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this I do know, you can sell your note early if rates drop

explain to me like i'm retarded why the 20 is higher than 10 or 30

Seen this a couple times. For context, this is an Infant Swim Rescue (ISR) course, probably towards the end of a second or third series of courses. The goal is to teach babies/infants/toddlers to instinctually float if they fall in water and learn to swim towards stairs/edge and cry out while...

brics (minus russia cause it doesn't need it) will buy all their products, they don't need to give any fucks

I've estimated our new monthly bills and we've determined that even if our business life completely implodes we'd be able to live nicely and still save for retirement if we each got a part job at home depot. If we can carry on how we have been we should be able to retire at 50-55 (we're both...

This is why we selling our CA ranch for stupid dollars (bout to close) and downgrading our lifestyle a bit to pay cash for a house (still a nice place on half acre in the country) as we move out of CA to get our kid closer to family. We'll have made about 100k a year on this property, and if...

ya I don't know anything about their numbers so that's obviously horrible for them - i'm more talking about how in the last 5-10 years they've gotten past their stigma of being just hippy sandals

I'm pretty familiar with them due to our family business and they have broken out of their dirty hippy/sock wearer/lesbo background and resurged as popular for young adult and middle aged woman. It's not just sandals anymore. Their clog style "boston" line is incredibly popular. Overpriced if...

Thought no more replying?

compulsorily $20 fast food min wage pharma - "price gouging!"

this should get you started assuming your not to high or gorged on fast food to concentrate

Ive had the ironmaster adjustable dumbells for like a decade and enjoy them. I’m not some bro-tard juicer wannabe that needs to drop his shit tho

you won't get any off that type of charcoal and since the fat/liquids from the cook isn't dripping on it i'd guess near zero

Even as a younger person I always thought star wars was cheesy popcorn flick sci fi. Entertaining but nothing special. Really no different than early arnold/slyvester action flicks. All confirmed as they couldn't get past this with pumping a gazillion bucks into the prequels/sequels. Why...

Reduce spending.

1800-2000 is the sweat spot - and oh how I loath the modern designs where they put in some sort of large "sitting area" waste of space near the entrance to houses. Like 3-400 sq foot of just complete waste that could have been used towards larger kitchen/living rooms or another bedroom in the...

it's not even an exemption, it's the way property is taxed in CA. The property is assessed when it is sold/bought and that's the tax payment (plus I think a slight inflation bump per year) until it's sold/bought again. One of the few things they do right and will likely be changed for the...

They ever drop adventure mode?

Never really played much wow but having fun with their hard core classic playing an hour here or there. Don't plan on doing any dungeons or raids or anything, just see how far I can get. So far I have two stupid deaths both at level 14 to noob mistakes (i know pretty much nothing). 3rd times...

Not sure about if other brands do it but my yoder has an offset pellet box on left side. Take the diffusion plate cutout (they add for cleaning out the box easily) off and you have an open flame that works perfect with GrillGrate brand grates. I gave away my gas weber grill a few months ago...

I did the same thing in the navy - saved my ass off and bought a small fixer upper starter home when I got out. After an innitial fixing of some big problems just worked on it slowly over the next few years. I think a big problem is younger folks entering the housing market are incapable of...

this is a bell curve game, starts shitty, gets pretty good for a while, especially some of the well done side quests, then when once you get towards the end it just gets shitty again started farting around in ng+ and meh, pretty much done with it. may have to load up no man's sky tho

man I do miss my radio with old timey music on it

I like the bg3 story and the cleanness and seriousness of it all better, but I think because of what you're saying I overall like the DOS2 combat better. Always just seems like such a shit show and was really fun. bg3, even doing non-cheese, the combat was pretty much a joke starting early act 2

don't know what to say, i'm at 50-60fps pretty much always with my settings, and they look good to me. my only graphics complaint is that creation engine just doesn't have any sort of cutting edge-ness to it. Guess that works for me though since I can't run the good shit anyways. Usually...

I think it runs great and i'm on a dinasour (gtx 1070, i7 6700 4ghz) I'm not in the 100s of fps but looks good to my going to shit eyes, especially considering its creation engine pretty sure I see in like 20fps at this point so anything above that is gravy

there's a couple "my husband" ect from males in dialogue but not much else. Surprising how much the company, which I'm sure has a bunch of blue hairs in it, has held back. had to have been a discussion and they obviously said let's stick with real world percentages, so out of 100 people you...

I think when it comes to ng+ people should probably spoiler themselves early, at least on the mechanic, not the story.

I like shitting on AAA games/studious but i've got about 20 hours in it and it's not shit. It's good. Just some boner mistakes. I don't really consider this like a pre order, which I'm against. I watched the day 1 streams and read some reviews and went on it. The amount of hours i'll have...

As I progress i'm finding that the non-quest points of interests on planets are just copy pastes and there's like 6 or 8 total (at least in colonized space), with some clutter moved around a bit. Enjoying the main and bigger side quests though.

don't really understand the mechanic yet but i'm about 10 kills away from my B class piloting but just stole a B class ship and am flying around in it just fine... edit: nm I guess I am rank 3 and am working towards rank 4

funny, map doesn't bother me at all. overall it's good, but my main complaints are -the instanced world, fast travel ect completely disjoints the whole feeling of "open world" to me - not sure how to fix this in a space rpg -ui/menus are a complete mess -first 1-3 hours of the game is really...

All it needed from nms is seamlessness, doesn't even have to be fully seamless and they've taken steps backward with their UI/menus which is annoying And bethesada is know for it's grand openings in games, just a mind blowing first hour or two. This is the opposite.

kenshi was made by one dude…

fo:nv shouldn't be listed with any of those other games

how do they not go into this with the primary goal of a no mans sky style seamless experience and then shit their bethesda game on top of that glad I didn't pre order - def going to wait for mods / sale

so you can pay extra for early access but streamers early early access?

hilarious the garbage mff decides to screen cap the tweet of

ya I know they've been around forever but the big boys are re-advertising new models so i'm wondering if those ones work decently

super interesting - i'm in a non-fire zone in n. cal and my insurance is 2k a year. if you're in a fire area, if you can even find it it's like 5k+ a year