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Why would you not wear an undershirt? If you dress up for work every day, you'll be going through work shirts super quick without one. It's cheaper to replace undershirts.

Or you can just go to Last Week Tonight's youtube page. Last Week Tonight with John Oliver - YouTube

Yup right as she ran out of the house, I said out loud, someone's gonna get nailed by a truck. I was close.

And we have the mole. Could he have been a more obvious choice?

Pretty sure drones shooting at London is kicking it up a notch.

They should use plastic wrap instead. And die.

Showtime Anytime, Hulu Plus, and Crackle...so no Netflix searching

The good news is that as a business owner, you can contribute to a SEP IRA. Basically your company contributes an amount and you match it. You can contribute up to 20% of your income between your business and yourself. It reduces the profitability of the business (if it pay separate taxes)...

You're better off taking whatever bonuses they give you for doing the financing, then just paying it off afterwards.\ Many dealership offer money off of the car if you do financing.

The big issue with FHA loans is that MI is for the life of the loan vs getting rid of it on a conventional after you hit 80ish%. In a raising rate environment, you're not going to be able to refi to get rid of the MI and save money in the future.

It's not like he dislodged it right as the shot was being taken. It was well in front of the play. Goalies use the net to push off and it happens. The rule is dumb but Quick wasn't trying to cheat. I'm sure they'll fix that rule by the next Olympics. (That no one cares about since the NHL...

Looks to be similar except the travel bonus is worse. 10 vs 25%. The annual fee is even the same. On the other hand the metal card does get you some reactions when you use it. If you are only redeeming for trips the Barclay's card seems better.the sapphire rewards are more versatile though as...

They hold the majority of the risk, which is why they get to pull your credit. If the house gets foreclosed on your risk is moving. If you trash the house, their risk is the cost of repairs.

The shift change for most fast food restaurants is just after lunch so you have overlap for the morning and the afternoon/evening people. After lunch all the morning people leave, so you get the skeleton staff in the afternoon.

The Sapphire Preferred is by far the best travel card out there right now. -No Foreign Transaction Fees -2 points/dollar on travel related expenses -45000 (or 55k) points for sign up (If you don't do the 55k offer, the annual fee is $30 less) -Point for point transfer to a bunch of...

FHA loans are still out there up to $417k. (Higher in some areas) The difference is you're paying MI. Before people were doing 80/15/5 and not paying MI at all.

The Vegas market is going nuts again from investors. I bought my house last April for $145k and now the same houses in my neighborhood with smaller lots are going for $210k. It worked well for me though. I put 10% down on a 30 year when I bought it and refied into a 15 year at 3.25% earlier...

I'm shocked nothing about Stamkos.

Focus on building relationships with realtors. The refi business is drying up with rates ticking up. People will still buy homes even with higher rates, but they won't refi. Reliable realtors that will give you consistent business is the key.

One of the McDonalds by me still has the $1 McDouble, but the cheeseburger is $1.59. It's crazy time here.

No. It's finding a need and presenting a benefit. It's the base of all sales.

I work at a bank and the conversation that we normally have with our older customers is finding out goals that they have with their estate. We call it Legacy planning. Do they want to send the grandkids to college, do they want to donate money to charity, do they want to help out the kids, etc.

I work in a bank and have seen the new bills. They stick to each other just like the old hundreds did when they were new. You just have to slow down counting them.

I always work with my salespeople on what's called an elevator speech. Basically, if you're in an elevator with someone what would you tell them in 20-30 seconds about your business and it's benefits before they got off the elevator. Your advertising should relay that.

The only reason I thought about buying one is that they act as a extra motion sensor for the nest. I hate it when it turns off the air in the summer because I'm in my bedroom for more than a couple of hours.

IT"S TIME TO SLAY THE DRAGON!

I was excited about them too as I have a nest, but $125 for a smoke alarm is alot.

Beats are made by Monster, so that makes sense.

I have. They suck. They taste like undercooked crinkle cut fries you'd buy at the grocery store.

I'd stick with a full page. The price difference is only $65 for you. Also, have you thought about starter package type coupons? Free bag of gravel with a tank purchase type of coupons?

I'm just wondering how many 70s, 80s and 90s rock songs they're going to turn into folk songs. I wonder how much cheaper the licensing is if you do it that way.

Most LLCs are easy to pierce because business owners can be idiots with their finances. Don't co-mingle your funds and it's generally not a big deal. The first time you do something like make your mortgage payment out of your LLC, the LLC is done.

Why don't you just start from home until you get going with some jobs? Is this work you can mostly do yourself?

They can actually do quite a bit with your account number. However, Deluxe (which is who most big banks use) checks before shipping to make sure the address is valid and won't ship to a non-existent address. It's likely the checks never even shipped out.

The average investor doesn't have the patience to ride things out. They panic and sell when the market has an adjustment.

If you look at the returns after sales charge, yes A shares are cheaper than C shares on actively managed funds. However, the breakpoint of where they're better is out about at 8-10 years.

Ok. The majority of those funds are A share funds which have sales charges of 4-6%. If you're looking to avoid them, there's 3 funds in there that are institutional funds that don't have sales charges. Morningstar rates all three of these as 4 stars out of 4. They're all quality funds with no...

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That's unfortunate if you can only do the portfolios. This means you're double paying for management. Basically, you're paying the fund managers that make up the funds. Then you're paying another fund manager to put together a fund of fund that make up the portfolio. Normally, you can...

Depending on your company's size, there may not be a fee to buy in at all. Mid to large companies buy what are called institutional shares. These shares have no initial sales charges and generally a lower expense ratio. This is because your company would have negotiated as a whole. Just like...