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I wasn't thinking points, I was thinking like if the going rate was 3.5%, you're rate would be 3.75%, the bank would make money selling the loan with the higher rate and they would pay pmi instead of you. I think its called lender paid pmi?

Pay a higher interest rate to avoid PMI?

We didn't have to put anything down for the upgrades. We did $1000 to hold our lot, while we sold my house and then $4000 to start building.

We went back several times picking different options. It helped or maybe hurt us that we walked through several different display homes so we could see some options. We also had meetings with wiring, so we could pick different outlet locations and cat5e/coax and flooring. We hit the big 3...

You could get a nexus player if you can find one for about $50. Get a HD homerun cable card tuner and cable card from comcast and get live tv. Silicondust is working on a DVR, coming along nicely but still in beta. I've been testing it for months and as soon as it can do DRM channels and pause...

This has been moved to Friday nights after two low rated episodes.

My kid likes to watch Thomas the train. Sir topham hatt is always telling them they cause confusion and delay. I caught myself almost using that phrase at work. I had to go home and watch some walking dead reruns.

My kid loves jeopardy and wheel of fortune

You can use wugfresh tool for your nexus to make things easy on you. Can flash stock without wiping the device http://www.wugfresh.com

Amazon also has a subscription too, that is like 5% or 10% off. Just put in how much you want and its auto-shipped

Sounds like the raiders and chargers got fucked. Not sure what voodoo kronke practices but he turn the owners to his side.

My wife and I put 60k in upgrades when we built our house but half of that was doing upgrading the garage, kitchen and master bath. It was way to easy to add lots of upgrades because so many were $200-$500 range.

You can get little things that clip to them that will beep if they stop breathing or pads that go under the sheet that detect movement. I'm with you on being freaked out, my kid is 14 months old and I still get nervous if I wake up before him. I have to at least check on him through our monitor...

Comcast doesn't expect a family to stay under it because it generates revenue for Comcast. But they will exempt their own streaming service from your cap and they will let pay $30 more a month for unlimited data. It's why the fcc has gotten over 10k complaints about the caps.

There has been some articles about companies using blockchain technology for trades that may be pushing the price up or it could be some guys doing a pump and dump. http://www.wired.com/2015/12/sec-app...in-blockchain/ Overstock CEO Patrick Byrne: Wall Street Has Strong Incentives to Join the...

http://stopthecap.com/2015/12/15/fcc...sts-data-caps/ Hopefully the FCC sets some rules on these data caps

I'm glad I went to college in the 90s, when shit like regret rape didn't happen

I didn't really get into the eye of the world until about a 3rd of the way through it, when they got to Shadar Logoth. After that it got pretty good.

Our doctor told us that we should wake our kid up every 2-3 hours too feed him. We would set alarms to get up during the night

We used pamper swaddlers until about 10 months and now we've switched to pampers cruisers. We tried the target brand but my wife didn't like those because she thought they didn't absorb well enough.

My kid just hit the one year sleep regression phase. Last night was up at 3 but thankfully went back to sleep pretty quickly. The night before, it was an hour before he went back to sleep. He thinks its fun to throw all pacifiers out of his crib and say uh-oh but then he cries when they're all...

We went with the chico keyfit 30 to start with, that had a light weight frame to snap the car seat into. When my son was about 7 months old, we moved up to the nextfit zip by chico. its nice because it has a removable cover that can be washed. He should be able to use that one until he's ready...

I would think the difference is that T-mobile isn't exempting just it own the service but that of competitors as well. Comcast is exempting only its own service from data caps, while enforcing data caps from its competitors.

I don't see this going over with the FCC very well. Pretty much proves the data caps all bullshit. http://stopthecap.com/2015/11/19/com...own-data-caps/

You can get $6 in playstore credit per chromecast device Chromecast and Android TV owners can get $6 in Play Store credit | Android Central

Its very possible that a lot of people don't know how much data they are using but I'll side with the consumer every time over Comcast, a company with a history of screwing over their customers. The fact that comcast will let people buy their way out of the caps for an extra $30 a month, just...

Yeah but we should certainly trust comcast, who doesn't have a history of fucking over its customers at all. Maybe those people that finally find themselves capped by comcast can pay the extra $30 a month for unlimited data, which comcasts own metering software tells these people that they are...

I've seen people say that Comcast's meter is widely off on data usage. Like the day before they implemented the caps, a person was a at 162gb, the day after, 292gb. I wouldn't be surprised to find out Comcast is purposely misstated data usage in order to generate more profit for themselves.

Get her one of those pandora bracelets, then you have a built in gift for lots of future occasions.

Van Helsing Genre: Action & Adventure, Sci-Fi & Fantasy First Aired: 2016-09-23 Overview: Vanessa Helsing, the daughter of famous vampire hunter and Dracula nemesis Abraham Van Helsing is resurrected five years in the future to find out that vampires have taken over the world and that...

Title: Van Helsing Genre: Action & Adventure, Sci-Fi & Fantasy First aired: 2016-09-23 Creator: Neil LaBute Cast: Kelly Overton, Jonathan Scarfe, Christopher Heyerdahl, Paul Johansson, Rukiya Bernard, Vincent Gale, Aleks Paunovic, Trezzo Mahoro, Missy Peregrym Overview: Vanessa...

They are doing that to satisfy wall street. Wall Street: Broadband is Underpriced - Slap On Caps and Usage Billing to Kill Cord-Cutting

Its cities that will bend over backwards to appease Google. Its why google fiber won't touch the northeast because the layers of local government that make the red tape a nightmare.

My wife painted a pumpkin teal, that's apparently the international symbol to let parents know that you are allergy friendly. She bought a bunch of stickers an stuff to hand out to those kids.

Buy the competition, stop promotions and raise prices, capitalism! http://stopthecap.com/2015/10/27/att...-raise-prices/

Man, I feel really lucky, my kid is working on his 5th tooth and he's still been sleeping through the night. He's gotten a lot fussier though at times but nothing like what you guys are describing.

I'm not sure about the oneplus but on my nexus 6, the gmail app handles 2 gmail accounts and an exchange for me without any issue. In the actual gmail app there are unread counts on the different accounts but not outside of the app

This is why we need more municipal broadband in this country http://stopthecap.com/2015/10/15/mun...d-299-a-month/ Comcast's 2gbps service is $299 and has a $1000 install fee

My kid started getting into stuff, like playing with an electrical outlet that we had one of those baby proof covers on at around 10 months, we told him No then and he stopped. We haven't stopped saying No since then.

If you don't take care of it, they'll throw you to collections and fuck your credit. That's the way Comcast rolls.