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If you are young and healthy and paying for your own insurance then go for a big ass deductible. As much as you can afford without it being a financial disaster for you. I currently have a $3000 deductible and it costs me around $279 a month. When I worked in a corporation my insurance was...

If the god damn Pats go to the SB again I think we will have to banish Belichek and Brady for the good of the league. At least the Steelers had the good taste to go in the shitter this year.

Have not tried it myself. There have been some horror stories with people renting out their places though: The Moment Of Truth For Airbnb As User's Home Is Utterly Trashed Another Airbnb Victim Tells His Story: "There Were Meth Pipes Everywhere" That said, I think that is a pretty rare...

Are you really into theme parks? If you want to go to a half dozen theme parks then LA is the place to be, but other than Disneyland and maybe Sea World I wouldn't bother with the rest of them IMO. I had some friends that tried to do all the parks in LA in a week and the woman was getting...

It's 100% true that one person deciding not to have a kid will not have any measurable impact on the environment on a global scale. It's not about one person, it's about a global trend. That's not what I said. I do care about the environment because we have to live here, just not for the sake...

I worked as an electronics engineer designing circuit boards for the Department of Energy for 10 years before moving back to Montana to take over my family cattle ranch (where I grew up). Upside to the engineer gig was that I love building things and it was an 8-5 job that paid well and gave...

This is true in a way, but it's simplistic. It sort of depends on your situation in life. Generally the more educated someone is, the less kids they have. Those of us that are in our 30s and have no kids because we were busy going to college and having a career are not causing the global...

Mutual funds and IRAs are not exclusive. You would start an IRA, and then the funds in it will be put into a mutual fund or a variety of mutual funds. Roth vs. Traditional IRA just means whether you pay taxes when you put the money in or when you take it out.

Hey guys I put 2 slices of cheese on my hamburger. I call it a BrutulTM burger and now you have to too.

I know people that have told me they had kids because they wanted someone to take care of them in their old age. What would you say is an unselfish reason for having a kid?

Not to mention the weight factor. I haven't tried it, but I can't really imagine reading for a long time on a full sized ipad. The kindle weighs almost nothing and you can easily hold it in one hand.

If they brought back Doakes I would personally fly to LA and take a shit in their mailbox.

Why do they call it Texas toast? It's just toast.

It's pissing me off that these image hosting places strip the EXIF data.

I think that you could make a pretty good case that the decision to have a child is selfish, or at least most people are not doing it to make the world a better place, but if you want to be a good parent, that's where the selfishness has to end. If you're putting an educated, healthy...

That's funny, so the Steelers could have had 3 probably top 10 QBs of all time. Of course San Fran passed on Northern California boy and Cal QB Aaron Rodgers who wanted nothing more than to be a 49er to draft the great Alex Smith. WTG Mike Nolan.

It still came out pretty sharp. I like how you can see that his/her shoelace is untied in the second pic.

As a 49er fan I'm nervous. The last thing you want to do is play Belichek and Brady at home late in the season in a game you need to win. It's not a must win for SF but it will make the Seattle game the following week a must win if they lose. I think as long as the Smith bros can keep...

I like it. What kind of camera do you have? Did you use a tripod? I hope this thread keeps going.

Don't get me wrong, there are plenty of people that have kids and continue to live selfishly. I really believe though, that if you want to get satisfaction out of life, the best way to do it is to put other people before you in life and dedicate yourself to something other than your own...

I'd say you didn't read very carefully then.

Adopting a kid is great, and clearly a noble thing to do. I don't know what "striving every day to be a good person" means exactly, but it sounds like something you would say you're doing when you're not doing anything. I did say that raising your kids is the "easiest" way to live an unselfish...

I don't have kids, but I would like to. I don't think people that don't want kids are shitty people necessarily, but I think to be a decent human being you have to do something that is unselfish with your life and I don't mean volunteering at a soup kitchen for 1 night every 3 years. If you go...

He has Parkinson's, a disease that makes you shake uncontrollably. Think about it.

I should say that I don't actually use a Roku, I have a HTPC but I got one for my sister for Christmas last year and she loves it and it seems pretty nice when I have used it at her place.

Should have used quote. I was referring to the guy complaining about it being slow interfacing with the external HD. At that price point the hardware has to be pretty bare bones and mostly geared toward displaying HD video.

Maybe they think that they can fix it and turn it around for a quick profit? Or maybe they're idiots and didn't notice the part where it is broken.

The season is pretty well shot, might as well give Caldwell a few games so you can decide whether to go looking for an OC in the off season. If he sucks you're just improving your draft for next year.

You can't expect a full blown HTPC for $100.

I think to get any more seasons out of this show they have to jettison the Brody family and bring in a new villain. Brody is so compromised at this point from every angle that I don't see how he's relevant aside from being Carrie's boyfriend. That's tough to pull off though. I'm sure they...

I hope Smith goes to the Bears just to see Araysar do a 180 on him next year.

I think it's a bit early to declare victory. This site is very nice, but I'm not going to feel like everything is good until we find out what the bill is going to be and find a way to pay it. Donations are usually pretty easy to get at the beginning, but usually like less than 5% of users...

Yeah, I had a few female characters but none of them made it out of the newbie zone. Having people think that I was a female just felt very creepy and dishonest to me. I always played in first person anyway, so I didn't care what my character's ass looked like.

Barring an injury, Alex Smith has played his last game as a 49er. He should really thank Jim Harbaugh for saving his career and giving him a chance to get traded to some shitty team and play a couple more years. I would bet money that he will start on some team other than San Francisco next...

Easy to use. Works great. Good purchase. Congratulations.

Here's a couple of mine. More later.

Came across a pic of Spot as a baby helping me work on the tractor.