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People keep saying stuff like that, but there's no way it takes you an hour unless you're literally just running lopang on all 9 chars and that's it. Just doing one character with 3x una, 2x chaos, 2x guardian, and loading screens you're probably at least at a half hour. If you're completely...

I'm getting better with it. I'm getting a lot closer to finishing all the una's, I've got just 3 continents (Yorn, Feiton, South Vern) where I need to finish up cooking and stuff but the rest is rapport, I'm basically done mokokos, need one more masterpiece (for rune), and one more island for...

The game suffers from an inverse fun to content ratio. The most fun content is gated to being weekly, whereas the shit everyone hates is daily.

Wonder where their CFO got their degree. That's insane.

Wasn't it just last week they said inflation was expected to be under control? These jackasses, man...

Bullshit. You can go back in the Politics thread when Trump signed both omnibus bills and find tons of posts of people who like Trump but hated the decision. I'm also not sure of anyone who's said interest rates near zero when the economy was booming was smart. I think the consensus was it'd...

Negative GDP, highest gas prices in history, low workforce participation, but I should be happy because it could be as bad as other countries? I didn't want a stock market crash and recession to deal with inflation, I wanted the government to stop spending insane amounts of money so we wouldn't...

Man, this shit is getting tiresome. I know we're not supposed to get political, but our country is such a fucking shit show right now. Like, read about 1973 and how fucked everything was between inflation, the gas crisis, and GDP. And then keep in mind that they had interest rates to somewhat...

Same complaints we saw in New World. Somehow the largest server hosting company in the country can't be assed to utilize that infrastructure for their own products.

I really hope we pull out of this tailspin before the end of the year. Don't particularly want to liquidate anything when we're down 20%. Like before, the economy looks like shit, so I get it, but also at the same time I don't know where investments are going. Cash is obviously terrible, bonds...

Amazing how I'm so much worse off with PLTR than I was with AMC when Robinhood fucked us by shutting off trading. It's that bad.

That's funny, we just got back from a van trip a few weeks ago. I told my wife I sometimes wondered if people were judging us when we had California plates. I always felt like people assumed I was an asshole. Now we have Florida plates and I just assume everyone is jealous. Probably all in my...

You're saying if we went back to before everyone realized they were trying to groom all children we wouldn't have had a problem with it? What a shocker. The part you lose me is that you're saying now that we do know, we should just ignore it as harmless.

If that's the case though, we're in for a ridiculously bad time. We're already partially through a large drop (-13%), if this is just the beginning, well...fuck.

I think people forget 2008 and how it didn't all come crashing down in an afternoon. It was really a 3-5 month event from top to finally fitting bottom. In this current situation, we've done so much to try to soften the landing that it'll probably get drawn out for way longer. Edit: And as...

You already run South Vern through all your alts? I'm one short on Solas too, but ended up getting a legendary (can't remember which, Delain Armen maybe?) to awaken one of the other cards.

That's the point I'm making? The only people who know who the Fed are, who are paying attention to these announcements, are in tune enough with how it all works to know what the Fed is saying is bullshit.

They can still do whatever they want. I just don't get the lying about stuff that anyone who would actually listen to the Fed knows isn't true. It's not like Biden lying about something so CNN can run a soundbyte. No one who actually makes an effort to listen to the Fed is stupid enough to...

Holy shit. And here I thought I had a lot with 5 in T3.

It's really amazing. Between him and Yellen it's a whole lot of denial about things that are incredibly obvious. From "transitory inflation" to "we don't see signs of a recession," it's all just bullshit coming from them.

Holy shit that spike.

Slow death it is.

LOL "The $869 million Sierra Tactical All Asset Fund -- a so-called fund of funds that invests in mutual funds and exchange-traded funds, held less than 3% in U.S. stocks at the end of April. More than half of the fund is in cash. Fixed-rated bonds accounted for only 1% of its holdings, while...

Yep, time in the market beats timing the market. Put it in today and move on. If you're really paranoid about it, dollar cost average it over the next several months. But trying to time the market is a fools errand. Look for market timing simulators, which use actual market performance, and I...

VTSAX or VFIAX, and add VWIGX if you want any international exposure. My entire portfolio is in VTSAX.

I was going to call this foolish as we lived near the Sierras, and everyone made a big stink about giardia. Before posting though I looked it up and apparently the risk is so ridiculously overblown that everyone is afraid of mountain water. Which, being snow melt, you'd imagine would be pretty...

That she got any severance is pretty remarkable.

Wish there was some type of filter in PVE matchmaking for skill level. Went into a Night Fox and the guys with me burned all the revives in the first few minutes. And then all died. So I figured I'd try to solo it. Eventually gave up and it still had 20% hp. So not only did they all die, they...

I'm still enjoying it. I will say I started thinking about the relic gear and wondering what it gives you. I'm at 3/3/3/3 and the recommended stats (1350 swiftness, 450 specialization). What would new accessories get me? Is it trying to get a 4th maxed engraving?

CAGR of the S&P 500 with inflation is 7.14%. That includes the Great Depression, 70's stagflation, and 1999-2009 shit show. That's why I say don't bet against the US economy. And even with the current weird crap going on, most of the big boys in the global economy are based on the US exchanges...

They could also get rid of anti-cheat because it makes the game run like ass sometimes (looking at you, loading the game initially!). And it's obviously doing fuckall.

The only plus side of it was that it was braindead easy and not a slog. But it's also super boring, whereas at least Naruni was different. I didn't run Naruni after about halfway through the 2nd week of it though as I had so many tokens.

Looks like they're extending the guardian event, and targeting the next update for 3rd week of May. Assuming the next one is for sure Valtan? Or is there some other possibility? https://forums.playlostark.com/t/lost-ark-weekly-update-428-12-am-pt-7-am-utc-9-am-cest/351443/5

Yoho's stupid tail swipe is why I hated it on blade. It's almost unavoidable. So I ate a ton of damage and would burn through potions. On bard though it's not a thing, so that's nice.

I wonder if we get a new event tomorrow. Based on the expiration of the books, I'm assuming the guardian one ends tomorrow. And the race one ended last week. Was nice having them both, but if we don't get a replacement it's going to feel so dead. That's probably just being spoiled though. I'm...

Oh, another thing that's kind of a minor annoyance with their design (not sure if *actually* matters in any way), but if you change your main like I'm doing, there's no good way to change which character is in the "main" guild versus "alt" guild. Since there's such a long lockout, I'd be giving...

2020 and 2021 were pretty wild because we'd have single days where our accounts would swing by an entire year of expenses. But that was kind of the clue that we were about to the point where we could retire. 2022 has made that a bit hard to look at the markets, but a single year shouldn't...

Got my bard to 1385 today, so now caught up with my blade who becomes my alt. Unfortunately I've had a hell of a time with p2 Argos. Pugs just aren't good, and as a bard it's super frustrating because every time they die I feel like it's my fault, but the reality is they're just eating tons of...

That's a good point. I mentioned in game yesterday how it felt bad that there were glavier's already at my ilvl. Maybe they saved a shit ton of mats, but either way, the class released 4 days prior. That's kind of shit.