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  1. Hoss

    Marriage and the Power of Divorce

    Good thing I didn't have any respect for quinloe.
  2. Hoss

    Home buying thread

    The only 100%+ loans I was aware of when I was buying were not 80/20 loans. I think they went up to 103% or 105% and the extra had to go towards closing costs. Those definitely had PMI.
  3. Hoss

    Home buying thread

    You probably need pretty good credit and for the bank to think you're white or something. Also, on my first house since I was a first time home buyer it was easier to get the full 20% on the second loan. When buying the second house, it was easier because they knew the first house was on the...
  4. Hoss

    Marriage and the Power of Divorce

    quinloe, there's a good chance of her poisoning your wife against all men. You need to get her a boyfriend on the side to keep her hysterics in check.
  5. Hoss

    You know you're getting old when.....

    Maybe you need to check for shit on your lip bro. Either that or on the wall you touched with your left hand while you wiped.
  6. Hoss

    Home buying thread

    There's also 80/20 or 80/10 loans. I've bought 2 houses like that. You take out a second loan for the 20% to avoid PMI on the first one. A decade later, I did the same thing but I had 10% to put down so the second loan was only 10%. As with all anecdotal loan advice, the laws might have...
  7. Hoss

    Star Wars : Rogue One

    I, Jedi was badass. It's the only reason I went back and read the X-wing series, and I'm glad I read those.
  8. Hoss

    Dogs

    Quite an old bump. But now I wanna know what the first post was about. Man's best friend even if you're posing as a woman on the internet?
  9. Hoss

    NFL 2016 Offseason Thread - Fins' Quest to Defend Their Crown

    If they make the playoffs they will be playing people who aren't on their schedule. I mean, they probably won't so in that sense your statement is correct. Yeah string him up. Girl claims assault, 4 witnesses plus him say it didn't happen. 1 in the car with her and 3 more in the parking lot...
  10. Hoss

    Marriage and the Power of Divorce

    My wife tries to finish my sentences all the time and it pisses me the fuck off. Worst part is she's never close on what I was about to say. Like, how many years do we need to be together before she should be able to finish 1 in a thousand of my sentences? I've gotten to where I just walk...
  11. Hoss

    WarCraft (2016)

    Saw it last night. The graphics were cheesy but I thought the story was good. Never played wow, but I was watching it with some wow players. I never realized how much the designs of wow and eq2 had in common. They would say that looks like XXX and I'm thinking "Yeah that was in eq2 too"...
  12. Hoss

    Whats rustling your jimmies?

    Damn, I didn't know the people at the meat market would do that.
  13. Hoss

    Funny, Strange, Random Pics

    I'm watching fedor play poker on TV right now. Gotta say, this is pretty much exactly like I pictured him. He's german BTW, which explains a lot. Fedor Holz
  14. Hoss

    Marriage and the Power of Divorce

    With who? Aren't you visiting your guild leader right now?
  15. Hoss

    Marriage and the Power of Divorce

    That's pretty normal shit man. Girls get insecure. Enjoy your life alone bro. My wife asks that shit, I make her show me the goods before I will answer. Sometimes she asks if I would lie to her and I say yes.
  16. Hoss

    Ghostbusters (2016)

    What if I care about sexism in hollywood and want it to continue or get more obvious?
  17. Hoss

    Recommend a dating site

    It's really a locality thing. What works best in Denver might not be worth a shit in Tennessee. Like he said, all the free ones. If you get frustrated with those and want to try a pay site, look for one that's being advertised in your area.
  18. Hoss

    You know you're getting old when.....

    I guess you just need a better bag of words to pick from brozak. Personally, I like it because it sounds so much like nekkid. Quick poll for whoever is reading, it's only 3 questions: 1. How old are you 2. Did you know what necking was without having to look it up just now (or yesterday...
  19. Hoss

    You know you're getting old when.....

    I know you're as old as I am. You know what it means.
  20. Hoss

    Star Wars : Rogue One

    Holy shit is that this dude's first time using the camera?
  21. Hoss

    NFL 2016 Offseason Thread - Fins' Quest to Defend Their Crown

    I think the best preseason football is when the guys who are fighting for roster spots are in. It's kind of like watching high school football (which I enjoy) where you never know what you're going to get because everyone is an unknown.
  22. Hoss

    You know you're getting old when.....

    Shit even my wife tried it. My daughter is going out with a boy hunting pokemon. I told her the other night she better be parked somewhere necking or at a party with drugs or something and NOT driving around playing pokemon again.