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  1. Gravel

    Snack Shack

    Yeah, really enjoyed this one a lot. Really took me back to being a teen in the 90's. The beginning was super frenetic, but once it settled in it was a good ride. Also the chick in this. Damn.
  2. Gravel

    Home buying thread

    It's amazing to me that people do stuff that dumb. I'm sure his excuse is he's where the jobs are. But there are plenty of jobs where he could make half as much and houses would be 1/8 what they cost in whatever shithole city he lives in. I don't know how big his house is, but I saw him say...
  3. Gravel

    Who died? (Celebrity Deaths)

    Suicide?
  4. Gravel

    The Red Letter Media Appreciation Thread

    Watched Time Addicts last night. Fucking weird movie. I'm not entirely sure why they mentioned it. As a concept it's pretty funny, but the execution wasn't amazing.
  5. Gravel

    Who died? (Celebrity Deaths)

    CICO is reality because of fucking thermodynamics you sperg.
  6. Gravel

    What are you listening to at the moment?

    Figured I'd just post this here. This is absolutely fucking nuts. Seeing one of the best drummers alive struggle to learn Pneuma is something to behold. If you didn't appreciate Tool before, this video will certainly make you.
  7. Gravel

    Investing General Discussion

    The market can stay irrational longer than you can stay insolvent. Memorize that, and don't gamble with your retirement account.
  8. Gravel

    Beverly Hills Cop: Axel Foley

    Yeah, I'll watch it, too. Everyone hates on 3, but I even liked that one.
  9. Gravel

    Home buying thread

    Never. Wonder if this is a state specific thing?
  10. Gravel

    Home buying thread

    Last thing I'll say on this derail, but at this point, when we're giving illegals tens of thousands of dollars, and welfare is at its highest amount in history, yeah, I don't give a shit anymore. Hell, we've given pension money to a foreign country in Ukraine. I've absolutely got issues from...
  11. Gravel

    Home buying thread

    Bullshit $50k isn't much. I'd love to see your monthly budget and how much is pointless fat. The no debt part is a weird caveat since that's entirely made from life choices. The most likely being living above your means.
  12. Gravel

    Home buying thread

    I've been reading a lot of the Veteran Disability subreddit, and I saw a post by someone the other day who was 100% disabled and said he was broke and wasn't getting enough to survive. He had a kid and was trying to throw a pity party. For reference, the 100% rate with 1 dependent (non-spouse)...
  13. Gravel

    Home buying thread

    The flip side to this is that there will be a massive wealth transfer when the boomers die off. Yeah, their kids have no money right now, but all that accumulated wealth that people hate on the boomers for isn't just going to vaporize when they die. Yeah, not everyone has boomer parents that...
  14. Gravel

    Investing General Discussion

    I sold a bunch of junk silver earlier this year, when it was at like $23-24 or so. Kind of sucks. It was a bunch of quarters my wife had "traded" out when she worked at a bank over a decade ago. Think it was about $900 worth. Would've been an extra $300 or so had I just waited. But then, I...
  15. Gravel

    Home buying thread

    No, no kids, and we have enough assets that life insurance doesn't make sense. We've got probably $100-120k in equity in our house. My thought is that we liquidate some of our investments, build the house, and then use the proceeds of our current house's sale to put money back into investments...
  16. Gravel

    Home buying thread

    So I guess I should correct that. We don't actually have 401k's anymore since we're retired. Even then, it sounds like the max is $50k (significantly shy of what it costs to build a home). IRA loans apparently are only for first time buyers, and capped at $10k.
  17. Gravel

    Home buying thread

    Yeah, we ended up here in Florida because we'd been going to the in-law's place in Orange Beach for a decade. We're about 90 minutes away from there. My father-in-law had suggested we build on their property since it was a double lot, but I needed to be in Florida for working at Duke (they...
  18. Gravel

    Home buying thread

    We got a notice yesterday that our insurance is dropping us. All the houses we looked at pre-hurricane Andrew had awful insurance rates. So we bought new thinking we'd have a pretty long time before they fucked us. Turns out we had 3 years. Our insurance is good through October, but I guess...
  19. Gravel

    Home buying thread

    So let's say you still owe $150k on it. You can sell it for $400k and net $230k (6% realtor fees plus a little extra for misc costs). You invest all of that money into an S&P 500 or total market index fund. Which have averaged about 10% per year. That $230k is throwing off $23k a year...
  20. Gravel

    Home buying thread

    There are lots of forums you can read up on how to value a property on whether it's financially wise to buy to landlord. At least in the past when I looked at it, it was a super competitive market and most properties weren't viable. You've really got to be prepared for vacancies, shitty...
  21. Gravel

    Home buying thread

    Seems relevant.
  22. Gravel

    The Metal Thread

    I watch their drum tech's videos every once in a while. I think their actual music (the instruments themselves) is decent, but the lyrics are fucking garbage. Like Zombified, the riff is really slick, but I can't even listen to the song because it's just dragged down by awful vocals. And yeah...
  23. Gravel

    King of the Hill

    This seems like one of those situations where AI voice acting could come in handy, where a voice actor dies and you could fake it.
  24. Gravel

    Who died? (Celebrity Deaths)

    https://www.hollywoodreporter.com/movies/movie-news/dabney-coleman-dead-9-to-5-mary-hartman-tootsie-1235902521/ My favorite part of that gif is whoever made it and left their mouse cursor in it.
  25. Gravel

    What are you listening to at the moment?

    Was never a huge Slipknot fan, but been listening to them more now that Eloy joined up. I had no idea this song was Slipknot. And I also have no idea why I know it so well. Was it in a movie or something?
  26. Gravel

    Helldivers II

    Haven't played it in almost 2 months. Going to go out on a limb here and say my group of friends has moved on. This one petered out super fast.
  27. Gravel

    Home buying thread

    It's all just short sightedness with no concern for what it's actually costing you. So maybe you call a different "handyman" depending on what's broken. How is that all that different than calling a landlord? If it's the paying for it out of your own pocket part at the end (not the case in...
  28. Gravel

    The Ministry of Ungentlemanly Warfare (2024)

    This is really what redeemed the movie for me. The fact that it was almost slapstick made it easier to ignore how ridiculous the whole thing was. I could've gone and nitpicked all the stupid shit, but since the movie clearly wasn't trying to be super realistic, I just watched it as a popcorn...
  29. Gravel

    Curb your Enthusiasm

    I've been rewatching Seinfeld for the first time in like 25 years, and it's amazing the amount of callbacks they do to that show. I also didn't realize how close to Seinfeld's finale that Curb started. Just a two year gap between them. Granted, Larry stopped working Seinfeld at season 7...
  30. Gravel

    Factorio

    I don't think that's a K2 specific thing. In vanilla SE, the crushed/powdered naquium recipes both make both products just in different ratios. And then naquium crystals also shit out more of them. They also shit out a bunch of the byproducts from other outposts, that are also used in the...
  31. Gravel

    Investing General Discussion

    Did he already blow through $30 million and needs to pump this shit some more?
  32. Gravel

    Investing General Discussion

    Shit, lemme go open a Robinhood account. What could go wrong?!
  33. Gravel

    Hacks

    I like it because the young person is undeniably obnoxious.
  34. Gravel

    Roguelite Enemy Hell/Bullet Heaven/Survivor catch-all

    Went and bought one of those bundle things with Brotato and Death Must Die. My first impressions were that Brotato is way more fun, but I keep coming back to Death Must Die. It seems to have much better replayability with the talents and Diablo-esque gearing. About 8 hours in and I just beat...
  35. Gravel

    Where are all the MMORPG games? lol

    It's going to take 15 years of development and most players will quit within 2 months.
  36. Gravel

    Factorio

    I went with delivery cannons. Rockets just became too annoying. I processed everything into ingots (or vulcanite blocks) on the outpost and sent them with delivery cannons. Think I had like 7 receivers/cannons for vulcanite blocks.
  37. Gravel

    Hades (Supergiant Games)

    Meanwhile everyone in this thread is like "yeah, but I'll still play it." You all keep giving your money to companies pushing stuff you say you hate, and you keep getting more of it. It's a real mystery what's happening here.
  38. Gravel

    GoT - Is Over, Post Your Drogon Sightings

    Stephen's dad probably molested him, and the cycled continued with him molesting his own son. Tale as old as time.
  39. Gravel

    Factorio

    Oh, and I'm only on 10 planets. Nauvis nOrbit Outposts for holmium, cryonite, iridite/vulcanite, beryl, vitamelange, the asteroid belt, star orbit, and naquitite.
  40. Gravel

    Factorio

    I also started with 1-4 trains. Switched everything to 1-1 a little bit before unlocking the space elevator. For me it was because trying to figure out city blocks with massive input resources accommodating 1-4 trains was stupid. For instance, I've got multiple blocks that have 7-9 inputs into...