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Nice. Just remember, only ever buy winners. That's how people get screwed is when they start buying loser companies. Like, why would you even buy loser companies at all?

A 15 year old dirt bike racer in Australia is what we're considering a celebrity now?

Uh, yeah, I'm not going to watch a 90 minute book review.

So here's where I use my gotcha. Why aren't you a billionaire? If it's an issue of having too small of a portfolio, why aren't you leveraged out of your ass throwing everything you have at the market? If you can beat the market and it's easy peasy, you should be extravagantly rich. I mean, you...

Miraculously even professionals somehow can't do this. But any asshole with 100 hours to spare and it's a foregone conclusion. Amazing stuff.

You're using covid as an example which is an incredibly rare one off event (at least, hopefully). When do you rotate into or out of tech? Pretty much anyone could make a very convincing argument that tech is incredibly overpriced right now. When does your magic 8 ball tell you it has run its...

This is just market timing though. You're saying to rotate in and out of sectors as if you have some magic ball that tells you what future returns will be, or if the sector is about to start lagging.

Hacks can get a little preachy (although it may be on purpose to make fun of it?), but they had a bit on this this season. The young liberal character is like "this is offensive, you can't have little people auditioning to be elves," and the older character just asks "why?" There's not a good...

Did you just not watch the movie? Screencapped this just for you.

We didn't have women at the battalion level or lower in 5th Group. As far as I know, all of the other Groups were the same. They were all at Group (essentially brigade), and even then, I think it was probably less than 10 in all of 5th Group. I got out at the end of 2008 though, so maybe a lot...

I kept trying to think of one, because I have no doubts that movie actually has been made. I'm not entirely sure about the "big buff dudes" part, mostly because I also just haven't watched any of them. But I'm just going to throw out Sex and the City and Pretty Woman as being the two best ones I...

I went back to college when I was 25 after the Army and had to get a place off campus. The place wouldn't let me rent without a guarantor, and my wife (of almost 5 years at the time) wasn't sufficient. So I had to call my mom and ask her if she'd sign off on it, despite me having been living on...

Yeah, really enjoyed this one a lot. Really took me back to being a teen in the 90's. The beginning was super frenetic, but once it settled in it was a good ride. Also the chick in this. Damn.

It's amazing to me that people do stuff that dumb. I'm sure his excuse is he's where the jobs are. But there are plenty of jobs where he could make half as much and houses would be 1/8 what they cost in whatever shithole city he lives in. I don't know how big his house is, but I saw him say...

Suicide?

Watched Time Addicts last night. Fucking weird movie. I'm not entirely sure why they mentioned it. As a concept it's pretty funny, but the execution wasn't amazing.

CICO is reality because of fucking thermodynamics you sperg.

Figured I'd just post this here. This is absolutely fucking nuts. Seeing one of the best drummers alive struggle to learn Pneuma is something to behold. If you didn't appreciate Tool before, this video will certainly make you.

The market can stay irrational longer than you can stay insolvent. Memorize that, and don't gamble with your retirement account.

Yeah, I'll watch it, too. Everyone hates on 3, but I even liked that one.

Never. Wonder if this is a state specific thing?

Last thing I'll say on this derail, but at this point, when we're giving illegals tens of thousands of dollars, and welfare is at its highest amount in history, yeah, I don't give a shit anymore. Hell, we've given pension money to a foreign country in Ukraine. I've absolutely got issues from...

Bullshit $50k isn't much. I'd love to see your monthly budget and how much is pointless fat. The no debt part is a weird caveat since that's entirely made from life choices. The most likely being living above your means.

I've been reading a lot of the Veteran Disability subreddit, and I saw a post by someone the other day who was 100% disabled and said he was broke and wasn't getting enough to survive. He had a kid and was trying to throw a pity party. For reference, the 100% rate with 1 dependent (non-spouse)...

The flip side to this is that there will be a massive wealth transfer when the boomers die off. Yeah, their kids have no money right now, but all that accumulated wealth that people hate on the boomers for isn't just going to vaporize when they die. Yeah, not everyone has boomer parents that...

I sold a bunch of junk silver earlier this year, when it was at like $23-24 or so. Kind of sucks. It was a bunch of quarters my wife had "traded" out when she worked at a bank over a decade ago. Think it was about $900 worth. Would've been an extra $300 or so had I just waited. But then, I...

No, no kids, and we have enough assets that life insurance doesn't make sense. We've got probably $100-120k in equity in our house. My thought is that we liquidate some of our investments, build the house, and then use the proceeds of our current house's sale to put money back into investments...

So I guess I should correct that. We don't actually have 401k's anymore since we're retired. Even then, it sounds like the max is $50k (significantly shy of what it costs to build a home). IRA loans apparently are only for first time buyers, and capped at $10k.

Yeah, we ended up here in Florida because we'd been going to the in-law's place in Orange Beach for a decade. We're about 90 minutes away from there. My father-in-law had suggested we build on their property since it was a double lot, but I needed to be in Florida for working at Duke (they...

We got a notice yesterday that our insurance is dropping us. All the houses we looked at pre-hurricane Andrew had awful insurance rates. So we bought new thinking we'd have a pretty long time before they fucked us. Turns out we had 3 years. Our insurance is good through October, but I guess...

So let's say you still owe $150k on it. You can sell it for $400k and net $230k (6% realtor fees plus a little extra for misc costs). You invest all of that money into an S&P 500 or total market index fund. Which have averaged about 10% per year. That $230k is throwing off $23k a year...

There are lots of forums you can read up on how to value a property on whether it's financially wise to buy to landlord. At least in the past when I looked at it, it was a super competitive market and most properties weren't viable. You've really got to be prepared for vacancies, shitty...

Seems relevant.

I watch their drum tech's videos every once in a while. I think their actual music (the instruments themselves) is decent, but the lyrics are fucking garbage. Like Zombified, the riff is really slick, but I can't even listen to the song because it's just dragged down by awful vocals. And yeah...

This seems like one of those situations where AI voice acting could come in handy, where a voice actor dies and you could fake it.

https://www.hollywoodreporter.com/movies/movie-news/dabney-coleman-dead-9-to-5-mary-hartman-tootsie-1235902521/ My favorite part of that gif is whoever made it and left their mouse cursor in it.

Was never a huge Slipknot fan, but been listening to them more now that Eloy joined up. I had no idea this song was Slipknot. And I also have no idea why I know it so well. Was it in a movie or something?

Haven't played it in almost 2 months. Going to go out on a limb here and say my group of friends has moved on. This one petered out super fast.

It's all just short sightedness with no concern for what it's actually costing you. So maybe you call a different "handyman" depending on what's broken. How is that all that different than calling a landlord? If it's the paying for it out of your own pocket part at the end (not the case in...