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I'm not sure that's the right way to compare them. 30 year and 10 year loans are structured completely different, much more of the initial payment goes toward principle and you have different rates. And I don't think a 10 year loan is worth discussing, the large majority of home owners cannot...

I'm curious, how would you do that comparison? X extra dollars in payments made yearly, either into the stock market at Y interest or into the loan at Z interest. When the early payments scenario pays off the loan early, put X into the stock market until the other scenario pays off the loan...

Please explain the math on that one, assuming longterm rate of return is greater than the interest rate of the loan.

You must have been overeating by a lot. A bedtime "snack" of ice cream would definitely imply that. I'm assuming you had that on top of dessert?

Would you be willing to bet that the standard deviation of most statistics has increased over the last decade, even after conference play settles in? Well, it doesn't matter what you'd bet because it seems no one computes that statistic. I wonder if someone has an open database I could pull...

The things you listed for your friends' retirement activities are all new this generation(and partly last). I don't think the idea of people wanting to quit doing something that's frustrating is new, that's an OLD idea. It's just that quitting bitches without giving up pussy is now feasible...

Discuss college basketball all you want. Trying to determine who's better is futile, especially at this point in the season. Just accept that the level play has devolved so much that reliability has gone out the window. It's varying degrees of a crap shoot each time a team plays.

I couldn't even get that far, the article is atrociously written. A lot of claims are made without much backup. I'm not sure I'd use Japan as proof of this. Their culture is very different from Western cultures and there are some parallels that you just can't make.

Interesting as hyperbolic satire? I mean, let's ignore you linked breitbart.com. The author is the same guy that scribbled this pos: Here's What 'Net Neutrality' Is... and What to Think About It

To be fair, I'd legit bitch about a heavy rain after a drought. Them mudslides and flash floods, yo. Fuck "winter storm damon"(when did we start naming blizzards?) and fuck snow shoveling. Just about ready to buy a snow blower.

You really shouldn't use SU as a comparison for anything at this point. Or any college team, for that matter. Bunch of high school kids playing inconsistently all season long. Just give up on trying to determine who's better by the "who beat who" method. Wait for the end of the tournament...

#1 problem in relationships, by far, is one person making demands/decisions/whatever without considering the other person. It happens all the time over the smallest of things and Onoes' story was a classic example of it(for both parties). I've come to accept that it will continue happening...

You get a stick that casts locust swarm continuously.

Ah, so that deck doesn't play to the face like the previous undertaker did? Wonder if a feign death or 2 couldn't be shoehorned in there with all those rattles. Or a Baron Rivendare.

How does the deck do when you don't get an Undertaker? It seems to rely even more on Undertaker than before and has less "to the face".

Only if he pulls out.

I think it still has an ICD. I have no idea what it is, but a lot of people on the bnet forums toss around 1/APS as the standard ICD. It makes sense from balancing procs in an AE perspective, so that must mean it's wrong.

You could be right about the mana curve. Is there some write up about why the 3 spot is important in the curve? I think knowing more about the curve, not just what is a good curve, is the next step in improving my play.

Are you putting it in the right hole?

Mech type would be the only difference. However, Chillwind Yeti vs Ogre Magi, +1 spell damage seems to be only worth 1 health? And since there's a 3 mana 3/4 neutral mech, soot spewer should probably be a common neutral.

Maybe if you pounded it out to maximize browning. Maybe. You probably still need a sauce/spice rub/marinate if we're taking just the breast.

PTR updated yesterday: Patch 2.1.2 PTR Patch Notes (Updated 12/8) - Blogs - Blizz Tracker - Diablo Fans Nothing really new except: It's a shame that in the current grift meta, an unnerfed SoH just doesn't cut for some classes. Lightning WW barb might work. But unless the new version of...

Can I start a petition to have him added?

That's a good point about getting the right size, thanks. My wife generally makes a lot of soups and sauces. We'd maybe buy a part of a pig or cow if we had the extra space, but the main intention is definitely the aforementioned liquids. Does anyone have suggestions for longterm storage of...

You could probably make the crust from doritos entirely if you were so inclined. Crushed doritos + butter, treat it like a graham cracker crust from there. Hmmm, on second thought, stringy cheese and a cracker crust won't work, nevermind. Just sous vide the whole thing.

Taco Bell for Thanksgiving? I guess it's better than boiled chicken breast.

Chest freezer is the preference, but I'll consider anything really. If there's another design/configuration that's better, I'll listen.

Some people are toxic and don't go away even if ignored and experience repetitive failures. I believe such a dev posts(posted?) here. I think this is an extreme overreaction to someone who's probably just "consulting", but I also think "not buying the game" isn't enough if you truly wish her gone.

Any recommendations on models/configurations/brands? Also, placement? I live in Northeast, so part of me thinks it's better to put it in the detached garage. But know a fridge puts off a fair amount of heat, so perhaps there's no real benefit to that. Also trying to figure out if this is...

This was supposed to be a fast PTR too. I think they just wanted to test Season 2 shit and saw that maybe they should fix that conduit shit too after buffing the other pylons did absolutely nothing to stop conduit hunting(duh?).

I thought Cisco bought Linksys so they could slap a brand name on their garbage?

So you're all going to fuck the lead guy after you land?

What's the difference between 'corn cream stew' and 'corn chowder'? I'm guessing the Japanese don't historically have a concept for chowder?

I can't keep torrents for that long. My router(DIR-655) will start shitting itself once I approach 100 seeded torrents. I'm considering upgrading just to handle more traffic. This isn't a wireless problem either, my pc is wired.

I delete torrents when I reach a certain amount of days seeded based on my torrent client, so I usually don't check that page. I will when I get home, but the BTN dash says I have no H&Rs.

Good habit forming is one thing, but doesn't dismiss hygiene just because the teeth are going to fall out relatively soon. My wife works at a daycare and she's seen a few babies with a necrotic tooth. That can easily spread outside of the tooth to the gums or the adult tooth that forming...

I haven't had any problems either, besides Jeopardy going AWOL the last month.

Steed Charge is probably the best thing about the Crusader class. The ability skip so much trash is key. It's a shame so much of the class is still underpowered and/or clunky after so many patches.

That's why you should care! If the second game sells better at all, which doesn't seem that hard, she'll take the credit for it. That said, I didn't sign the petition. Kinda tired of her and all this shit surrounding her.

True first world problems would have the activator on their smartphone.