Search results

  1. Gravel

    Investing General Discussion

    Unless you're expecting to be in a higher bracket, which is unlikely, a Traditional is a better fit. Since you're currently employed, and saving enough to actually have, y'know, savings, you're likely earning higher than you will be drawing in retirement. The only caveat is the idea that we get...
  2. Gravel

    Investing General Discussion

    Don't be a Furry. This is awful math. If it really is saving you $1500 in a single year, how could that possibly be beaten by a Roth? Doesn't matter if you're talking single or joint either, one is 25% savings and the other is 12.5%...immediately. You're applying some weird fallacy about how...
  3. Gravel

    Investing General Discussion

    I guess there's no one with an income between "high school student" and "Roth IRA phase out." Seriously, you're a fucking moron. I hope no one takes any financial advice from you.
  4. Gravel

    Investing General Discussion

    And this is why market timing is so hard. You have to call the top and the bottom correctly. Good luck.
  5. Gravel

    Investing General Discussion

    God you're a shit poster. This is complete garbage advice. The tax deferment from a traditional makes it vastly superior to most people if they're actually paying income taxes. Roth is only better if you're in a low tax bracket or if you're past the phase out on traditional.
  6. Gravel

    The Prepper Thread

    What are you trying to do with it, Tuco? I went with Renogy for my shit, mostly because they're an American company. Also, they're located in CA, so if I had any issues with it I could've just driven over. Plus a 100A lithium battery I bought directly from them (I would recommend going AGM...
  7. Gravel

    Investing General Discussion

    Our accounts are only down about 6.9% for the month of February. Doesn't seem all that bad when you're not looking at it only from the perspective of the market high.
  8. Gravel

    The Prepper Thread

    Yeah, haven't seen anything yet about my people (although we're strongly anti-telework). Then again, we're incredibly reactionary to most things. The earthquake response we had was fucking pathetic. My guess is that they don't do anything at all. We send tons of people on travel. If I were in...
  9. Gravel

    Investing General Discussion

    Well shit, if Furry said it'd drop 20%, then it must drop 20%. You're just some asshole on the internet. If you actually knew what was going to happen, you'd be a fucking billionaire. You've been doing this shit in the coronavirus thread too, acting like you know everything. Shut the fuck up...
  10. Gravel

    Investing General Discussion

    Dollar cost average on the way down and the way back up. In a couple years you won't even remember this blip.
  11. Gravel

    Investing General Discussion

    Because you literally have no idea when the bottom will be. It might be today.
  12. Gravel

    Investing General Discussion

    Ha! No, I was making a comparison of how little of Bloomberg's money he's actually investing into the election. I said something to the effect of, "It'd be like me throwing a few thousand at it to run for President." Something between 1/50th and 1/150th of his net worth is going into this. For...
  13. Gravel

    Investing General Discussion

    Well, my wife and I are late 30's, and we also don't even have a million saved up. We're well on our way though!
  14. Gravel

    Westworld

    What's with all of the lines being in some dramatic, hoarse, whisper? Mostly from Wood, but really all of em.
  15. Gravel

    Knives Out (2019)

    Just watch the lesbian bath scene. That's the only part that matters.
  16. Gravel

    Investing General Discussion

    Jesus, I hope you just tagged the wrong person here.
  17. Gravel

    Retard Dumping Ground

    Seriously, they taste better. I think the thin mint ones are $1.30, and the other two are somewhere around $1.60 or $1.70.
  18. Gravel

    Retard Dumping Ground

    Aldi's has thin mint, samoa, and peanut butter knock offs that are actually better than Girl Scout. Plus, they're about $1.30-1.70 a box.
  19. Gravel

    Marvel Universe stuff

    Got pretty bored watching that. So both movies used a lot of tropey generic scenes? Gasp! Seriously, they showed two scenes of guys smoking. Yes, clearly this is plagiarism. I don't know, maybe they really did, but I kind of have to roll my eyes at this.
  20. Gravel

    The Animated GIF Thread

  21. Gravel

    The Prepper Thread

    I mean sure, but I think I'd rather be dead than eat 72 cans of vienna sausages.
  22. Gravel

    Jojo Rabbit (2019)

    The Heil Hitler bit was funny, but it's kind of overdone. I mean, Spies Like Us is 35 years old. I really enjoyed pretty much everything about this movie, except ScarJo. There was something about her that was offputting in this. I'm not entirely sure what it was though.
  23. Gravel

    Steam Deals and Digital Sales

    Think I bought mine for like $10. Used it once to play Cuphead and never touched it again.
  24. Gravel

    Curb your Enthusiasm

    Fuck, that was a damn good episode. They need more JB. His scenes have been lacking this season. That whole "I don't give my weight, or my god damn height. That's called a description of a motherfucker" absolutely floored me. Had to pause it. That was also a super long episode. Came in at 45...
  25. Gravel

    Survivor

    Yeah, I'm excited for this one. Good first episode.
  26. Gravel

    Investing General Discussion

    US markets will close for extenuating circumstances as well. Basically, no one wants a Black Friday type event again. The thinking being that if you can avoid the initial panic, by shutting the markets down, you can avoid the giant drop and inevitable bounce back. Basically, a protection against...
  27. Gravel

    The Video Thread

  28. Gravel

    Who died? (Celebrity Deaths)

    We should come up with a system for when all the celebrities start dying of coronavirus. Having one post per celebrity will become unwieldy fast.
  29. Gravel

    Investing General Discussion

    Literally flat over the last month. Not every month can see a 3% increase.
  30. Gravel

    Kobe Bryant killed in helicopter accident, 41

    Yeah, I'm confused by this story. But my only experience is Navy pilots, where you get instrument qualified like 3 weeks into flight school. Some guy crashing his helicopter because of fog in the LA area just seems bizarre.
  31. Gravel

    Who died? (Celebrity Deaths)

    I'll be honest, I had to watch that like 5 or 6 times before I realized what the error was.
  32. Gravel

    Retard Dumping Ground

    Oh, also, I actually think I could see a ND with a crew served weapon as being more likely. But only in one circumstance, and that's in the mount, on a bumpy road, where you fall into the butterfly. That doesn't excuse it, but I think that falls more in line with "accidental."
  33. Gravel

    Retard Dumping Ground

    We had pretty much a no tolerance policy for it (only ever served in one unit). You'd go for UCMJ and demotion, but also kicked out of the unit (if not out of the Army altogether). I can only think of 2, however. Both were into clearing barrels in Iraq.
  34. Gravel

    Who died? (Celebrity Deaths)

    This is the state of media now. No one gives a shit about getting information correct, only first. Which is why when I heard Kobe was dead, I said, "How about we wait for confirmation." Because there was a good chance the whole thing was wrong.
  35. Gravel

    Who died? (Celebrity Deaths)

    If that's the case, this looks like it needs a quick edit on that TMZ page.
  36. Gravel

    Who died? (Celebrity Deaths)

    https://www.tmz.com/2020/01/26/kobe-bryant-killed-dead-helicopter-crash-in-calabasas/
  37. Gravel

    The Prepper Thread

    A few years ago our work hosted a disaster preparedness briefing. It was a bit of a wakeup call for us, and so we went out and bought about 10 gallons of water that we stored in a closet. Unrelated, we ended up building our van (2018 Promaster) for camping. It's got a 100A lithium battery and...
  38. Gravel

    The Animated GIF Thread

    I don't know how people can stand the Skids. They're always super awkward, and not in a funny way.
  39. Gravel

    Mindhunter

    I thought that plotline worked decently well. My complaints about the season were mostly due to the completely out of place lesbian shit, and his son.
  40. Gravel

    Selling stuff - dejunkin your life

    When you say Facebook, do you mean a local page setup specifically for that? That's been by far the best option I've found. But I'll caveat that with we haven't done a massive "get rid of shit" in several years. Otherwise, I'd say a fucking yard/garage sale.