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I can't remember if this is the thread people were talking about credit scores, but it seems the most likely. Anyway, my wife checks hers regularly and she did it today and despite no changes to anything (it actually says this), her score dropped 18 points. The reason? We aren't paying our...

Basically just more of the same that we've seen the past several months, right back to where we were. None of these rallies seem to have any momentum to sustain them.

That to me says it's entirely tech driven. Small and mid caps probably getting crushed on the actual news while the big tech companies keep the indices afloat.

...and yet, markets are green this morning?

Think my wife got some $1/month offer around Black Friday.

Pretty bad sign when all the reviews are saying they wish it was as good as Crystal Skull. This thing is going to be horrific.

Yeah, if I could go back and not waffle on buying in August before that split happened. Everyone here was talking about it, and I just couldn't pull the trigger.

I usenet that shit. Wife and I had a DVD collection that kind of disgusts me in retrospect (close to a thousand maybe when we combined them?). I gave those companies enough money for a lifetime.

Only thing I heard was that they said DoD cuts were off the table. So sounds like more uniparty nonsense.

That sucks, but he's looked rough for a while.

They're greedy. Probably idiots too.

My 16 year old niece was listening to some cover of Radiohead's Creep, and then turned on the original. I was thinking it was kind of neat she knew the song, and when I looked it up, realized it's over 30 years old.

There's no way this movie is worth a shit if even half the leaks about the script are true.

It was explained as a glitch, like it saying "redirect, 1042" or whatever. Why it had dozens of people singing Electric Avenue as a glitch was kind of weird though. I imagine just for the shock effect of how fucking bizarre that'd be as an ending to an episode.

Yeah, this show was pretty fucking good. I'm hoping it's contained to one season because that was about perfect. Super weird which may put people off. But good mixture of genres and pretty solid. Oh yeah, and it also reminds me of that Wait Buy Why AI article I reposted the other day, and have...

Guess the egg people finally decided they had enough profits.

Markets really shot up today. New YTD high. We're almost at 10% up for the year. Granted, after such a shit year last year that's not really meaningful. Wondering if we keep this rally up or go back to our sideways moves. My original prediction at the start of the year was that we'd see a fall...

I appreciate you putting Netflix in the title to remind me that despite people saying this is decent, that it's probably trash still.

No, we had a backhoe. We did a concrete truck for behind the framing, but the floor we did by hand.

We had a pool at the first place we rented in California (Mojave Desert). It cost a fucking fortune, and that was with the owners footing the bill for maintenance. Don't particularly want one ever again. We also put in an in ground pool for my brother in law about a decade ago. It was...

Wow, that seems so soon. Was season 4 that long ago?

Nah, we didn't have it up until last week, and that was just for my wife's peace of mind. Cost us $450 or so for annual coverage. You do have to have hurricane (wind) coverage though, at least where we are.

I was really hoping this was all a hallucination while he was in prison. Then I found out this is the last season and it seems unlikely (mostly cause it's cliche, circa Bob Newhart).

For now. We chose where we're at because it's really got nothing touristy to do outside of the beach. But it's exploding like fucking crazy lately. We're already thinking we're going to have to leave within a decade. We used to visit the in-laws in Orange Beach, AL, and it was a quiet town...

Guess you convinced the wife that she didn't need the ocean? I think I mentioned before that my in-laws had some land there. Although we went there to check it out last year before my father-in-law died (I think he wanted to make sure his wife knew where it was and to get it all sorted out) and...

Meanwhile the house across the street from us had renters for the last year or so, and they decided they wanted to rent it out as a short term rental (we're close to the beach). We have a very small HoA ($150? a year), and all the neighbors around me put the kibosh on it. I hate HoA's in...

Wonder at what point we consider this a banking crisis?

Why not up the ante and ask to see a script writer write something that's not trite garbage? Most of these people are hacks. That AI isn't writing super compelling stuff doesn't let the writers off the hook for doing the same.

Made me think of the Critical Drinker video on The Mandalorian. This was a filler episode. Most of it was pointless. If I'm checked out for 2/3 of the episode because nothing happened, that's not good.

I wasn't saying to actually do that, just pointing out that if the comps in the neighborhood are all valued at a million more than this, the land is likely worth that much. The house itself doesn't play into it that much.

I mean, seems like the land is valued at a million for all the other homes. Could buy it and do a brand new build and still make a massive profit?

I think I got 5 or 6 episodes in before I quit. The first one showed promise. As it went along it just went to shit. Super disappointing.

Feel like I should sell and rebuy when it inevitably hits $6 again.

Shit, yeah, didn't think about refinancing. That's definitely true. That said, the rates in the 2010's were pretty low. Our last house we bought in 2015 and it was like 3.5% or something w/ points. Current one is 2.7% bought in 2021.

Yeah, that's weird. Most boomers are retired at this point and wouldn't be buying a new house. It's Gen X and older Millennials that locked in those rates.

It's baffling too, because none of these hikes should've been surprising. Just plain old greed?

Geez, even Stranger Things was 7 years ago. Jessica Jones 8 years. Outside of the mention of The Bear, does anyone have an example from the 2020's?

They've revised down every single month for at least the last year, probably longer if I looked. There's a reason everyone says they don't trust the numbers the government puts out.

While I've definitely been shitting on the writers, I just have to laugh at this one. Like, get a fucking grip, no one cares.