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  1. Borzak

    Funny, Strange, Random Pics

  2. Borzak

    Collections question

    All fixed I guess. I have been busy with moving and new job so I haven't reviewed it since the time expired for my dispute. I applied on a rent house and I asked the agent out of curiousity what it came back as and she said they simply use the credit score they get and it was 796. Close...
  3. Borzak

    Smartphones

    My windows phone is likely to have a major accident in the very short future. The president of the company mentioned to me that they might switch because the Nokia phones are just too big and he actually carries an Iphone. I don't have the pull (yet) to get that. Everyone else but me is...
  4. Borzak

    Investing

    Depending on the income you can have a penalty if you don't withhold enough, especially on 1099's and estimated taxes quartlerly. An issue if you have multiple sources of income with a mix of 1099 and W-2 etc...
  5. Borzak

    F1 2014 Season

    I may go to the MotoGP race and see what's up. After 3 weeks I average seeing one Mexican a day at most...and I haven't seen one black person since I got here. I'm sure at the F1 race they are thick. Guy at work said they rented their house for the F1 race and went on vacation. I think he...
  6. Borzak

    Home buying thread

    I had very little credit history with a credit score of 805. Out of the 4 or so verification deals they ask normally only one at most would pertain to me. The one that popped up most often was having lived at my parents address 20 years ago or more. Once it was their phone number. The others I...
  7. Borzak

    Funny, Strange, Random Pics

  8. Borzak

    Home buying thread

    If you asked my close friends what I make you would get answers probably close to 3-4x what I actually make because I don't spend it like they do. Plus I don' thave kids which of course is a big money saver, but the friend mentioned above took out a loan weeks after signing on his new house at...
  9. Borzak

    Home buying thread

    I've mentioned it in other threads, but a good friend of mine moves nearly every time he gets a promotion/raise. He says "I can qualify for more house now" and then always bitches he's broke all the time and I know he makes pretty well. He has a masters in nursing and is now in administration...
  10. Borzak

    Home buying thread

    I was in a hurry to finish up and close. Offers were coming in multiple times a day. This was post Katrina and people were getting insurance payoffs and were buying houses left and right. She wanted to pay with a check and it was drawn on the same bank I use 5 minutes away.
  11. Borzak

    Home buying thread

    I'm not a big fan of "comps". I guess that works in areas where all the houses are built at the same exact time in a neighborhood and whoever you are selling to needs a 100% loan. I sold a house and the first people who wanted to buy it offered $40k less because their agent said the comps didn't...
  12. Borzak

    Weather

    Nice so far this week between San Antonio and Austin. Back to rain again this weekend tho. Nice timing. At least now I get off at 11am on Fridays so I'm going to go out and play some golf tomorrow afternoon.
  13. Borzak

    Home buying thread

    TX and MS. That's what title companies are for. Don't need a real estate agent, which aren't the same as a realtor. Both do the same shit but a realtor just pays dues and an agent can't identiy themselves as a realtor unless they pay.
  14. Borzak

    Weather

    When I saw my box of cigars I ordered were going thru NJ I got concerned. Glad it turned out to be nothing. Package made it to DFW so I guess I'm in the clear.
  15. Borzak

    NYE and Uber

    I never take a taxi, but I got stuck in Seattle last summer from 9am to 11pm for a flight. I got a taxi and told him to take me to a really good steak house.......you guessed it. Dropped me off at Dennys. Went back to the airport and rented a car and went out to Mt. Ranier for the rest of the...
  16. Borzak

    Home buying thread

    I've never used an agent when I bought my two. One thing that pissed me off to no end was when my parents bought a house they moved to a new town in retirement. They used an agent and I went over to help them look. They gave VERY clear instructions on what they wanted. It had to have acreage...
  17. Borzak

    Home buying thread

    Single but not married, not young either in my mid 40's now. I own two houses and need one where I actually work and live now. The other two are paid for and aren't going anywhere but I need an actual house to live in. There are homes within 1/4 mile of the new office. Some are nice but I...
  18. Borzak

    Home buying thread

    I'm pretty versed in it. I have two homes already. But I thought an agent might shed some light on the market and the locale since I've been in town two weeks. Guess not.
  19. Borzak

    Smartphones

    Now have texting. Wasn't my fault or the phone. AT&T screwed up and had texting turned off at the account level for whatever reason.
  20. Borzak

    Smartphones

    It has basic settings. I don't know shit about phones or APN, but they have a settings deal for it.
  21. Borzak

    Gravy's Cooking Thread

    Well I made chicken and sausage jambalya. Now I can feed 1/2 the office for the coming week or myself for the month.
  22. Borzak

    Home buying thread

    The joys of house shopping begin again. Apparently the #1 job of a real estate agent now is financing coaching. When you tell them you don't need help in that department they get all bitchy. I talked with two locally and they couldn't get past the entie "how much do you make" crap and they want...
  23. Borzak

    Smartphones

    LOL I'm not spending .99. Let the company fix it they can reimburse me for my phone. Just thought I could do a quick something before Monday. I wish I could disable the button to operate the camera. I have 200 pictures taken in the first week from using it while taling on the phone. The...
  24. Borzak

    Smartphones

    Trying to locate those now. Hate this phone. Found it but don't know really what I am looking for., it has data connection = on. The only thing I found online was to try texting your own phone number which does nothing as well.
  25. Borzak

    Smartphones

    I have a Nokia 930 windows phone and I hate it, but it's free. I can not send or recieve a text. Any ideas? The sms number is right for AT&T. Anything else I should. Been sendint text for a few days wondering why everyone was ignoring them. I can get with the IT guy tuesday since he's out of...
  26. Borzak

    Funny, Strange, Random Pics

  27. Borzak

    Gravy's Cooking Thread

    I really don't have anything currently except pots/pans because it's a fully furnished apartment. All my stuff is being moved out here when I buy a house. I could pick up a cheap slow cooker easily enough. That's probably a pretty good idea.
  28. Borzak

    Gravy's Cooking Thread

    Not sure if this should go in the cooking thread or elsewhere, so neg me if you feel the need. I am temporariy in an apartment for 3 months and I'm looking for meals I can cook in a small kitchen somewhat quickly. Maybe stuff I can eat the next day. It's a nice kitchen but it's not what I am...
  29. Borzak

    MLB 2014 Season Thread

    Hard to believe he never played in a post season game.
  30. Borzak

    MLB 2014 Season Thread

    I read a deal about Bud Selig the other day and I think I remember it said when he took over average for the league was approximately 10x an average worker and now it's 100x.
  31. Borzak

    The Dallas Cowboys Memorial (2015 Off-Season) Thread

    Official game balls for the super bowl are ready to ship.
  32. Borzak

    Cord-Cutting, Or How to Stream your Way to Success

    My favorite channel is broadcast over the air here. ME TV. Old shows from the 60's and 70's. It's about the only real shows I watch outside of the news and sports. I get 34 channels over the air here even tho I have cable.
  33. Borzak

    Sports Entertainment

    Downhill ever since, still waiting for his comeback.
  34. Borzak

    First World Problems

    You still have a house phone?
  35. Borzak

    First World Problems

    I had to go have the grille guard removed from my truck today. So that was $50 since I don't have my tools and hoist here. I moved to the big city and it's not made for trucks like mine at all. Stopped by the cigar store on the way home and parked next to a new porche. Stopped at the car wash...
  36. Borzak

    The "Shit I just bought" thread

    I just moved from the sticks. Before that I lived in Texas in the sticks and I had 4.5 acres and a 1800 square foot house that cost me $165k. The last plae I just moved from I was only there temporarily in MS and I had 3.5 acres on the country club, 3000 square feet and it was right at 200k...
  37. Borzak

    Okay bros - Oil Prices & Energy Stocks - time to buy?

    Same here. I have leased rights in two states, the leases run for 3 years and they have been renewing. But when they aren't producing you don't get that share of production which is 25% for my leases. So you get a lease payment at the start of the 3 years and 25% production and rights of first...
  38. Borzak

    Okay bros - Oil Prices & Energy Stocks - time to buy?

    They are moving the drillers from here out of the shale oil further west back into areas they can drill for natural gas. I don' tknow what the long term outlook is really. Members of OPEC have stated they want to drive out the frackers, that's going to take more than a few months. They will have...
  39. Borzak

    Smartphones

    I'll look into it. I NEVER use advanced or even standard features on a phone. They have it tied in out Outlook and the stuff that goes with it and it ties in with our 2 offices in CA and 2 more in MS. I have unlimited on my personal phone and work phone etc...On my personal phone I have 1GB...
  40. Borzak

    Smartphones

    I only have to carry it if I travel. Need to find a way to forward my calls to my other phone.