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There is not. I would give my left nut to get into an investment property for less that 20% down. You can go conventional and be between 3-5% down, but there are upper and lower limits to the finance amounts.

Oh shit! I take it back. He was probably teaching our players how to rape and not get caught while they took that picture. Our administration should be ashamed of not documenting his presence out of all 85k+ people there. They better release several strongly worded apologies that no one will...

Bro, I was just about to come in here to post this and tag you. I know it is all faux outrage to get clicks and views; but goddamn if all of these fans aren't acting like gigantic pussies. He came down on the field to be with his family after the game wearing his families' team shirt. Did...

I agree with both of you when we are talking about someone who has a job/career that is relatively stable and they can plan out the next 20 years around the same location. My issue with owning vs. renting is that MOBILITY is one of the most valuable assets to the job market and a huge...

We are not in some horrible dystopian nightmare where homeownership is sinking to unimaginably low levels; in fact, much like everything else in this country, we are coming off an absolute high and actually returning closer to a century long mean. Have you ever thought that long term home...

This is not being a landlord, it is being a property manager for a short term rental. Much different and you would expect the clientele to be different and it to be a much more active and hands on experience. My wife is trying to convince me that we need to grab a place in the Destin area of...

I don't think you are getting it. The people that rent "starter" houses from us are not getting pushed out if the market by high prices. They are either unable to qualify for a home loan or move jobs/towns enough that owning would cost more than renting. The people that should be buying our...

Ugh. Fine, I guess.

I had friends that grew in stable middle class families that moved into trailer parks out of high school because it was cheap. The younger generation needs to be taught how to share housing, cook, and save their goddamn money for important things like a house.

I didn't type that, but I was going to. GoT was GREAT when it followed that story to the letter. The minute they deviated it went to dogshit.

It's amazing to me that studios are ok with morons taking the popular book/comic/game that is great because of the story and then making it almost unrecognizeable. They all lack the small amount of critical thinking necessary for them to understand that the thing is great because of all the...

Your DL looked good today. Not happy about that. The 365lb dude was a BEAST.

@Kaines what the actual fuck bro?

Same here, I realized that all the newest TV shows and movies are shit so why does it matter if there are no new ones.

I went out and stood on it/walked it for a good 10 minutes. It is not nearly as bad as I was bitching about. It really does just need more fill sand.

Yes they did. We may be able to fix some of it with more filling sand. I am just in a complaining mood.

Well, yes. She goes for form over function, but it has always turned out great. I trust her judgement on everything. No one told us that it was going to not be level because of the pavers she chose so I cannot totally blame her.

Man, everyone keeps saying that, but it is natural stone so i am being told that it won't truly be level like cement decking. I am furious that it looks good in pictures, but there are places where you can see pavers that are lower in some spots. I know that, as a guy, I will be fine with it...

Update

I see people here now at the point where they are moving towards the final stages of planning for the rest of thier lives and my wife and I were in the same boat. We have avoided going to a financial planner because every single one of them offers "free" planning as long as you have "assets...

Goddamn, I bet you got a steal.

You can search for "reloadable debit card for kids" if you want that, but think about maybe getting actual cash for her to use. It is so much easier to teach them the value of a dollar when they have to count it out and give it to you themselves.

I for one am ok with rates staying where they are for 8 months since we are flush with cash and it is harder for investors to flip right now. This means deals on the types of properties that we look to buy and rent out long term. We are looking a lot of 4 ~800 sq ft houses that aren't on the...

Well they will, because they have to. I hope there is a good story reason he is powered down and that there aren't any more around at all.

This is true, but they need to be 10 million STARTER homes (2/3 bed 1/2 bath) and they need to be in cities of populations less than 1 million people.

Fulgrim clone is in Trayzen the Infinite's stasis gallery. Nothing is gonna happen with him.

My guy, you need to get to a local game store and get in a casual D&D group or a Magic the Gathering Commander group. Those both sound like they would be right up your alley and give you the opportunity to invest as much or as little time and money as you choose.

I bet you do what I do; avoid the main story and search every single drawer to every single burned out house for 20 hours and then hit the first real village. I am accidentally doing the same thing right now with BG3 and have to force myself to do the quest so I don't get burned out. You...

If this is anything like my entire career in tech sales then AI conversations are going to force the bottom 99% of companies to realize that they never adopted the last two trends, data mining and process automation. Then, they are going to start doing those things because they are the "cheap"...

Seems like they are both about equal read/write speeds. I would personally spend the extra 17 bucks for the Sabrent PS5 heatsink since both of those have heatsinks which will still have you replace the metal cover over the drive, limiting airflow.

I would like some of that, please.

I am a fan of close up magic and mentalism and did not know of a better place to put this thread. I was going through some Youtube videos of some of the greats and realized that the world has lost some of the best magicians over the last decade that I just hope they all had some really great...

It does come with a heatsink, but it is small and not nearly as effective as the Sabrent one that is custom designed for the PS5.

Do you know how many pansy fucking Millennials and Zoomers have never mowed their own lawn?

I pulled the trigger on this and just installed it with the Sabrent PS5 Heatsink; it couldn't have been easier. Anyone looking for a heatsink on the PS5 needs to go with this one. It was designed specifically for the PS5 and take the place of the metal NVME cover. Rave reviews and all for...

This is like when politicians always talk about RECORD PROFITS(!!!) or DEBT LEVELS without putting them in context. What is the profit margin? What is the debt level in relation to GDP or total tax receipts? It is all scare tactics.

Sorry, no, I meant anything he is in makes it a must watch for me.

That dude is a Souls purist and his takes are generally A+; I haven't played the DeS remake but could tell that he was being extremely nit-picky in that video when it came out. I haven't watched it again, but he may even say up front that he is being extremely nit-picky because he says that in...

My wife and I had the absolute hardest time trying to find an actual financial planner because 99.9% of them are all "free" when you have Assets Under Management. That means they are making between .5-2% of the TOTAL VALUE of your 401k/IRA balance per year for doing basically nothing since...