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I don't know but I doubt it's something we need to worry about.

Whole life insurance and annuities are great ways to make money for insurance salesmen and companies that sell annuities.

They are.

I do the paying bills for everything on a credit card and then the full balance autopays from my checking account every month. I have to say though, the "free money" is pretty underwhelming. I do it now for convenience but the "rewards" are pretty much insignificant. A few times a year I get...

I think he says 15% to the 401k but he's scorched earth about getting people out of debt and paying off credit cards. I think what people are calling "insane" here is the idea that you pay off your mortgage before you start investing even if it's a low interest rate and never use credit cards...

I hope you remember to do a shoulder roll before firing at the weeds.

He's built his system for a mass audience and he's considering psychology as well as math. Sure if you are able to handle money in a rational way you could min-max and theoretically beat his methods, but it's very good advice for anyone who's not super on top of their finances and that's the...

Land value varies hugely depending on where it is. The richest person in the world couldn't buy 40 acres in Manhattan but if you are out in a real rural area almost anyone could get that much land. 40 acres is only a lot if it happens to be in a high demand area. Around here 40 acres with no...

I've I've been listening to Dave Ramsey clips on YouTube lately and some of the calls are what you expect. "I'm a single mom that doesn't have a marketable enough skill to justify the expense of day care and I have been using credit cards to fill in the gaps." but it's surprising how many...

TV isn't big enough.

You have to realize though, that you can always make the number keep going up . The question is where your life is actually better in a meaningful way. Obviously there's people with tens or hundreds of billions in net worth that are still killing themselves and buying politicians to let them...

Priest Holmes single-handedly destroyed my fantasy football league one year.

Yeah, it's not like anyone is planning to retire to working 80 hours a week digging ditches but all internet arguments have to continue until they're totally retarded.

I'm pretty sure the people who made scientific breakthroughs and wrote classic novels were working hard at them. Not just sitting around waiting for inspiration or playing golf twice a day.

That sounds enjoyable to you? Just killing time? I can't relate.

Aldarion has really cranked the blowhard schtick up to 11 the last few weeks. He's the reason I requested the "old man yells at cloud" reaction.

When I was a kid we did kind of a rotation for gifts so everybody didn't have to buy a gift for all of the grandkids. There were 3 brothers in the family so I got a gift from one aunt one year and the other the next. You were supposed to spend about $20 per gift. My mom would actually spend...

I've seen my grandfather and a neighbor make the mistake of thinking that retirement means just relaxing and having fun for 20 or 30 years and it went badly for them. Just because you like going fishing for a week once a year doesn't mean you will be happy doing it every day of your life for...

Her character is not core to the show at least. You can just say "it's a lot quieter in the house since Lou Anne got married and moved to Amarillo" in the first episode and leave it at that. Without Dale it's not the same show.

Move out of your shit hole country. I was in California for a while until I wanted to live in a house but since they aren't affordable and don't have basements in California I left.

Well they should.

The furnace is in the attic? That's what basements are for.

Seeing this and remembering Aiyuk and Williams last season makes me like Brock Purdy even more. He could be sitting out and demanding Dak Prescott + 1 million and the prospects for this season would be way lower.

They will kill a fly with a direct hit. Range is pretty limited though. You're not going to shoot them from across the room.A flyswatter is probably a better way to kill flies but not as fun.

Don't know what to expect from the Niners this year. If CMC and Aiyuk are healthy that will make a big difference. The defense was the real weakness last year though, especially the run defense. Should look totally different this year with Saleh back and basically a whole new d-line outside...

When I lived in Phoenix they would always say on the radio in the summer where the hottest place in the country was. Phoenix was it quite a bit, or Vegas, but once in a while it was Miami and I would always think it could be worse because I know it's humid there as well. It's no wonder the...

I put a 50/50 mix of coconut oil and beeswax on my butcher block countertops. I know mineral oil is safe and everything but the idea of petroleum products on the kitchen counter is just unappealing. People will tell you that the coconut oil will go rancid but I've been doing it for years and...

I wouldn't put a finish on a butcher block that you're going to put food on. Just wipe a little oil on it when it starts looking dry.

Yeah. I have both a chest freezer and an upright one in my garage and they both have their issues. You can get more stuff per square foot in the chest freezer, but if you actually fill it up, you can't get to the stuff on the bottom.

Same day in another FB group.... "Some scumbags stole my dog that I left tied up for 15 minutes while I took a dump in the woods!"

I never said anything negative about any kind of bread. I just related what my mom learned in her home ec classes and 4H education as a kid. Somebody must have pissed in Khane's Cheerios.

You gotta fill it all the way up so shit falls out every time you open the door to have the real upright freezer experience.

I don't know if that's old school, at least in the US. When my mom was learning to bake bread in the 50's and 60's, "good" bread was defined by having as little crust as possible and the smallest crumb you could achieve. They wanted it soft and uniform and perfect. The whiter the better. The...

I heard an interview with a guy that makes high end furniture and he said that when people ask him if they should get into woodworking he just tells them that about 90% of the time he spends on a piece of furniture is sanding.

They went hard. Cartman and Butters attempting suicide was a pretty blatant metaphor. They *just* signed a $1.5B deal with Paramount and the merger still isn't final and they did their absolute best to blow the whole thing up which is pretty baller. They were basically begging Trump to sue...

Yeah he's definitely not what he used to be on that front.

Yup. It's just a never ending struggle for money and power. We distill it down to left vs right or republican vs democrat to make it easier to think about but it's really more complicated, with the different sides changing places on different issues depending on which way the wind is blowing...

Yeah Deebo didn't do anything special there, the QB just dropped it right in the bucket. Deebo has never been some amazing receiver. What makes him special is what he does after he catches the ball.

Yeah, it's possible that Trump wanted him fired and the suits were like "sounds like a win/win to us". It's not like the show was good or popular.

From now on I'm just going to assume everyone that pops up in this thread must have known too much about Epstein.