car ?'s

    I have a 19 year old Camry which is in perfectly serviceable condition (60k miles) except the clear coat is bubbling up on the roof panel. Bad paint job on some repair work a few years back, I'd guess. Getting it done professionally would be 50% of the value of the car, so I'm not going to do...
  23. Captain Suave

    Malazan Book Of The Fallen

    IMO, a lot of the complaints listed here can be attributed to Erikson basically making it up as he went along. The power levels and backgrounds of characters were whatever they needed to be to service the story. Antagonists more and more epic? Quick Ben gets converted into the next best thing to...
  24. Captain Suave

    Death and... Taxes.

    Apple is a C-corp, of the multinational variety (MNC/MNE). I don't think you can be an S-corp with more than $5M/yr in gross receipts.
  25. Captain Suave

    Death and... Taxes.

    The S-corp can retain earnings instead of making the full shareholder distribution, but the shareholders are still on the hook for taxes even if they didn't actually receive the income. Generally, you want to run things so that paying the shareholder distributions doesn't create cash flow...
  26. Captain Suave

    Death and... Taxes.

    An S-Corp is a pass-through entity and can't hold net income (in a way that alters taxes). Profit/loss flows though to the shareholders according to their ownership, reported on Schedule K-1 every year. As a general rule, if you think you've found a way for income to remain totally untaxed...
  27. Captain Suave

    Investing General Discussion

    https://www.npr.org/sections/money/2009/01/what_is_seigniorage_1.html#:~:text=Through%20something%20called%20seigniorage%2C%20which,dollar%20to%20print%20a%20dollar.&text=If%20the%20Fed%20wants%20to,(government%20bonds)%20from%20banks.
  28. Captain Suave

    Weight Loss Thread

    I'm down 20 lbs (205 ->185) using the energy balance approach. No special dietary controls, though I end up avoiding bread and liquid carbs by default. 15-20 more to go. I miss beer.
  29. Captain Suave

    Home Improvement

    Seconded. If you can find whatever forum your local hobbyist woodworkers hang out on, I guarantee someone will pick that up ASAP. If I lived near you I'd already be on my way. Solid wood at the price of free will always find a home. I've picked up slats from a broken bed, water-staned tables...
  30. Captain Suave

    Torchlight III

    "This character sucks; I guess I have to start over" != replayability.
  31. Captain Suave

    Must Have Software

    VLC
  32. Captain Suave

    Investing General Discussion

    I missed some of the run up by not paying attention. Seems a good day to put cash to work.
  33. Captain Suave

    Home Improvement

    Wtf, did they just use untreated green wood?
  34. Captain Suave

    Home Improvement

    Cutting the roots out from under a tree can make it unstable or kill it. Even on your property, destroying roots of a neighbor's tree is almost always a huge no-no without a permit and consultation with an arborist. When I was in Atlanta it was a $10k fine in addition to rendering you...
  35. Captain Suave

    Home Improvement

    I've had to pay that much for a 150 year old oak that was in the back yard six feet from the house and under a power line. Took many hours of very careful work with a huge crane reaching over the house from the street.
  36. Captain Suave

    Investing General Discussion

    I do this. It's also why I essentially never post here except to make this exact comment every so often.
  37. Captain Suave

    Marriage and the Power of Divorce

    People don't change. They distill.
  38. Captain Suave

    The Astronomy Thread

    They try to decelerate the second stage so that it falls back into the atmosphere and immediately burns up. Depending on the target orbit for the mission, though, there may not be enough fuel left to do so. For those missions, the second stage is left in a "graveyard" orbit where it hopefully...
  39. Captain Suave

    Investing General Discussion

    My wife is in this position. She runs a distributed data science department and prefers Slack, but her company is partnered with MS in some kind of (hopefully) pre-acquisition courtship and they're obligated to use the full gamut of MS products. The biggest offense of this outcome is that she's...
  40. Captain Suave

    Home Improvement

    No. I didn't have a drainage problem exactly, although I did move one downspout. It was mostly an issue of the quality of earth in the 15-20 feet around my foundation. The expanding soil was in my front yard. If it had been new construction they probably would have dug a larger hole and done...