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Haha, also this. My clients have 9 figure or higher networths. Its a different environment.

Cad made a reference to overspending and material stuff. I was explaining that I don't do that.

She’s already dead.

I’m sure there will be adjustments as we age and we certainly will slow down. However, I expect inflation to continue rapidly and the cost of health care and other things to balloon over the decades. Assets and income have to keep pace. $10 today might only be the equivalent of $6 in 20 years...

Yes, you’re correct. We don’t need that. But, it’s what we are used to and we don’t want to dial back if we don’t have to. Travel, friends, spoiling family, etc.

Silly, right? Pretty much all of our doctor clients are like that. They think they are clever, but most are very over-leveraged and bad with money. Thankfully, when we do estate planning for clients, they listen and shit goes right.

I agree, we could save more. Roughly $20k monthly goes into equities, cash value life insurance, and commercial real estate ventures. When we get pops from work then we do other things on top. Most of our big expenses are behind us now so we will be saving more as we go. The idea is to not cut...

Being American. It’s half of what most of our friends make, but they also have stupidly lavish lifestyles.

Comfir Confirmed financial tards.

I need a net of $50k per month. It’ll take more than 7 years for that pile.

We’re both 43 right now. Ideally we’re done at 55, but our careers are just talking and relationships, so another few years doing financial consulting part time wouldn’t be too hard. I’ve got the number in my head for us to draw 4-5% annually and never run out while still doing and having...

Only #2 😪

Man, you need to try harder then. So many great money-sink hobbies and habits 😂

Dummies. Also, survival of the fittest.

I just want to race cars and pet dogs while drinking and eating well. Not too much to ask. 12-17 years until retirement though, which seems really far away 😪

I’m over 6 feet tall and sleep on my back. My feet don’t hang over the end. Are you using a cot or something?

So, he’s a piece of shit and a retard. Got it.

Most people don’t know when someone is a serial killer…

Color matching roof boxes on cars as a style piece. Fucking twats.

We have too much shit and its annoying. Maybe NEXT house....

Truth

Wow, that much?

But that's their whole business model. They create that change in the meta so you have to buy more shit instead of just playing what you think is cool.

Oh wow, really? Can't believe the old systems and games are in such demand.

is $5-$10 per game going to move the needle for someone here?

Don't let him off that easy. If you have to, borrow money from family to pay for a proper lawyer. It could mean saving a TON of assets. Don't make concessions or back down just because its a difficult situation. Don't give in to guilt trips, sympathy, or pity. Its about you and your survival now.

Growing up lower middle class and being scared financially up through my early 30s had me act similarly. The fear of any loss was too much to part with anything. These days I call it nostalgia sometimes, but I know I have no reason to hold onto t-shirts 2 sizes too small that I’ll never wear...

That’s fantastic progress.

At a great burger joint. They have calories listed on the menu. What I want adds up to 2,130 😒

Mental illness

Time to move

Well, that escalated.

Ignored him 9 years ago. You should too.

Oh come on, no you won’t 😂