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I'm ready for my prize.

If you're only looking for a year, max out the I-Bonds which are paying almost 7% right now. After that, I'd say there are a lot of other options like bonds and CD's which, with interest rates higher than they've been in forever, should give you a decent return. If you're going longer than a...

The only reason to wait, in my opinion, is to give your spouse a higher benefit if there's a big difference in benefit and you don't actually need the money that bad (the surviving spouse can transfer to the larger amount if the higher earner dies). Which also kind of means it doesn't matter and...

Same. I almost made a post earlier today saying I needed to stop reading it because you all are trying to tempt me. I've quit twice before. The first time because I got frustrated with fails. Picked it back up like two years later and was playing the shit out of it, but my dog died a few months...

I don't think you'll find anything even remotely comparable to Kauai. Warm ocean you'll want to stick to the Gulf coast, or the Keys. I live on the Emerald Coast and it's a hidden gem of the US with warm crystal clear water most of the year. St Augustine is super cool. We haven't been to the...

Guess the beatings will continue.

His politics aside, he seems like a good dude. Was listening to a podcast he was on and he was talking about how he has a thing for firetrucks and donates a bunch of them. He's also a volunteer firefighter I think.

I mean, both teams have full medical staff with doctors. I have to imagine a doctor was in the back of the ambulance.

Bizarre. The link is to the shortstop for the Blue Jays. And the tweet doesn't exist.

We had an insurance derail the other day in one of the Politics type threads, and I almost brought up that I'm basically a sucker with insurance. I'm not willing to make a claim because I don't want my rates going up; I hadn't even considered just getting dropped completely. Like, on the house...

69...520? Someone dun goofed.

Only really knew of her because of the Sex Pistols show. But that's cause it really predates me by a lot. https://www.nytimes.com/2022/12/29/fashion/vivienne-westwood-dead.html

That was super bizarre.

That was satisfying to watch. 2nd video in a row, oddly, where I just randomly checked RLM and they had posted a video within 20 minutes. Didn't post it here either time though. Nukieeeeeee!

I don't think you understand how Price is Right works.

Giving back almost all of yesterday's gains to end the year. Not surprising I guess.

Didn't realize it's been over a decade since Dance With Dragons. I started reading the books about the show came out. And it's been almost a dozen years now. It's more hilarious than anything now. Can you even call yourself an author when you can't even shit out a sequel in that many years?

It's the whole experience. There's always a gas pump free even when it's packed. The gas is generally cheaper than anywhere around it. Always a urinal open. The candied nuts are delicious. I had a pulled pork sandwich from there on Tuesday. It wasn't amazing, but for a gas station it sure as...

4876 We're going to go red to start the year, and probably continue through the early summer before rallying to the end of the year massively (I really wanted to go 4960, which is 28.72% like we had in 2003 and 1993, but I don't see us doing quite that well).

It's a weird thing to say, but if you've been to one, it makes sense. Just like the gas pumps, there's like a hundred urinals, tons of sinks, and the place is spotless. It's just a pleasant place to take a piss.

Yeah, my mother-in-law's dog likes to hump stuffed animals. Guess he's a furry!

I figured the lower CPI number would've done it and we've been in a downward slide ever since.

My gut would've said we hit 3200 by the end of the year, but we've just run out of time. January is going to be a bloodbath.

Apparently it's the worst opening for Pitt since 1993 with True Romance. Yikes.

Kind of surprised we're not doing a 2023 prediction contest. Seems like it'd be a lot more interesting than the last one after the year we've had.

The Atlanta aquarium is one of my least favorite big aquariums. I'd rather go to the one in Gatlinburg.

St Louis has a free zoo and it's pretty darn good. The botanical gardens there are also fucking top notch (dunno how good they'd be that early though). The basilica is also pretty neat, doesn't take much time, and it's close to the zoo. I'm not much on city stuff either, and as far as Nashville...

Water will be cold, but temperatures should be great by March in Florida. What type of things do you enjoy doing? Lived between Nashville and St Louis for about a decade. I will say fuck Atlanta. I avoid driving through there at all costs, but you may just be screwed. I don't think there's...

Must be a safe neighborhood.

Depends on the company. Some will still match it, some won't.

The cat is already out of the bag though. People know the alternative. Also, the worst recession in generations probably isn't the time to play hard ball. People will just say "fuck your streaming service." Eventually the consumer is going to have to make some tough choices. At the moment...

Incredibly.

I really thought this was a Christmas horror movie or something. Turns out it's just an adult Christmas movie in the same vein as Die Hard. Except with the violence of a Saw movie, or creativeness of Final Destination. Thoroughly surprised. Would recommend.

Sorry it's Vox, but it explains why it's bullshit. https://www.vox.com/2016/1/19/10788306/wind-chill-meaning

I have to listen to music. Loud. Otherwise I can hear all my old man joints cracking and popping, and that shit makes me nauseous.

Service with less and less content as time goes on, starts effectively jacking the rates up on all their customers. I wouldn't be surprised if Netflix goes the way of Blockbuster in the next 5-10 years.

I thought the 100 year thing was really a percentage. So a 100 year flood has a 1% chance of happening in any given year. It's an actuarial thing, not a science measure from the entire history of the planet.

Same here. Gets back to mid-60's by the middle of next week, and 70's for the weekend. The lowest we should be getting is 20F though, so not quite as cold as Texas.

Amazing what happens when you fire all the dead weight and get rid of the fuckery. You actually start...developing features.