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I wouldn't have a friend with horns (sorry Onoes)

So were your friends trolling you or are they just all virgins?

Maybe I just confused the shit out of explanations I'd heard before because I am certainly no scientist. But I thought we knew light was both a particle and wave and that's why it can exist in a vacuum (whereas sound waves cannot). It is it's own medium. I feel like I'm trying to sound way...

Then she may never go crazy. Keep us updated.

How long until you propose?

The cooking, weight loss and marriage threads have converged. We have created an internet Bermuda Triangle. People 'bout to go missin bros.

House of Cards was excellent S1, lost some of its luster in S2, and lost all of its momentum in S3 with some really bad writing and plotlines. Orange is the New Black was entertaining enough during S1, but I couldn't get through more than 2 episodes of S2. Marco Polo is not good... it's...

I wonder what Grumpus is up to these days. Think he ever married that 19 year old?

I was saying it's not really Arative's fault as the consumer. The mortgage broker who sold him that line is a scumbag.

It isn't really his fault. People don't realize mortgage brokers aren't bankers or financial experts. They are salesman, plain and simple. Most of them have no background in finance from what I've seen. But most consumers are unwitting victims because they believe that they are financial...

I'm hoping these marvel series are good, but based on all the other Netflix series, I don't have high hopes.

I don't mind the attempted storylines. The writing just fell completely flat. They failed to create any compelling, meaningful drama. Petrov was not an adversary, not even a little bit. He was literally just a guy who wanted to wave his cock around, he wasn't presidential at all, he had no...

Sounds like a scam. If you had put that extra $7k as a down payment your PMI would have dropped to about $13.5k until 80% LTV was hit and you would have saved yourself ~$5k in interest assuming a 4% interest rate. If they sold it to you as "you'll save yourself $10k" they were full of shit...

Where do you live that Tuna is $15.99/lb?!

Surprised nobody really mentions World Trigger. It started a little slow but it's gotten pretty good in my opinion.

Well if your only options are fat chicks, and you're not into fat chicks, you should probably make an effort to lose some weight and change your dating pool. Or just watch porn and jerk it like you said. But honestly it just sounds like he expects women to flock to him instinctively like...

Are people really arguing that it's OK to choose to segregate for yourself? If I decide I want to start a school that is white, upper class people only that's OK because it's what I wanted to do? By "choosing" to only associate with your own "kind" you're actively telling other people they...

But the less you use it the longer it will look brand new. I don't think you can afford NOT to buy one.

The biggest difference is you'll get a better rate on a 15 yr. Otherwise if you make equal payments the term and interest paid would come out the same (if the 30yr had the same rate as the 15yr).

I agree that it's sort of a waste of resources but I definitely think there's something to be said about unused space and it doesn't necessarily have to be about bad leadership. Vanilla WoW was full of these types of areas and it was cool just from a speculation standpoint. Of course Blizzard...

Refinancing is rarely worth it unless you're getting a significant rate decrease or lower your term with a modest rate decrease. Looks like a half point increase and you would save about 17k if you wait a year. A full point increase and you'd be down 10k vs the higher PMI option. Looks like...

Now I gotta have humidity control and a chin strap?!

Chances this guy just hates someone named "Sean Hronek" who lives in Boston and he knows people here will troll the shit out of the actual Sean Hronek because some of us have trouble minding their own business and keeping it just on this forum?

My girlfriends' two very good friends got married 2.5 years ago. They were together for 10 years before they got married. About 3 months after their wedding the husband, Chris, was diagnosed with non-hodgkins lymphoma. Around the same time he was diagnosed his mother, who had been fighting...

They fought for the right to be included and treated as equals, now their fighting for "separate but equal". The circle is completing itself bros.

Hrmmm.... I can swear my PMI payment was a flat rate that never changed until it was gone when I hit 80% LTV. Whether I paid that up front or paid it at regular installments the end amount paid would be the same. You're saying PMI "balance" contributes to your interest payment? That's not how...

Some very young kids probably play this game, and it's Saturday.

That T8 vs TIP game was pretty ridiculous.

I'm having a hard time imagining how paying a flat, static amount that is built into your loan (PMI never changes unless you refi correct?) could ever be better than reducing your loan amount, thus reducing interest paid (because of amortization). It seems, on the surface at least, like a...

Guy I work with has issues with certain mixtures/juices too. He gets what he describes as intolerable sinus pressure and really bad headaches. Some juices used to make me break out in canker sores when I vaped. I don't think the e-juices are very regulated/rigorously tested and a lot come...

They are probably not very good and look nothing like that picture but I have to say... I want to try them. And I don't have much of a sweet tooth.

+1

Are you sure it isn't white? Or brown?

Well alright then. Let me know what he did.

To add to that

Obviously, don't read the spoiler if you care about having it sort of spoiled.

So you're of the opinion a good example and precedent to set for your children is to make a mountain out of a mole hill and not deal with your problems yourself, but instead rely on social pressure and idle legal threats? Sue first, ask later? I think Brahma handled this the best way possible...

Actually it's more of a stubborness thing. The mask doesn't fit correctly because of my beard. But between sleep and my beard, I choose beard!!!

What would really rustle your jimmies is that, as someone who writes fraud prevention and data analysis software for the State of CT's Medicaid program, ER doctors don't give a shit at all and will write anyone, pretty much any prescription without looking at history. I've seen cases of...